Frankenmuth Insurance

OCTOBER 10, 2024

Minimize crime with security cameras, ample exterior lighting, and alarm systems. Putting yourself in a robber’s shoes can help you make proactive adjustments and prevent crime. Large cracks or craters could cause bodily harm or damage to vehicles. Setting up or running the small business of your dreams? What would you take?

Crime 111

Crime Workers Compensation Commercial Agents 111

Distinguished

APRIL 29, 2025

Without the right safeguards in place, landlords could face significant financial losses from damages, legal claims, or lost rental income. A specialized landlord insurance policy provides protection against lost rental income, tenant-related damages, and extreme weather.

Liability 52

Liability Financial Loss Insured Insurer 52

Distinguished

APRIL 21, 2025

The damage is extensive, and tenants are forced to relocate while repairs are underway. However, with opportunity comes risk: property damage, liability claims, and unexpected financial losses can quickly turn a profitable investment into a costly liability. Sewer and drain backup: Protects against water damage from plumbing backups.

Broker 52

Broker Liability Broker-Agent Building 52

Distinguished

FEBRUARY 24, 2025

Based on our decades of experience in this industry, here are some of the top exposures we see restaurants facing in markets like Charlotte: Fire damage: Fire is a constant risk in hot kitchens, and even a small incident could lead to heavy repair bills and a temporary closure.

Liability 52

Liability Liability Insurance Insured Insurer 52

Jackson & Jackson

APRIL 30, 2024

Properties in high-risk zones for these disasters typically see higher insurance rates due to the increased likelihood of damage—especially the Brush Areas in California. Crime Rates Areas with higher crime rates often have higher property insurance rates due to the elevated risk of theft, vandalism, and other crime-related damages.

Commercial Property 52

Commercial Property Property Insurance Commercial Crime 52

ProWriters

OCTOBER 2, 2024

When a client experiences a data breach, the first move is obvious—find the entry point and stop the damage. Let’s break down the steps involved in a data breach forensic investigation and see how the experts pull back the curtain on cyber crime. But after the initial response , what’s next? But what does this process actually involve?

Cyber 92

Cyber Financial Loss Crime Damage 92

Freeway Insurance

OCTOBER 26, 2023

Insurance companies take into account things like traffic, crime, frequency of accidents and even the weather. So if you live in a city with a lot of traffic or in an area with more crime, your insurance may cost more than if you live in a quieter, safer place. Why Will I Pay More for My Car Insurance If I Live in an Urban Environment?

Crime 52

Crime Auto Insurance Insured Insurer 52

Property Insurance Centre

MARCH 11, 2025

Higher Crime Rates and Security Concerns London experiences more burglary, vandalism, and theft claims compared to rural or suburban areas. Unoccupied flats pose risks like water damage and squatting, which insurers consider when pricing policies. Some insurers might impose higher excesses or refuse coverage in high-risk flood zones.

Risk 52

Risk Insured Insurer Insurance 52

TGS

OCTOBER 3, 2024

Coastal homes in Florida, for example, face higher premiums due to the increased risk of hurricanes, flooding, and wind damage. Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. Location, Location, Location Where your home is located has a huge impact on your premium.

Premium 52

Premium Deductible Out-Of-Pocket Insured 52

Cover4LetProperty

OCTOBER 1, 2024

Renting out a property comes with many potential risks—damage caused by tenants, legal liability for injuries that happen on the property, or loss of rental income due to unexpected events like a fire or flood. Properties in areas with higher crime rates or those prone to flooding may have higher premiums.

Insured 60

Insured Insurer Insurance Injury 60

TGS

NOVEMBER 27, 2024

Install a Security System Cost: $100–$300 for basic systems (plus optional monitoring fees) Impact: Security systems don’t just deter crime; they often come with built-in monitoring for fire or carbon monoxide. Install a Water Leak Detection System Cost: $50–$300 Impact: Water damage claims are among the most common for homeowners.

Premium 52

Premium Home Insurance Insured Insurer 52

ProWriters

JULY 25, 2024

Analysts project cyber crime to cost the U.S. Legal repercussions, financial hits, and damaged reputations are just the tip of the iceberg. Also, having a guide for quickly implementing the pre-planned response strategy is crucial for minimizing damage. Transparency builds trust and mitigates long-term reputational damage.

