TGS

MARCH 4, 2025

The state mandates that all registered vehicles carry minimum auto insurance coverage as the Florida Financial Responsibility Law outlines. Specifically, drivers need: $10,000 in Personal Injury Protection (PIP) : Covers medical expenses for you and your passengers, regardless of whos at fault.

Auto Insurance 52

Auto Insurance Insured Insurance Insurer 52

Distinguished

MARCH 20, 2025

Apartment buildings present unique insurance challenges because of their dense living arrangements, high occupancy turnover, and shared spaces. These incidents can lead to lawsuits costing thousands of dollars in legal fees, not to mention potential damages if your client is found liable.

Building 52

Building Protection Damage Insured 52

Bankers Insurance

MAY 16, 2024

TIPS FOR BUYING HOME INSURANCE For millions of Americans, home insurance remains an essential financial safeguard. The homeowners insurance market is complicated and dynamic, and many policyholders have experienced increased rates in recent years despite no changes to their coverage or claims filed. 3 or 5 years).

Home Insurance 52

Home Insurance Policyholder Insured Out-Of-Pocket 52

Cover4LetProperty

JANUARY 29, 2024

At its simplest, therefore, a home is a home, whilst let property is a business asset. To understand why landlord insurance is typically more expensive than standard home insurance, it might be helpful to go back to the basics of insurance itself.

Home Insurance 52

Home Insurance Insured Insurance Insurer 52

Simply Insurance

JUNE 10, 2025

Landlord Insurance For Multiple Properties Landlord Insurance Rates By State Renters Insurance Renters Insurance Quotes How Much Is Renters Insurance? How Much Is A $100,000 In Renters Insurance? Renters Insurance Rates By State Home Insurance Homeowners Insurance Quotes What Does Home Insurance Cover?

Insurance Quotes 64

Insurance Quotes Life Insurance Insured Insurance 64

Simply Insurance

JUNE 9, 2025

Landlord Insurance For Multiple Properties Landlord Insurance Rates By State Renters Insurance Renters Insurance Quotes How Much Is Renters Insurance? How Much Is A $100,000 In Renters Insurance? Renters Insurance Rates By State Home Insurance Homeowners Insurance Quotes What Does Home Insurance Cover?

Insurance Quotes 59

Insurance Quotes Life Insurance Workers Comp Insured 59

Wren Insurance Agency

OCTOBER 17, 2024

At this time of year, typically due to Florida storms causing damage to our homes, there are a larger number of insurance claims than normal. Many adjusters investigate your claim by visiting your property; in person, viewing and documenting losses and damages personally.

Damage 79

Damage Insured License Insurance 79

Simply Insurance

JUNE 11, 2025

Landlord Insurance For Multiple Properties Landlord Insurance Rates By State Renters Insurance Renters Insurance Quotes How Much Is Renters Insurance? How Much Is A $100,000 In Renters Insurance? Renters Insurance Rates By State Home Insurance Homeowners Insurance Quotes What Does Home Insurance Cover?

Insurance Quotes 59

Insurance Quotes Life Insurance Insured Insurance 59

Simply Insurance

JUNE 11, 2025

Landlord Insurance For Multiple Properties Landlord Insurance Rates By State Renters Insurance Renters Insurance Quotes How Much Is Renters Insurance? How Much Is A $100,000 In Renters Insurance? Renters Insurance Rates By State Home Insurance Homeowners Insurance Quotes What Does Home Insurance Cover?

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurance 52

Simply Insurance

JUNE 12, 2025

Landlord Insurance For Multiple Properties Landlord Insurance Rates By State Renters Insurance Renters Insurance Quotes How Much Is Renters Insurance? How Much Is A $100,000 In Renters Insurance? Renters Insurance Rates By State Home Insurance Homeowners Insurance Quotes What Does Home Insurance Cover?

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurance 52

Simply Insurance

JUNE 10, 2025

Landlord Insurance For Multiple Properties Landlord Insurance Rates By State Renters Insurance Renters Insurance Quotes How Much Is Renters Insurance? How Much Is A $100,000 In Renters Insurance? Renters Insurance Rates By State Home Insurance Homeowners Insurance Quotes What Does Home Insurance Cover?

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurance 52

Simply Insurance

JUNE 12, 2025

Landlord Insurance For Multiple Properties Landlord Insurance Rates By State Renters Insurance Renters Insurance Quotes How Much Is Renters Insurance? How Much Is A $100,000 In Renters Insurance? Renters Insurance Rates By State Home Insurance Homeowners Insurance Quotes What Does Home Insurance Cover?

