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Block of Flats Insurance Glossary of Terms

Property Insurance Centre

Employers’ Liability Insurance Employers’ Liability Insurance protects the insured against claims made by an employee who is injured during the course of carrying out their work for the employer. cleaner or gardener). Who is Considered an Employee?

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HOA Insurance: Everything You and Your Clients Need to Know

Distinguished

While the specific requirements vary by state and by the association’s governing documents (like CC&Rs), nearly all associations need a package policy that covers property and liability exposures for shared areas. What Does HOA Insurance Typically Cover? Some policies do not cover all people associated with the board (i.e.,

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