Remove Crime Remove Injury Remove Insurance Policy
article thumbnail

The Ultimate Guide to Office Insurance: Protecting Your Business Assets

Protect Commercial Insurance

. – Public Liability Insurance : Protects against claims made by third parties for injuries or damages occurring on your office premises. – Employer’s Liability Insurance : Required by law if you employ staff. It covers compensation claims from employees in case of workplace injuries or illnesses.

article thumbnail

Insurance for Apartment Building Owners: Protecting Your Client’s Investments With the Right Coverage

Distinguished

For example, a resident suffered severe injuries a fractured tibia and fibula after slipping on black ice while walking to her car. Fortunately, the property owner had Ordinance or Law Coverage A as part of their insurance policy, allowing them to receive the full building limit for the loss.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Landlord Insurance in Ohio: Get a Quote from Distinguished

Distinguished

Standard homeowners insurance simply doesn’t provide adequate protection for rental properties in Ohio. For landlords, a dedicated insurance policy is essential — here’s why: Severe weather exposure Ohio experiences a wide range of extreme weather events throughout the year.

article thumbnail

Landlord Insurance in Chicago, Illinois: Everything Brokers and Property Owners Need to Know

Distinguished

What Distinguished’s Landlord Insurance Programs Cover in Chicago Our City Insurance program provides robust protection, covering: Property insurance: Covers fires, storms, vandalism, and tenant-related damage. General liability: Protects against tenant or visitor injuries, legal claims, and medical expenses.

article thumbnail

Hotel Insurance Costs and Coverages for Brokers

Distinguished

What Should Hotel Insurance Cover? Thats why they need broad and comprehensive insurance policies that can cover them, whether theres a fire in the kitchen or a slip at the pool. Commercial auto : A comprehensive policy that covers commercial vehicles if theyre involved in an accident, vandalized, or stolen.

article thumbnail

HOA Insurance: Everything You and Your Clients Need to Know

Distinguished

With all of these responsibilities and people involved, problems will arise — and when they do, they’ll need a good broker with the right HOA insurance policy in their corner. However, getting HOAs the right insurance isn’t easy. What Does HOA Insurance Typically Cover?

article thumbnail

Landlord Insurance in Colorado: Coverages, Costs, and Benefits

Distinguished

Standard homeowners insurance often falls short, leaving property owners vulnerable to financial losses. A specialized landlord insurance policy provides protection against lost rental income, tenant-related damages, and extreme weather. Crime insurance: Covers financial losses from theft or vandalism.