Mark Jackson Insurance Agency

MARCH 5, 2025

Exterior view of a suburban home by Binyamin Mellish Severe weather can strike at any time, bringing heavy rain, strong winds, hail, snow, or extreme heat that can damage your home. Preparing your property in advance can minimize potential damage, reduce costly repairs, and keep your family safe.

Protection

TGS

JULY 25, 2025

That’s what you’d get if it’s stolen or damaged. Replacement value (or replacement cost value, RCV) is what it would cost to buy a brand-new version of your lost or damaged item today, without worrying about depreciation. Ask Questions : If you’re confused about your policy, reach out to your insurer for clarity.

Out-Of-Pocket

TGS

APRIL 23, 2025

The Rising Tide of Roof Claims Several factors contribute to the surge in roof claims: Wind and Hail Damage: These elements were the primary drivers of loss costs, accounting for over half of all residential claims in 2024. Aging Roofs: Approximately 38% of U.S. Longer Claim Resolution Times: The average claim cycle time has reached 32.4

Claim

Paragon Independent Insurance Agencies

MAY 16, 2025

If you’ve recently purchased a home in Texas, it’s crucial to protect your investment by securing a homeowners’ insurance policy. Many new homeowners are unsure about the amount of coverage they need and have questions about home insurance. We’ve been serving homeowners in your area since 1993.

Home Insurance

Paragon Independent Insurance Agencies

JUNE 16, 2025

Renting out your home can be a smart move, but it’s essential to understand how it affects your insurance coverage. At Paragon Independent Insurance Agency, serving the Plano, TX community, we frequently receive questions from homeowners considering becoming landlords. Do You Need Landlord Insurance?

Insurance Agency

TGS

JUNE 18, 2025

But here’s a question that catches many homeowners off guard: “Is my home insurance still valid if I rent it out short term?” In fact, many homeowners assume they’re covered… until a guest damages their property or gets hurt, and the claim gets denied. Here’s What You Need to Know appeared first on TGS Insurance Agency.

Home Insurance

Mark Jackson Insurance Agency

JUNE 16, 2025

Not Getting Proof of Insurance from Vendors or Subcontractors If a subcontractor causes damage or injury, your business could be held liable if that subcontractor is not properly insured.

Commercial Insurance

Shield Insurance Agency

MARCH 31, 2025

Running a warehouse in Michigan involves managing a variety of risks, from property damage to employee injuries. Commercial insurance plays a key role in mitigating these risks, providing crucial protection for warehouse operations. This is where commercial insurance comes in.

Commercial Insurance

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

Owning a business means taking on risks, but the right insurance coverage can help safeguard your hard work. At Paragon Independent Insurance Agency, we provide businesses in the greater Plano, TX area with various commercial insurance products. first appeared on Insurance Blog | Paragon Independent Insurance Agencies.

Commercial Insurance

Wren Insurance Agency

JANUARY 22, 2025

Here in Florida unfortunately, we know the incredible damage wildfires can do. These risks are rated at a local level, not national, so the current fires in California will not affect Florida's home insurance rates. In 1998, dry conditions resulted in more than a half million acres burning to the ground.

Home Insurance

TGS

MARCH 4, 2025

10,000 in Property Damage Liability (PDL): Pays for damage you cause to someone elses property in an accident. Beyond legal penalties, driving without insurance in Florida leaves you vulnerable. Why Do People Risk Driving Without Insurance in Florida? Independent Agent: Whats the Difference and Why Does It Matter?

Auto Insurance

Mark Jackson Insurance Agency

MARCH 19, 2025

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk.

Workers Compensation

Agency Height

JULY 31, 2025

Agency Acquisition Brokers Insurance Legal Services Insurance Agency Loans Insurance Agency Valuation Agency Value Calculator Insurance News Stay updated with the latest insurance trends. No damage to your home, no claims filed… and yet, your home insurance premium goes up at renewal.

Premium

Shield Insurance Agency

MAY 21, 2025

Even though it’s not legally required,here are someBenefits of Having Boat Insurance: **Liability Coverage: Protects you financially if you cause injury to someone or damage another boat, covering medical bills, legal fees, and repair costs. The post Boat insurance? first appeared on Blog | Shield Insurance Agency.

Insurance

TGS

MARCH 17, 2025

Liability only auto insurance steps in to cover the damage youve done to the other guys car or their medical bills if theyre hurt. Its got two main parts: bodily injury liability and property damage liability. If your cars crumpled or youre the one limping after an at-fault crash, liability only auto insurance doesnt care.

Auto Insurance

TGS

MAY 22, 2025

Here are key preparation tips: Review Your Insurance Coverage : Confirm that your homeowners insurance includes sufficient windstorm and flood protection. Many standard policies exclude flood damage, so consider adding a flood insurance policy through the National Flood Insurance Program (NFIP) or private insurers.

Damage

Shield Insurance Agency

MAY 12, 2025

While your auto insurance might extend to a personal trailer while it’s hitched, coverage typically ends once it’s unhitched. Home insurance may offer some coverage while the vehicle is on your property, but it won’t cover damages that occur during travel.

Out-Of-Pocket Expense

TGS

FEBRUARY 14, 2025

But heres something we often overlook: what happens if that gift is lost, stolen, or damaged? Most standard homeowners or renters insurance policies offer limited coverage for high-value items, often capping jewelry and other valuables at a fraction of their worth. Agreed Value Coverage No depreciation.

