Cyber Personal Property Property Damage 
Distinguished
MAY 19, 2025
Key benefits include: Property Coverage BOPs includes commercial property coverage, protecting business personal property and building structures against covered losses like fire, theft, or vandalism. A critical component of property insurance for restaurants is business income coverage.
Distinguished
JUNE 16, 2025
For example, an HOA policy typically covers: Common property: Covers any common property owned by the HOA, such as communal buildings, shared roofs, lobbies, hallways, etc. Typical exclusions are bodily injury, property damage, and intentional or dishonest acts. What Does HOA Insurance Typically Cover?
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