Remove Crime Remove Injury Remove Liability Insurance
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The Ultimate Guide to Office Insurance: Protecting Your Business Assets

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. – Contents Insurance : Covers items such as office furniture, computers, and other equipment. – Public Liability Insurance : Protects against claims made by third parties for injuries or damages occurring on your office premises. These factors will influence the level and type of coverage you need.

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Insurance for Apartment Building Owners: Protecting Your Client’s Investments With the Right Coverage

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For example, a resident suffered severe injuries a fractured tibia and fibula after slipping on black ice while walking to her car. Crime insurance : Protects against financial losses caused by theft, burglary, or employee dishonesty, covering stolen money, securities, or property. We offer coverage limits of $1 million.

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Restaurant Insurance in South Carolina: A Broker’s Guide 

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Alcohol liability: Serving alcohol is a lucrative business, but it comes with liability risks. Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims. When they do, lawsuits and reputational damage can threaten a restaurant’s survival.

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Restaurant Insurance in South Carolina: A Broker’s Guide 

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Alcohol liability: Serving alcohol is a lucrative business, but it comes with liability risks. Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims. When they do, lawsuits and reputational damage can threaten a restaurant’s survival.

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Landlord Insurance in Ohio: Get a Quote from Distinguished

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Legal and liability risks Without specialized coverage, landlords could be personally responsible for medical expenses, legal costs, and settlements if tenants or visitors are injured on their property. City condominium insurance : Designed for 2-100 unit condo properties, including those with ground-floor retail or office space.

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Restaurant Insurance in Charlotte, North Carolina: A Broker’s Guide

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Slip-and-fall incidents: High foot traffic in dining areas and restrooms increases the risk of customer or employee injuries, which can lead to costly liability claims. Key coverages we offer include: Property insurance: Protection for buildings, equipment, and inventory against fire, theft, and natural disasters.

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Hotel Insurance Costs and Coverages for Brokers

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It also includes auto liability coverage for costs related to property damage or injuries caused by a crash. Cyber liability : A policy designed to cover the costs associated with cybercrime and data breaches. Crimes like this dont just impact individuals. Even industry giants arent immune.