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Business Owner’s Policy for Restaurants

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Key benefits include: Property Coverage BOPs includes commercial property coverage, protecting business personal property and building structures against covered losses like fire, theft, or vandalism. A critical component of property insurance for restaurants is business income coverage.

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HOA Insurance: Everything You and Your Clients Need to Know

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While the specific requirements vary by state and by the association’s governing documents (like CC&Rs), nearly all associations need a package policy that covers property and liability exposures for shared areas. Typical exclusions are bodily injury, property damage, and intentional or dishonest acts.

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