Crime Injury Personal Property 
Property Insurance Centre
MAY 20, 2024
Property Owners’ Liability The block management company or Right to Manage company has a legal duty of care to provide a safe environment for visitors and any other person legally on the premises, be they visitors, contractors, or delivery people.
Distinguished
JUNE 16, 2025
For example, an HOA policy typically covers: Common property: Covers any common property owned by the HOA, such as communal buildings, shared roofs, lobbies, hallways, etc. Commercial Property Coverage The HOA should be insured for at least the value of the common area buildings, like clubhouses and maintenance facilities.
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