Protection

Mark Jackson Insurance Agency

MAY 7, 2025

This can help cover the cost of repairs if the vehicle is damaged, regardless of who is at fault. If youre concerned about the potential financial impact of a major accident, an umbrella insurance policy can provide extra liability protection beyond your auto policy limits.

License

TGS

FEBRUARY 4, 2025

It wont cover: Normal wear and tear or aging appliances Cosmetic damages (scratches, dents, etc.) Improper installation or maintenance neglect Damages covered by a manufacturers warranty In other words, if your ten-year-old refrigerator stops working because its simply reached the end of its lifespan, this coverage wont help.

Home Insurance

Paragon Independent Insurance Agencies

JUNE 16, 2025

If the other driver takes off, who pays for the accident damages? The answer is your auto insurance. Paragon Independent Insurance Agency can help you buy a policy to protect yourself, passengers, and your vehicle. Uninsured/underinsured motorist coverage typically pays for damage from hit-and-run accidents.

Auto Insurance

TGS

APRIL 30, 2025

Insurance tip: Equipment failures and pool-related damage (like leaks) are often excluded from homeowners policies if they stem from neglect. Have you disclosed your pool to your insurer? TGS Pro Tip: At TGS Insurance Agency, we help homeowners like you find policies that account for all your backyard fun.

Liability

Paragon Independent Insurance Agencies

APRIL 15, 2025

If your home has recently been burglarized and you have home insurance, you might wonder if your policy can assist in the recovery process. The experts at Paragon Independent Insurance Agency, servicing Plano, TX, are ready to address your concerns and guide you through the claims process.

Home Insurance

Mark Jackson Insurance Agency

APRIL 21, 2025

Damaged or outdated equipment can increase the risk of accidents, so be sure to implement a maintenance schedule and replace worn-out gear regularly. For teams handling equipment or chemicals, advanced training may be necessary. In office environments, be aware of ergonomic hazards as well.

Workers Compensation

TGS

MAY 21, 2025

Now picture a sudden flare-up disrupting the scene or damaging the deck. These incidents can lead to significant property damage or, worse, injuries that result in liability claims. A fire that damages siding or outdoor furniture could lead to a homeowners insurance claim. A fire blanket is another practical tool.

Property Damage

Mark Jackson Insurance Agency

JULY 9, 2025

For gas grills, inspect the hose and connections before each use to detect leaks or damage. Place your grill in an open area, away from siding, overhangs, and flammable materials. Regularly clean the grill to prevent grease buildup, which is a major fire hazard.

Injury

TGS

APRIL 18, 2025

Inspect the Roof for Winter Damage Why it matters: Your roof takes a beating all winter long. Insurance tip: Catching roof damage early can prevent water leaks that might not be covered under all homeowners insurance policiesespecially if its considered a maintenance issue. Check flashing around chimneys and skylights.

Home Insurance

Mark Jackson Insurance Agency

MAY 21, 2025

Customizing your approach ensures youre focusing attention where it matters most, and minimizing the risk of operational disruptions and insurance claims related to neglected assets. Well-maintained equipment is less likely to fail unexpectedly, cause injury, or lead to property damage.

Claim

Distinguished

MAY 21, 2025

We view instruments not just as insurable items, but as irreplaceable extensions of an artists voice, said Patrick Drummond, president of Distinguisheds Fine Art & Collectibles division. We recognize that damage or loss in transit can sideline a tour and threaten an artists income. Johnson at chris@johnsonese.com.

Insurance

Insurance Journal

OCTOBER 11, 2024

Insurance agents and carriers in the path of Hurricane Milton reported only minor damage to their own offices and homes but a rapidly growing number of claims from residential and commercial policyholders for roof, flood and auto damage. The Florida …

Damage

McMahon Insurance Agency

DECEMBER 7, 2024

Discover 9 homeowner maintenance tips to protect your property. Learn how care for your roof, HVAC, plumbing, and safety systems can help.

Damage

McMahon Insurance Agency

SEPTEMBER 18, 2024

Water is a vital resource, but when it finds its way into areas where it doesn’t belong, it can cause […]

Damage

Wren Insurance Agency

OCTOBER 23, 2024

Now that we are in the thick of the official hurricane season here in Florida, you may have noticed - if you recently tried to bind a new home insurance policy - that most carriers will stop writing up to a week or two prior to a named storm possibly impacting the state. The more damage, the more likely premiums will rise at renewal.

Policy

Friendly Agent

OCTOBER 29, 2019

Customers are demanding 24/7 service and providing them the ability to send an SMS/message to your insurance agency is easiest way to fulfill this need. But having a mechanism where your customers can interact with your insurance agency via SMS/messaging will make it easier for them to communicate.

Insurance Agency

McMahon Insurance Agency

AUGUST 7, 2024

Storm surges pose a significant threat to coastal communities, often resulting in catastrophic flooding, extensive property damage, and loss of […]

Property Damage

McMahon Insurance Agency

AUGUST 5, 2024

Salt water can wreak havoc on your car if not dealt with properly, Check out this article for top tips on limiting damages to your vehicle today.

Damage

Shield Insurance Agency

AUGUST 20, 2024

Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. Many policyholders may be tempted to file a claim for every little incident in the belief that their insurance policy will cover all damages.

Insurance Claim