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MAY 13, 2025

What Should Hotel Insurance Cover? Thats why they need broad and comprehensive insurance policies that can cover them, whether theres a fire in the kitchen or a slip at the pool. Robbery and Assaults Hotels are meant to be safe havens for travelers, but like any public space, they can also be targets for violent crime.

Broker

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JULY 7, 2025

Landlord insurance is an incredibly broad term that can be applied to several situations, including one property, a schedule of properties, or even a multi-family building. For this reason, every landlord insurance policy will need to be a little different so that your client gets the coverage that suits their circumstances.

Building

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JUNE 16, 2025

With all of these responsibilities and people involved, problems will arise — and when they do, they’ll need a good broker with the right HOA insurance policy in their corner. However, getting HOAs the right insurance isn’t easy. What Does HOA Insurance Typically Cover?

Liability

Top Insurance Blogs

JUNE 5, 2025

Car insurance frauds have evolved in Germany. From minor exaggerations in claims to organized crime rings staging accidents, fraud is a growing issue in the German car insurance market.

Crime

Property Insurance Centre

MARCH 21, 2025

Insurers view these uses as higher risk, which can lead to increased premiums or the need for specialist insurance policies. Crime Risk in Certain Urban Areas While overall crime in Manchester is lower than in London, some districts still report higher rates of burglary and vandalism, which can affect insurance costs.

Premium

Property Insurance Centre

MARCH 11, 2025

Some insurers might impose higher excesses or refuse coverage in high-risk flood zones. Higher Crime Rates and Security Concerns London experiences more burglary, vandalism, and theft claims compared to rural or suburban areas. Insurers often require extra security measures like CCTV, secure entry systems, and alarm monitoring.

Risk

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APRIL 29, 2025

Standard homeowners insurance often falls short, leaving property owners vulnerable to financial losses. A specialized landlord insurance policy provides protection against lost rental income, tenant-related damages, and extreme weather. Crime insurance: Covers financial losses from theft or vandalism.

Liability

Scott Insurance

OCTOBER 28, 2020

Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies. Thus, affordable housing providers are highly likely to experience a loss of coverage or relatively high insurance premiums.

Crime

ProWriters

OCTOBER 2, 2024

As an insurance broker, you likely recognize that while these technologies drive business operations, they also increase vulnerability to cyber crime, making Cyber Insurance a necessity for your clients. Helping your clients understand cyber risks and Cyber Insurance policy jargon can be challenging.

Insurance Broker

Cover4LetProperty

OCTOBER 1, 2024

Buy to let insurance is a specialised type of insurance that covers the unique risks faced by landlords. While it shares some similarities with standard home insurance, it includes additional protection tailored to rental properties and tenants. Why do you need landlord insurance?

Insurer

Property Insurance Centre

MAY 20, 2024

Consequences of Underinsurance In the event of a claim on the block insurance policy , the insurer or its appointed loss adjuster may check to see that the Declared Value is adequate. If it is not, they may rely upon a clause within the insurance policy called Average, Average Condition, or Underinsurance.

Building

ProWriters

FEBRUARY 12, 2024

Help Your Clients Respond to and Reduce Their Risk of HIPAA Breaches Knowing how to respond to healthcare data breaches is crucial, especially breaches occurring due to cyber crime. Threat actors relentlessly try to gain access to PHI because it is so lucrative on the illegal market.

Cyber

Protect Commercial Insurance

NOVEMBER 8, 2024

Understanding Commercial Insurance Commercial insurance is an essential part of safeguarding your business against unforeseen events that could lead to financial loss. Having the right insurance policy is vital for the continuity and smooth operation of any business.

Commercial Insurance

ProWriters

JULY 25, 2024

Analysts project cyber crime to cost the U.S. One of the best ways to keep them secure is to offer comprehensive Cyber Insurance. ProWriters provides high-quality insurance policies and provides you with numerous resources to educate brokers and prevent cyber attacks. trillion by 2028.

Protection

TGS

OCTOBER 3, 2024

Conversely, homes further inland or in areas with lower crime rates often benefit from lower insurance costs. The more risks your area poses, the more your insurance company will charge to protect you. Coastal homes in Florida, for example, face higher premiums due to the increased risk of hurricanes, flooding, and wind damage.

Premium

ProWriters

MAY 28, 2024

How can you stress the need for Cyber Liability Insurance for contractors to your clients? Read on for information you can use about cyber risks contractors face—as well as how a strong Cyber Insurance policy can help protect them.

Cyber

TGS

OCTOBER 25, 2024

When the cost of replacing or repairing homes rises, so does the amount insurers have to pay out in claims. To put it simply, if your home insurance policy is designed to cover the cost of rebuilding, that cost has probably gone up over time. Well, your insurance premium is no different.

Home Insurance

Risk Management Monitor

MARCH 4, 2022

Giblin recommended risk professionals take the following steps to boost cyberrisk management efforts right now: Print out a hard copy of any necessary polices and plans, like the cyber incident response plan, the business’ cyber insurance policy and a contact list for the organization, so you have them available in the event you cannot access your (..)

Cyber

Property Insurance Centre

JULY 30, 2024

3 The FTC says it’s fair to refuse a rental applicant based on low income, credit scores, eviction or crime history. Whatever your requirements, we can tailor a specialist property insurance policy to suit your exact needs and provide you with a range of quotes to choose from.

Building

LexisNexis

OCTOBER 10, 2024

Is the gardener covered for workers’ compensation benefits under the homeowner’s liability insurance policy? Coverage B of the homeowner’s insurance policy will cover the injured worker’s work-related injuries. An Uber driver is waiting for a rideshare customer and is pulled over to the curb in a high crime area.

Workers Compensation

Bankers Insurance

JULY 8, 2024

TRAVEL INSURANCE FOR BUSINESSES Travel insurance offers a broad range of benefits and services, such as worldwide emergency hotline services, medical evacuation, reimbursement for unexpected cancellation or delay and more. Travel insurance is designed for problems that arise suddenly during a trip. Additionally, the U.S.

Insurer

Distinguished

JUNE 2, 2025

Standard homeowners insurance simply doesn’t provide adequate protection for rental properties in Ohio. For landlords, a dedicated insurance policy is essential heres why: Severe weather exposure Ohio experiences a wide range of extreme weather events throughout the year.

Liability

Distinguished

MARCH 25, 2025

How to Insure an Antique Duck Decoy Collection The best way to insure an antique duck decoy collection is with a specialized fine art and collectibles insurance policy. Location: Storing a collection in an area prone to natural disasters or with higher crime rates can increase insurance costs.

Deductible