Insurance Journal

NOVEMBER 27, 2024

(AP) — A tank containing byproducts from oil drilling operations exploded and caught fire Tuesday near the General Motors Proving Ground in southeastern Michigan, damaging two nearby homes but causing no injuries, a fire chief said. Fire crews …

Injury 246

Injury Damage 246

Insurance Journal

NOVEMBER 4, 2024

CINCINNATI (AP) — A massive fire underneath a bridge spanning the Ohio River closed a heavily traveled route between Cincinnati and northern Kentucky on Friday and damaged part of the steel structure. No injuries were reported. The fire broke out …

Injury 246

Injury Damage 246

Insurance Journal

NOVEMBER 7, 2024

The latest forest fire to break out in New Jersey spurred authorities to evacuate more than a dozen homes Wednesday as crews worked to contain the blaze, but no injuries or property damage has been reported. The New Jersey Forest …

Property Damage 243

Property Damage Injury Damage 243

Mark Jackson Insurance Agency

APRIL 21, 2025

Crutches leaning against a wall by Anna Shvets Workplace injuries affect more than just your team. For business owners, preventing injuries is key to protecting employees, maintaining productivity, and minimizing workers compensation claims. Training is another effective tool for injury prevention.

Workers Compensation 52

Workers Compensation Injury Compensation Claim 52

Triple-I: Homeowners Insurance

JUNE 3, 2025

Without anyone home to detect the issue, water had leaked for days possibly weeks causing severe damage to ceilings, walls, flooring, heating and electrical systems. Water damage is one of the most common and expensive issues in unoccupied homes. Water damage is one of the most common and expensive issues in unoccupied homes.

Theft 72

Theft Damage Liability Insurance 72

Boyle Agency Insurance

APRIL 4, 2025

Imagine a scenario where a contractor accidentally damages your property or a worker gets injured while working on your home. It ensures that the contractor is financially equipped to handle damages or injuries that may occur on-site. This is crucial as it prevents you from being held responsible for workplace injuries.

Property Damage 61

Property Damage Injury Damage Liability 61

Insurance Journal

JULY 31, 2024

Park workers and the Pigeon Forge police and fire departments directed guests to safety on Sunday afternoon, and one minor injury was reported, … (AP) — Strong thunderstorms brought flash flooding to Dolly Parton’s Dollywood in east Tennessee.

Injury 264

Injury Property Damage Damage Insurance 264

AMAXX

MAY 6, 2025

In fact, bad hires aren’t just a performance issuethey are a financial and legal liability , particularly in industries where physical labor increases the risk of injury. First-Year Employees Drive Claims and Costs Beyond poor performance, bad hires can quickly become workplace injury liabilities.

Workers Comp 85

Workers Comp Risk Injury Workers Compensation 85

Property Insurance Coverage Law

AUGUST 30, 2024

Employer’s liability insurance protects businesses from lawsuits filed by employees who have suffered a work-related injury or illness.

Liability Insurance 170

Liability Insurance Liability Workers Comp Workers Compensation Insurance 170

Insurance Journal

NOVEMBER 4, 2024

Among numerous injuries, 11 … OKLAHOMA CITY (AP) — Severe storms and tornadoes battered Oklahoma early Sunday, tossing cars and ripping roofs off buildings in the middle of the night and leaving tens of thousands of homes and businesses without power.

Injury 244

Injury Building Damage 244

Insurance Journal

MARCH 20, 2025

Three bills that would chip away at or substantially reverse 2022 reforms on attorney fees and medical damages passed Florida House subcommittees by wide margins on Thursday. But the consensus at the state Capitol is that most of the proposed …

Damage 264

Damage Injury Property Insurance Protection 264

Central Insurance

JUNE 27, 2024

From auto damage to worker injuries, the right insurance coverage can safeguard your painting company’s assets and ensure financial stability. Read our blog to learn five policies you need for painting business insurance.

Policy 130

Policy Protection Worker Injury Injury 130

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

Injury claim severity in the state is slightly higher than in the rest of the country. Property damage liability claims per 100 insured vehicles are 15 percent higher, and relative body injury claims frequency is 60 percent higher. Data indicates that litigation costs have become a pervasive concern for risk management.

