Distinguished

APRIL 21, 2025

General liability: Protects against tenant or visitor injuries, legal claims, and medical expenses. Crime insurance: Safeguards against theft, fraud, and vandalism. Loss of rental income: Replaces rental income if a covered event makes the property uninhabitable. Umbrella insurance : Extends liability limits for landlords.

Broker

Distinguished

JUNE 16, 2025

HOA insurance typically includes coverage for property damages, crime, and liability suits to common areas like: Rec rooms Pools Clubhouses Walkways Stairways Tennis courts Here’s a breakdown of the core coverages an HOA needs.  Specifically, a GL policy provides coverage in the event of an injury or accident in common HOA areas.

Liability

Distinguished

APRIL 29, 2025

Crime insurance: Covers financial losses from theft or vandalism. Broad risk coverage: Protects landlords from tenant injuries, property damage claims, and other liability concerns beyond standard policies. Hired and non-owned auto insurance: Liability coverage for vehicles used in property management.

Liability

LexisNexis

AUGUST 27, 2024

815 (BIA 2024) (1) A conviction for an attempt to commit a crime may constitute a crime of child abuse, child neglect, or child abandonment under section 237(a)(2)(E)(i) of the Immigration and Nationality Act, 8 U.S.C. § 2) The respondent’s conviction for attempted injury to a child under sections 15.01(a) a) and 22.04(a)(1)

Crime

Cover4LetProperty

OCTOBER 1, 2024

Renting out a property comes with many potential risks—damage caused by tenants, legal liability for injuries that happen on the property, or loss of rental income due to unexpected events like a fire or flood. This would cover you for example, when a tenant may hold you liable for an injury which was caused within / by your property.

Insurer

Protect Commercial Insurance

NOVEMBER 8, 2024

It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries. – Liability Insurance: Covers your business in case of lawsuits due to injuries or damages caused as a result of business operations.

Commercial Insurance

Distinguished

SEPTEMBER 10, 2024

These include: Damage done intentionally to a covered item Injuries to employees working on the project Costs related to manufacturing defects Damages related to terrorism, nuclear attacks, or military actions Other policies should offer coverage for some of these risks. Our Builder’s Risk program does not cover some specific risks.

Risk

Risk Management Monitor

DECEMBER 20, 2022

In these cases, a worker may intentionally fake an injury (claimant fraud) or a business owner may misrepresent their employee headcount or incorrectly classify employees to obtain lower insurance premiums. Claimant fraud and premium fraud are two of the most well-known types of workers compensation fraud.

Workers Comp

Property Insurance Centre

MAY 20, 2024

If it fails in this duty of care , it could be held legally liable for any injury to that person (or damage to their property), resulting in costs and damages being awarded against it. Location : Geographic location impacts risk assessment for natural disasters, crime rates, and other hazards.

Building

LexisNexis

OCTOBER 10, 2024

If no benefits are being paid on account of an injury, counsel for the injured worker should name the PEO or employee leasing company, the special employer and its insurer, and any servicing agent of the PEO and their insurer as parties because there is joint and several liability between the general and special employers.

Workers Compensation

Bankers Insurance

JULY 8, 2024

Basic coverage usually includes reimbursement for trip cancellation, interruption and delay because of illness, bad weather, baggage loss or delay, medical insurance and medical evacuation (in case of illness or injury during travel) and a 24-hour assistance telephone line. Additionally, the U.S.

Insurer

Risk Management Monitor

OCTOBER 25, 2022

In other lines of business, as inflation continues to rise and products become harder to get, we can expect to see increased crime activity, with higher value attributed to stolen goods due to shortages and inflation encouraging more employee theft.

Risk

Distinguished

JUNE 2, 2025

Under Ohio premises liability law , property owners are frequently held liable for injuries sustained on their properties, making liability coverage crucial. Liability protection: Covers injuries to tenants or visitors, with limits of $1M per occurrence and $2M aggregate.

Liability