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurance 52

Simply Insurance

JUNE 12, 2025

Landlord Insurance For Multiple Properties Landlord Insurance Rates By State Renters Insurance Renters Insurance Quotes How Much Is Renters Insurance? How Much Is A $100,000 In Renters Insurance? Renters Insurance Rates By State Home Insurance Homeowners Insurance Quotes What Does Home Insurance Cover?

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurance 52

Simply Insurance

JUNE 9, 2025

Landlord Insurance For Multiple Properties Landlord Insurance Rates By State Renters Insurance Renters Insurance Quotes How Much Is Renters Insurance? How Much Is A $100,000 In Renters Insurance? Renters Insurance Rates By State Home Insurance Homeowners Insurance Quotes What Does Home Insurance Cover?

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurance 52

Simply Insurance

JUNE 9, 2025

Landlord Insurance For Multiple Properties Landlord Insurance Rates By State Renters Insurance Renters Insurance Quotes How Much Is Renters Insurance? How Much Is A $100,000 In Renters Insurance? Renters Insurance Rates By State Home Insurance Homeowners Insurance Quotes What Does Home Insurance Cover?

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurance 52

Simply Insurance

JUNE 10, 2025

Landlord Insurance For Multiple Properties Landlord Insurance Rates By State Renters Insurance Renters Insurance Quotes How Much Is Renters Insurance? How Much Is A $100,000 In Renters Insurance? Renters Insurance Rates By State Home Insurance Homeowners Insurance Quotes What Does Home Insurance Cover?

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurance 52

Simply Insurance

JUNE 9, 2025

Landlord Insurance For Multiple Properties Landlord Insurance Rates By State Renters Insurance Renters Insurance Quotes How Much Is Renters Insurance? How Much Is A $100,000 In Renters Insurance? Renters Insurance Rates By State Home Insurance Homeowners Insurance Quotes What Does Home Insurance Cover?

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurance 52

Simply Insurance

JUNE 10, 2025

Landlord Insurance For Multiple Properties Landlord Insurance Rates By State Renters Insurance Renters Insurance Quotes How Much Is Renters Insurance? How Much Is A $100,000 In Renters Insurance? Renters Insurance Rates By State Home Insurance Homeowners Insurance Quotes What Does Home Insurance Cover?

Insurance Quotes 52

Insurance Quotes Life Insurance Insured Insurance 52

Distinguished

MARCH 20, 2025

Other common violations include sanitation and plumbing issues , such as leaking pipes that lead to water damage and mold growth, as well as problems with sewage and drainage systems. These legal factors are critical when it comes to determining liability in cases where unresolved violations have led to damages or injuries.

Broker 52

Broker License Insurance Broker Risk 52

TGS

APRIL 30, 2025

Insurance tip: If an injury happens due to negligence (like letting kids swim unsupervised), you could be held personally liable. Insurance tip: Equipment failures and pool-related damage (like leaks) are often excluded from homeowners policies if they stem from neglect. What to do: No diving in shallow water.

Liability 52

Liability Protection Policy Home Insurance 52

Distinguished

APRIL 29, 2025

Environmental hazards, coupled with the challenges of managing tenants, make landlord insurance an essential investment. Without the right safeguards in place, landlords could face significant financial losses from damages, legal claims, or lost rental income.

Liability 52

Liability Financial Loss Insured Insurance 52

Distinguished

APRIL 21, 2025

The damage is extensive, and tenants are forced to relocate while repairs are underway. Without the right insurance, the landlord absorbs the full financial hit not just from repairs but also from lost rental income. General liability: Protects against tenant or visitor injuries, legal claims, and medical expenses.

Broker 52

Broker Liability Broker-Agent Building 52

TGS

NOVEMBER 1, 2024

Immediately after the accident, check yourself and your passengers for injuries. It’s also important to remember that injuries aren’t always obvious right away—adrenaline can mask pain, so be cautious even if you feel okay at first. Avoid standing in the middle of the road or putting yourself in harm’s way while assessing the damage.

Injury 52

Injury Home Insurance Claim Damage 52

Property Insurance Centre

MAY 19, 2025

The person may require support as a result of those injuries or may have had some loss of earnings due to their inability to work, hypothetically. If those injuries are deemed a result of the Property Owners Negligence, the you may have to foot the bill. This is where it is important your are insured adequately.

Commercial Property 52

Commercial Property Commercial Insured Insurance 52

Distinguished

MARCH 19, 2025

Mold & Water Damage are also major concerns; leaks or excessive moisture can lead to mold growth that poses health risks. Brokers also help interpret legal precedents and case law, including issues of negligence, duty to maintain clauses, and the concealment or misrepresentation clauses found in insurance policies.