Commercial General Liability 89

Commercial General Liability Commercial Umbrella Claim Liability 89

Triple-I: Homeowners Insurance

MAY 27, 2025

The reforms include stricter limits on damages, clearer standards for expert testimony, and other procedural changes designed to restore balance to the courts while reducing financial burdens on Louisiana families and businesses.

Injury 52

Injury Damage Home Insurance Compensation 52

Shield Insurance Agency

MAY 21, 2025

Even though it’s not legally required,here are someBenefits of Having Boat Insurance: **Liability Coverage: Protects you financially if you cause injury to someone or damage another boat, covering medical bills, legal fees, and repair costs.

Insurance 59

Insurance Insurer Insured Injury 59

Shield Insurance Agency

MARCH 31, 2025

Running a warehouse in Michigan involves managing a variety of risks, from property damage to employee injuries. Warehouse Operations in Michigan: A Risk Landscape Warehouses face a unique set of risks, including damage to goods, equipment breakdown, and liability issues. This is where commercial insurance comes in.

Commercial Insurance 52

Commercial Insurance Commercial Insurance Agency Injury 52

Mark Jackson Insurance Agency

MARCH 19, 2025

Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk. Key policies to review and update include: Commercial Property Insurance to protect your new location against physical damage from fire, vandalism, theft, or natural disasters.

Workers Compensation 52

Workers Compensation Liability Inland Marine Insurance Property Damage 52

Distinguished

MAY 19, 2025

Why Restaurant Need a Business Owners Policy Restaurants are fast-paced, high-risk environments that face frequent challenges from customer injuries and equipment breakdowns to power outages and spoiled inventory. BOPs also typically offer a more cost-effective approach for small to mid-sized restaurants than other insurance options.

Policy 40

Policy Business Owners Policy General Liability Liability 40

AMAXX

MAY 13, 2025

Total Recordable Incident Rate (TRIR) Why it matters: TRIR, an OSHA metric, tracks how often injuries happen. How to calculate it: (Number of OSHA recordable injuries 200,000) total hours worked by all employees. If youre significantly higher, prioritize injury prevention before focusing on post-injury systems.

Workers Comp 59

Workers Comp Injury Workers Compensation Claim 59

TGS

MARCH 17, 2025

Liability only auto insurance steps in to cover the damage youve done to the other guys car or their medical bills if theyre hurt. Its got two main parts: bodily injury liability and property damage liability. Bodily injury liability picks up the tab for the other persons injuries if youre at fault, up to your policys limits.

Auto Insurance 59

Auto Insurance Liability Risk Out-Of-Pocket 59

TGS

MAY 21, 2025

Now picture a sudden flare-up disrupting the scene or damaging the deck. These incidents can lead to significant property damage or, worse, injuries that result in liability claims. A fire that damages siding or outdoor furniture could lead to a homeowners insurance claim. A fire blanket is another practical tool.

Liability 52

Liability Property Damage Injury Damage 52

AMAXX

MAY 27, 2025

Set benchmarks, monitor performance, and proactively train your supervisors and staff before the next injury occurs. Establish a clear baseline for each new hire so you can manage future injuries more accurately. Believing Workers Comp Is Just a Cost of Doing Business This mindset is perhaps the most damaging.

Workers Comp 59

Workers Comp Workers Compensation Injury Claim 59

TGS

MARCH 4, 2025

Specifically, drivers need: $10,000 in Personal Injury Protection (PIP) : Covers medical expenses for you and your passengers, regardless of whos at fault. 10,000 in Property Damage Liability (PDL): Pays for damage you cause to someone elses property in an accident. Why Do People Risk Driving Without Insurance in Florida?

Auto Insurance 52

Auto Insurance License Insurance Insurer 52

Mark Jackson Insurance Agency

MAY 21, 2025

Well-maintained equipment is less likely to fail unexpectedly, cause injury, or lead to property damage. For example, a neglected air conditioning unit might leak and cause water damage, or an unmaintained forklift might malfunction and injure an employee.

Claim 52

Claim Injury Property Damage Commercial 52

Distinguished

MARCH 20, 2025

Unlike single-family homes, apartment complexes face heightened risks damage from one unit can quickly spread to others, liability claims can stem from common areas, and evolving building codes can demand costly upgrades. The court awarded her a staggering $13 million in damages.