Protection 53

Protection Cyber Damage Broker 53

Distinguished

SEPTEMBER 10, 2024

This includes damages that arise from: Fires Theft Vandalism Weather events We are also proud to offer coverages beyond property damage for buildings, temporary structures, and building materials. Our program also offers your clients general liability insurance, which can help cover legal costs that can occur on work sites. 

Risk 52

Risk General Liability Broker-Agent Insured 52

ProWriters

FEBRUARY 12, 2024

HIPAA breaches can also damage a healthcare organization’s reputation. Reputational damage leads to broken trust, lost customers, and decreased revenue. Patients can find themselves vulnerable to financial and emotional distress. They may spend years repairing their credit and financial records.

Cyber 52

Cyber Liability Insurance Liability Protection 52

TGS

OCTOBER 25, 2024

Every year your home grows older, it becomes more prone to issues such as plumbing leaks, electrical faults, or roof damage—all of which can lead to costly insurance claims. When you renovate or expand your home, you’re increasing its value—and with greater value comes higher costs to repair or rebuild in the event of damage.

Home Insurance 52

Home Insurance Premium Out-Of-Pocket Insured 52

Protect Commercial Insurance

NOVEMBER 8, 2024

It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. – Liability Insurance: Covers your business in case of lawsuits due to injuries or damages caused as a result of business operations.

Commercial Insurance 52

Commercial Insurance Commercial Premium Deductible 52

Property Insurance Centre

MAY 20, 2024

damage caused by a leak). Terrorism Cover for Block of Flats Insurance policies for individual houses typically include cover for damage or loss caused by an Act of Terrorism. Construction Type : The materials and construction methods used can influence the coverage, particularly concerning fire resistance and susceptibility to damage.

Building 52

Building Liability Insured Insurer 52

Risk Management Monitor

SEPTEMBER 1, 2022

Organizations should have a plan for employees if they fall victim to a scam or notice something unusual so IT or information security professionals can solve the issue as quickly as possible and mitigate the damage. It is critical to develop a strong cybersecurity strategy and invest in resources and training.

Protection 58

Protection Risk Liability Damage 58

Property Insurance Centre

JULY 30, 2024

3 By only choosing trustworthy tenants, the chances of problems like late rent or damage decrease. 3 The FTC says it’s fair to refuse a rental applicant based on low income, credit scores, eviction or crime history. It stops big damage and saves money on repairs later. Picking good tenants is crucial.

Building 52

Building Policy Property Insurance Commercial 52

Distinguished

MAY 13, 2025

Here is a list of the coverages that many hotels need: General liability : A basic GL policy helps cover claims associated with everyday business activities such as guests falling on premises, damage to guest property, restaurant operations, and accidents related to recreational activities. Fire damage. One real-world example?

Broker 52

Broker General Liability Liability Insured 52

Risk Management Monitor

DECEMBER 3, 2021

Many of them didn’t fully anticipate the widespread, long-lasting damage a pandemic could create. Those that do make the connection are on the path to better mitigating financial exposure, reputational damage, business interruption, and other losses. Doing so increases the ability to develop effective responses.

Risk 45

Risk Building Business Interruption Cyber 45

Distinguished

JUNE 2, 2025

Some of the most common claims we see in the state include: Frozen pipes in winter that cause water damage to basements or walls. Wind or hail damage to siding and roofing systems. Winter brings heavy snowfall and cold temperatures, and with it, ice dams and frozen pipes, which can cause significant property damage.

Liability 52

Liability Insured Insurer Insurance 52

Distinguished

MARCH 25, 2025

This kind of coverage ensures each piece is protected at its full appraised value and accounts for risks unique to collectible decoys, such as accidental damage, theft, and environmental factors like humidity and warping. A standard homeowner’s or renter’s policy isnt enough. Ready to get started?

Deductible 52

Deductible Insured Insurer Insurance 52

LexisNexis

APRIL 28, 2025

In addition to ERISA claims, plaintiffs pursued various federal and state causes of action, including emotional distress and invasion of privacy, and seek punitive damages. Learn more about developing and optimizing cybersecurity precautions.

Crime 40

Crime Risk Damage Compensation 40