Building 52

Building Broker Damage Insurance Broker 52

Frankenmuth Insurance

NOVEMBER 14, 2024

Reduce the effects of storm damage, burst pipes, gas leaks, flooding, fires, and power outages by following these tips. Emergency home repair #1: Storm damage. Severe winds, rain , tornados , hurricanes , and hail can cause structural damage to your home. Take photos of the damage for your insurance records.

Damage 83

Damage Agents Insurance Agent Insurance Agents 83

Property Insurance Centre

JUNE 5, 2025

The person may require support as a result of those injuries or may have had some loss of earnings due to their inability to work, hypothetically. If those injuries are deemed a result of the Property Owners Negligence, then you may have to foot the bill. This is where it is important you are insured adequately.

Insured 52

Insured Insurance Insurer Policy 52

TGS

NOVEMBER 18, 2024

The Basics: Defining a No-Fault State At its core, a no-fault state is one where your car insurance policy takes care of your medical expenses and certain other costs, regardless of who caused the accident. In a no-fault system, each driver’s own insurance policy is the first line of defense for medical bills and other specified expenses.

Auto Insurance 52

Auto Insurance Injury Damage Claim 52

Mark Jackson Insurance Agency

MAY 21, 2024

Home Office Desk by Ken Tomita The rise of home-based businesses has been one of the most significant shifts in the modern work landscape. While operating a business from home offers convenience and flexibility, it also necessitates careful consideration of insurance needs.

Liability 52

Liability Business Interruption Professional Liability Insurance Home Insurance 52

Cover4LetProperty

OCTOBER 1, 2024

Buy to let insurance is a specialised type of insurance that covers the unique risks faced by landlords. While it shares some similarities with standard home insurance, it includes additional protection tailored to rental properties and tenants. What does landlord insurance cover?

Insured 60

Insured Insurance Insurer Injury 60

Maritime Insurance International

JUNE 5, 2020

In this post, we’ll walk you through everything you need to know about whether or not homeowner’s insurance covers boats and the advantages of purchasing a dedicated boat insurance policy instead. What Does Homeowners Insurance Cover? You want more coverage options than your home policy provides.

Property Damage 40

Property Damage Insurance Policy Damage Home Insurance 40

Cover4LetProperty

JUNE 1, 2025

Without this cover, the property and its contents remain at considerable risk of loss or damage, the income stream on which you have come to rely might suddenly become disrupted, or you might face financially crippling claims for damages if someone else is injured or has their own property damaged.

Damage 45

Damage Insured Insurance Insurer 45

Shield Insurance Agency

JUNE 11, 2024

The Red Cross | Thunderstorm | Home Insurance | Auto Insurance | Contact Us Need Help Now? Thunderstorms often bring powerful winds that can knock down trees, power lines, and mobile homes, intense rainfall that causes flash floods, tornadoes, lightning strikes that can spark fires, as well as damaging hail.

Insurance Agency 52

Insurance Agency Home Insurance Building Auto Insurance 52

TGS

JANUARY 6, 2025

At TGS Insurance Agency, we specialize in helping drivers find the right auto insurance coverage at competitive rates. Our team can guide you through your options and ensure you’re adequately protected under the new laws.

Auto Insurance 52

Auto Insurance Insured Insurance Insurer 52

Cover4LetProperty

DECEMBER 1, 2023

The main difference between home insurance and landlord insurance lies in the intended purpose and cover. The main difference between home insurance and landlord insurance lies in the intended purpose and cover. Landlord insurance: specifically tailored for properties that are being let to tenants.

Home Insurance 52

Home Insurance Insured Insurance Insurer 52

TGS

OCTOBER 3, 2023

To feel confident in your policy before you sign, make sure you understand how to read a homeowners insurance quote. How Do You Get a Quote on Home Insurance, and How Long Does it Take? You can get a free homeowners insurance quote by visiting the carrier website or by consulting an independent agency like TGS Insurance.

Insurance Quotes 52

Insurance Quotes Deductible Home Insurance Out-Of-Pocket 52

TGS

SEPTEMBER 6, 2023

On top of that, you run the risk of having a lapse in your home insurance coverage, as some renovations call for a different insurance policy entirely. What Will a Standard Home Insurance Policy Cover During Renovations? For example, standard home insurance will not cover theft or vandalism during construction.

Insurance Policy 52

Insurance Policy Policy Home Insurance Personal Property 52