Building 52

Building Protection Damage Liability 52

AMAXX

JUNE 10, 2025

This mindset fosters minimal collaboration and late-stage crisis management— when litigation is already underway, damage control is the only option. vague injury report, delayed treatment, combative tone), they call their defense attorney. The Shift: From Vendor to Fiduciary It’s time to reframe the role of defense attorneys.

Workers Comp 66

Workers Comp Workers Compensation Injury Claim 66

New Jersey Workers' Comp

JULY 19, 2024

The other part is referred to as the Employer’s Liability section of the policy and pertains to civil lawsuits arising from work injuries filed by employees against their employers. She filed both workers’ compensation claims for these injuries. The NJM workers’ compensation policy had two exclusions under C5 and C7.

Injury 52

Injury Claim Compensation Policy 52

Protect Commercial Insurance

MAY 9, 2025

From unforeseen damage to potential customer mishaps, there’s a lot to consider to keep your business running smoothly. Insurance helps protect those investments from potential losses due to theft, fire, or other damages. Introduction Hello, savvy UK business owners!

Liability Insurance 40

Liability Insurance Business Interruption Liability Insurance 40

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations. If you have employees, securing workers’ compensation insurance can provide financial support for medical bills and lost wages if a workplace injury occurs.

Commercial Insurance 40

Commercial Insurance Commercial Insurance Agency General Liability 40

Distinguished

APRIL 23, 2025

Additionally, there will be increased scrutiny for communities that are in the areas surrounding these facilities as there is an increased bodily injury component due to potential impact to humans. The lawsuits are mainly related to bodily injury claims for both workers and people in the surrounding communities who have developed cancer.

Liability 59

Liability Injury Risk Protection 59

Simply Insurance

JUNE 10, 2025

An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Property Damage Standard rental insurance includes this sort of coverage to repair or replace your property after a covered loss, such as fire, vandalism, or natural calamity. Who Should Buy Maryland Rental Insurance?

Insurance Quotes 72

Insurance Quotes Life Insurance Insurance Insurer 72

Wren Insurance Agency

OCTOBER 17, 2024

At this time of year, typically due to Florida storms causing damage to our homes, there are a larger number of insurance claims than normal. Many adjusters investigate your claim by visiting your property; in person, viewing and documenting losses and damages personally.

Damage 79

Damage License Insurance Insurer 79

Hunton Andrews Kurth

FEBRUARY 21, 2024

Many of those cases settled or were dismissed for lack of injury because plaintiffs failed to allege that the purchased item was deficient in an objectively identifiable way. With the certified question answered, a unanimous Ninth Circuit panel allowed the plaintiffs’ “purchase price theory” of monetary damages to proceed.

Injury 100

Injury Claim Damage Protection 100

Agency Height

NOVEMBER 19, 2024

Learn who is at fault in rear-end collisions, how car insurance covers damages, and average payouts for property damage and injuries.

Property Damage 52

Property Damage Injury Damage Insurance 52

Distinguished

MARCH 20, 2025

Other common violations include sanitation and plumbing issues , such as leaking pipes that lead to water damage and mold growth, as well as problems with sewage and drainage systems. These legal factors are critical when it comes to determining liability in cases where unresolved violations have led to damages or injuries.

Broker 52

Broker License Insurance Broker Risk 52

Distinguished

FEBRUARY 24, 2025

Based on our decades of experience in this industry, here are some of the top exposures we see restaurants facing in markets like Charlotte: Fire damage: Fire is a constant risk in hot kitchens, and even a small incident could lead to heavy repair bills and a temporary closure.

Liability 52

Liability Liability Insurance Insurance Insurer 52

Simply Insurance

JUNE 10, 2025

An Open Peril Policy means your coverage will cover damage caused by anything other than items on the prohibited list. Property Damage Standard rental insurance includes this sort of coverage to repair or replace your property after a covered loss, such as fire, vandalism, or natural calamity. Who Should Buy Louisiana Rental Insurance?

Insurance Quotes 64

Insurance Quotes Life Insurance Insurance Insurer 64