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Common Commercial Insurance Mistakes (and How to Avoid Them)

Mark Jackson Insurance Agency

Choosing the Wrong Deductible It’s tempting to choose a higher deductible to lower your premium, but that can backfire in the event of a claim. If the deductible is more than your business can comfortably pay, you might delay repairs or go without needed replacements.

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Restaurant Insurance in South Carolina: A Broker’s Guide 

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This includes common risks like theft or fire damage but also more niche coverages like food spoilage and cyber liability. General liability insurance: Covers legal expenses and damages if the restaurant is held liable for incidents, such as customer injuries. How Much Does Restaurant Insurance Cost in South Carolina?

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Business Owner’s Policy (BOP) for Restaurants: Protection from Prep to Plate

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In other states, a wind deductible may apply to Tier 1 coastal locations. Q: What are your property and general liability deductible options? A: Our Restaurant BOP deductible options are $1,000, $2,500 and $5,000 for property. We do not offer GL deductibles. Q: Are restaurants with food trucks eligible?

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E&O vs. EPLI: What Coverage Do Your Clients Need?

ProWriters

Coverage limits, deductibles, and other policy terms can be adjusted to align with the company’s nature and size. ProWriters’ Cyber IQ Comparative Rate Platform now lets you research these liability policies with the same speed and accuracy you get when using it to prepare Cyber Insurance quotes. What does EPLI not cover?

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What are the most important questions to ask when choosing business insurance?

Protect Commercial Insurance

– Potential deductibles and what’s financially viable if you need to make a claim. Familiarising yourself with the various types can help you craft the most effective insurance package: – General Liability Insurance : Covers third-party bodily injury, property damage, and advertising injuries.

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Essential Business Insurance Guide: Safeguarding Your Property From Cyber Threats

Protect Commercial Insurance

In this article, we will explore different types of insurance coverage that can help safeguard your business from property damage, liability claims, cyber threats, and more. There are various types of liability insurance, including general liability, product liability, and professional liability.

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Contingent Bodily Injury from Cyber Attacks: What You Need to Know

ProWriters

When you think about cyber risks, you probably think about the dangers malware attacks, data breaches, and other incidents pose to your business clients’ operations, revenue, and reputation. But cyber threats can pose risks to not only sensitive data but also to physical safety. You’re right to do so.

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