Distinguished

JULY 7, 2025

Flexible Underwriting and Coverages for Their Unique Situation Everyone’s situation is a little different. Distinguished’s flexible underwriting and expertise help you offer plans designed to cover anywhere between 2 and 100 units across your city. Terrorism (TRIA) coverage : For losses caused by certified terrorist attacks. 

Building

Agency Height

JULY 31, 2025

The CLUE report (Comprehensive Loss Underwriting Exchange) is a national database that holds claims data for up to seven years. Get a CLUE Report (Comprehensive Loss Underwriting Exchange) This report shows claims history tied to your property and neighborhood It can help you understand why your premium went up—and challenge it 3.

Premium

Distinguished

APRIL 21, 2025

Crime insurance: Safeguards against theft, fraud, and vandalism. Distinguished provides brokers and their clients with comprehensive insurance solutions and a streamlined process, offering benefits including: Expert underwriting team: Helping brokers and landlords secure the right coverage based on property type and risk factors.

Broker

Distinguished

FEBRUARY 24, 2025

When determining the price of a policy, our underwriters will look at factors such as the restaurants size, location, type of services offered, and additional coverage needs. Location risks: Areas with higher crime rates or increased foot traffic face higher premiums.

Liability

Majesco

MARCH 27, 2025

Weather and catastrophic events, crime, more frequent and larger lawsuits, and high-tech vehicles also contribute significantly to their perceptions of what is driving up auto insurance costs. Hence, every area can take advantage of its features from product development to customer engagement to underwriting, billing, and claims.

Auto Insurance

Distinguished

JUNE 30, 2025

However, to give you an idea of what restaurant insurance might cost , here are what our underwriters will consider when determining an insurance premium quote for your client:  Type of restaurant: The kind of establishment your client runs will affect insurance costs.

Liability

Distinguished

JUNE 30, 2025

However, to give you an idea of what restaurant insurance might cost , here are what our underwriters will consider when determining an insurance premium quote for your client:  Type of restaurant: The kind of establishment your client runs will affect insurance costs.

Liability

Distinguished

MAY 13, 2025

Robbery and Assaults Hotels are meant to be safe havens for travelers, but like any public space, they can also be targets for violent crime. Crimes like this dont just impact individuals. Underwriters will look at the hotels loss experience and its risk management practices and protocols.

Broker

Distinguished

APRIL 29, 2025

Crime insurance: Covers financial losses from theft or vandalism. Distinguished stands out by offering Colorado brokers and their clients a range of advantages that simplify the insurance process and provide comprehensive coverage, including: Expert underwriting team: Ensures clients receive the right coverage for their properties.

Liability

Scott Insurance

OCTOBER 28, 2020

Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies. This research addresses one main question: Do crime scores accurately predict property-specific crime risk?

Crime

Distinguished

OCTOBER 9, 2024

New York – Distinguished Programs (“Distinguished”), a national insurance program manager, announced an expanded partnership with Berkley Program Specialists (“BPS”), a leading provider in the industry, to underwrite its Community Associations Crime and D&O products. Starting Jan.

Crime

Scott Insurance

FEBRUARY 27, 2024

Uneven investment profits causing insurers to pursue underwriting profit, which translates to stricter underwriting criteria and declined submissions. suburban) and are more susceptible to the use of crime scores when underwriters rate their liability insurance.

Deductible

Risk Management Monitor

JANUARY 27, 2022

Finally, it is important to provide robust underwriting data by using assessment tools to minimize the need for supplemental applications, preparing for additional questions from underwriters, and highlighting significant cybersecurity updates and improvements over the past year. and consider alternative terms and conditions.

Cyber

Freeway Insurance

OCTOBER 26, 2023

Insurance companies take into account things like traffic, crime, frequency of accidents and even the weather. So if you live in a city with a lot of traffic or in an area with more crime, your insurance may cost more than if you live in a quieter, safer place.

Crime

ProWriters

JUNE 4, 2025

billion in reported losses , according to the FBIs Internet Crime Report. For brokers selling business Cyber Insurance, having a carrier that simplifies both underwriting and policy structure removes a major barrier to closing deals. Think of it like catching a pickpocket before they slip into a crowded subway.

Insurance Broker

Distinguished

SEPTEMBER 10, 2024

However, every project is different, so underwriters will determine the final cost of a policy based on the following factors: Location : Construction sites near bodies of water, in higher crime areas, or that include some other unique risk factor would increase the cost of the policy.

Risk

Majesco

DECEMBER 5, 2024

Anything from quoting to underwriting, servicing, billing or claims may no longer operate at the level expected by customers, putting trust and loyalty at risk. Insurance buyer demographics are constantly shifting, and this means that insurance business practices can become out of touch.

Auto Insurance

LexisNexis

OCTOBER 10, 2024

An Uber driver is waiting for a rideshare customer and is pulled over to the curb in a high crime area. This is accomplished by an insurance broker for the employer or directly through the underwriting department of the insurance company for the employer. A roofing subcontractor’s employee fell off the roof and was severely injured.

Workers Compensation

Distinguished

MARCH 25, 2025

Here are some of the factors our expert underwriters would consider when creating a policy for your client: Collection value: The higher the collection’s appraised value, the more it will cost to insure. Location: Storing a collection in an area prone to natural disasters or with higher crime rates can increase insurance costs.

Deductible

Distinguished

JUNE 2, 2025

Crime insurance: Protects against employee theft, fraud, or vandalism. Get a quote: Our underwriters review the submission and return a tailored, bindable quote within 24-48 hours. Tailored underwriting: Our experts review each submission individually, offering flexible solutions for unique properties.

Liability