Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

Owning a business means taking on risks, but the right insurance coverage can help safeguard your hard work. At Paragon Independent Insurance Agency, we provide businesses in the greater Plano, TX area with various commercial insurance products. first appeared on Insurance Blog | Paragon Independent Insurance Agencies.

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Mark Jackson Insurance Agency

MARCH 19, 2025

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk. This coverage is required in most states.

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Workers Compensation Liability Property Damage Inland Marine Insurance 52

TGS

MAY 21, 2025

Now picture a sudden flare-up disrupting the scene or damaging the deck. These incidents can lead to significant property damage or, worse, injuries that result in liability claims. A fire that damages siding or outdoor furniture could lead to a homeowners insurance claim. A fire blanket is another practical tool.

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TGS

MARCH 4, 2025

The state mandates that all registered vehicles carry minimum auto insurance coverage as the Florida Financial Responsibility Law outlines. Specifically, drivers need: $10,000 in Personal Injury Protection (PIP) : Covers medical expenses for you and your passengers, regardless of whos at fault.

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Mark Jackson Insurance Agency

MAY 21, 2025

Customizing your approach ensures youre focusing attention where it matters most, and minimizing the risk of operational disruptions and insurance claims related to neglected assets. Well-maintained equipment is less likely to fail unexpectedly, cause injury, or lead to property damage.

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Mark Jackson Insurance Agency

JUNE 16, 2025

Not Getting Proof of Insurance from Vendors or Subcontractors If a subcontractor causes damage or injury, your business could be held liable if that subcontractor is not properly insured.

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Wren Insurance Agency

OCTOBER 17, 2024

At this time of year, typically due to Florida storms causing damage to our homes, there are a larger number of insurance claims than normal. Many adjusters investigate your claim by visiting your property; in person, viewing and documenting losses and damages personally.

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TGS

APRIL 30, 2025

Insurance tip: If an injury happens due to negligence (like letting kids swim unsupervised), you could be held personally liable. Insurance tip: Equipment failures and pool-related damage (like leaks) are often excluded from homeowners policies if they stem from neglect. Have you disclosed your pool to your insurer?

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TGS

NOVEMBER 18, 2024

The Basics: Defining a No-Fault State At its core, a no-fault state is one where your car insurance policy takes care of your medical expenses and certain other costs, regardless of who caused the accident. In a no-fault system, each driver’s own insurance policy is the first line of defense for medical bills and other specified expenses.

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Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

Here in Plano, TX, Paragon Independent Insurance Agency aims to simplify this process by breaking down essential terms you need to know to protect your business effectively. Understanding General Liability Insurance General liability insurance is a must-have for any business.

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Business Insurance Business Interruption Professional Liability Insurance General Liability 40

TGS

NOVEMBER 1, 2024

Immediately after the accident, check yourself and your passengers for injuries. It’s also important to remember that injuries aren’t always obvious right away—adrenaline can mask pain, so be cautious even if you feel okay at first. Avoid standing in the middle of the road or putting yourself in harm’s way while assessing the damage.

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Injury Home Insurance Claim Damage 52

Shield Insurance Agency

JUNE 11, 2024

Thunderstorms often bring powerful winds that can knock down trees, power lines, and mobile homes, intense rainfall that causes flash floods, tornadoes, lightning strikes that can spark fires, as well as damaging hail. Review your home insurance policy. Check to see if you are covered for flood damage.

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Paragon Independent Insurance Agencies

MAY 27, 2024

These events may include property damage, liability claims from work-related injuries, break-ins, or business interruption. Protection of Business Property Commercial insurance protects all business property, including buildings on the land, equipment in the yard, inventory, and other assets owned by the company.

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Commercial Insurance Commercial Protection Business Interruption 40

TGS

JANUARY 6, 2025

Protecting Yourself Beyond Minimum Limits While meeting the state’s minimum insurance requirements is mandatory, its important to recognize that these limits might still fall short in a severe accident. At TGS Insurance Agency, we specialize in helping drivers find the right auto insurance coverage at competitive rates.

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Auto Insurance Insurer Insurance Insured 52

Mark Jackson Insurance Agency

NOVEMBER 22, 2024

While your business may only operate for part of the year, risks like property damage, liability claims, or equipment theft don’t follow a calendar. Having the right insurance policies in place ensures your business is protected even during the offseason. Start by evaluating your specific risks.

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TGS

DECEMBER 2, 2024

Florida’s Strict Insurance Requirements Florida is a no-fault state , meaning that drivers must rely on their own insurance to cover medical expenses after an accident, regardless of who caused it. Property Damage Liability (PDL): $10,000 minimum to cover damage you cause to another person’s property.

