Distinguished

MAY 19, 2025

Key benefits include: Property Coverage BOPs includes commercial property coverage, protecting business personal property and building structures against covered losses like fire, theft, or vandalism. A critical component of property insurance for restaurants is business income coverage.

Policy 40

Policy Business Owners Policy General Liability Liability 40

Distinguished

JULY 7, 2025

Q: Will you consider wine bars or establishments with high liquor-to-food sales ratios due to premium pricing? A: Yes, tenants, betterments, and improvements should be included in the Business Personal Property (BPP) limit when entering information in the portal. Q: Do you offer cyber liability coverage on the Restaurant BOP?

Policy 59

Policy Protection Underwriter Underwriting 59

Distinguished

JUNE 16, 2025

Typical exclusions are bodily injury, property damage, and intentional or dishonest acts. Cyber Liability Insurance Cyber liability insurance protects HOAs from the financial costs of cyberattacks, data breaches, and other digital threats. HO-6 policy: This is a condo owner’s personal policy.

Crime 52

Crime Liability General Liability Policy 52