Auto Insurance 52

Auto Insurance Insurer Insurance Insured 52

Mark Jackson Insurance Agency

JUNE 17, 2024

Understanding whether your business requires workers' compensation insurance, and the benefits it offers, is crucial for maintaining a healthy, lawful, and productive workplace. Benefits for Employees For employees, the assurance that workers' comp insurance provides cannot be overstated.

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Mark Jackson Insurance Agency

SEPTEMBER 9, 2024

From helmets to high-top boots, each piece of equipment plays a vital role in protecting riders from the elements and minimizing injuries during accidents. Ear Protection: Safeguarding Your Hearing Prolonged exposure to wind and engine noise can lead to hearing damage. Look for eyewear that is shatterproof and offers UV protection.

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Protection Injury Damage Theft 52

Mark Jackson Insurance Agency

MAY 21, 2024

Commercial liability insurance protects against claims resulting from injuries or damages to people or property during business operations. For a home-based business, this is particularly important, as standard homeowners' policies typically do not cover injuries that occur in the course of business activities.

Liability 52

Liability Business Interruption Professional Liability Insurance Home Insurance 52

TGS

OCTOBER 3, 2023

How to Read Your Homeowners Insurance Quote 1. Insurance Company 2. Limits This portion of your home insurance quote breaks down the maximum amount that your home insurance policy will pay for each type of coverage. Total Premium This is the sum that you will pay for this homeowners insurance policy.

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TGS

OCTOBER 10, 2023

Classic car insurance starts with the minimum liability requirements established by your state (for both property damage and bodily injury ). Some great examples are uninsured/ underinsured motorist coverage and medical payments/ personal injury protection coverage.

Auto Insurance 52

Auto Insurance Insurer Insurance Insured 52

TGS

DECEMBER 18, 2024

Inspect Before You Illuminate Before you hang even a single strand, inspect your lights for damage. Secure Your Setup Loose or poorly secured lights can cause all sorts of problems, from electrical hazards to physical injuries. Look for labels like UL-approved or ETL-listed to ensure your lights meet safety standards.

Home Insurance 52

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Mark Jackson Insurance Agency

OCTOBER 16, 2024

Umbrella insurance is designed to offer an extra layer of liability protection, stepping in when your standard insurance coverage limits have been reached. Umbrella insurance covers these additional costs, ensuring that you’re not left financially vulnerable.

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TGS

SEPTEMBER 6, 2023

Here are some common renovations that call for a second look at the gaps in your standard home insurance policy: DIY: If you choose to take on a home renovation yourself, you will be fully responsible for any accidents and injuries throughout the project. That includes house guests or friends lending a hand with the renovation.

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Insurance Policy Policy Home Insurance Personal Property 52

TGS

APRIL 18, 2025

Inspect the Roof for Winter Damage Why it matters: Your roof takes a beating all winter long. Insurance tip: Catching roof damage early can prevent water leaks that might not be covered under all homeowners insurance policiesespecially if its considered a maintenance issue. Check flashing around chimneys and skylights.

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ProWriters

JANUARY 9, 2024

And increasingly, plaintiffs pursue damages in “no-harm” class action lawsuits. In these situations, no evidence the plaintiffs’ compromised, sensitive data was used improperly or caused damage exists. Plaintiffs had to demonstrate they suffered actual injury as a result of the breach.

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TGS

JANUARY 28, 2025

Mind Your Plumbing If your renovations involve plumbingwhether its adding a new bathroom or upgrading the kitchenensure the work is done properly to prevent leaks or water damage. Water damage is one of the most common home insurance claims, so taking preventive steps here is key. Ready to Renovate?

Home Insurance 52

Home Insurance Protection Insurer Insurance 52

Mark Jackson Insurance Agency

FEBRUARY 6, 2025

Walk around your home periodically and look for visible signs of damage, such as sagging areas, discoloration, or loose shingles. After severe weather, take extra care to inspect your roof for damage caused by wind or hail. Clogged gutters can cause water to pool on your roof, leading to leaks, mold, and structural damage.

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Shield Insurance Agency

MAY 30, 2025

Ignoring dehydration can result in serious health issues like heat injury, kidney problems, and even death. * **Sun Safety:** Use sunscreen, wear hats, and sunglasses. Sun damage causes premature aging, skin cancer, and other visible changes. The post **Summer SafetyTips** first appeared on Blog | Shield Insurance Agency.

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