Property Insurance Coverage Law

MARCH 2, 2025

State Farm policyholders should be aware of its companys water damage claims processes, as noted in State Farms Water Protocol. These are some of … The post State Farm Water Damage Protocols and Insurance Company Expert Witnesses appeared first on Property Insurance Coverage Law Blog.

Insurance Companies

Property Insurance Coverage Law

JUNE 3, 2025

When vandals triggered a sprinkler system in a vacant building, flooding it with over one million gallons of water, the result was not just property damage. Instead, it was a lawsuit that put the scope of all-risk commercial property insurance under scrutiny. The case ofEpperson v.

Commercial Property

Property Insurance Coverage Law

FEBRUARY 28, 2025

When a hurricane damages your home, you expect your insurance company to play fair. But what happens when insurers undervalue claims, drag out disputes, and then hide behind new laws to avoid accountability? Scottsdale Insurance Companya case that delivered a crucial victory for policyholders in Florida.

Policyholder

Property Insurance Coverage Law

MAY 27, 2025

Westfield Insurance Company 1 shows how even well-intentioned policyholders can lose a flood insurance claim before their lawsuit ever begins. A recent court decision in Sublett v. This case is not just about a technical legal loss.

Insurance Claim

Property Insurance Coverage Law

JULY 28, 2025

In a decision with far-reaching implications for the appraisal process in property insurance disputes, the Seventh Circuit Court of Appeals affirmed last week that appraisers may determine the cause of loss when establishing the amount of loss. The case, Mesco Manufacturing, LLC v.

Property Insurance

Property Insurance Coverage Law

JUNE 4, 2025

In a ruling issued today from Iowa, the court enforced an appraisal award issued in favor of homeowners Gregory and Karen Larson, who suffered hailstorm damage to their property in March 2023. The case, Larson v.

Policyholder

The Property Insurance Law Observer

JUNE 12, 2025

Mid-Century Insurance Company (2025 WL 1540329) (10th Cir. 2025)), the Tenth Circuit Court of Appeals affirmed summary judgement on behalf of the insurer on the basis that the insurer did not act in bad faith when it denied the insured’s claim based on an engineering report that contradicted an adjuster’s initial findings.

Damage

Property Insurance Coverage Law

FEBRUARY 28, 2025

When a hurricane damages your home, you expect your insurance company to play fair. But what happens when insurers undervalue claims, drag out disputes, and then hide behind new laws to avoid accountability? Scottsdale Insurance Companya case that delivered a crucial victory for policyholders in Florida.

Policyholder

Property Insurance Coverage Law

MAY 6, 2025

Wright National Flood Insurance Company 1 highlights a harsh reality for policyholders seeking to recover under the National Flood Insurance Program (NFIP).Strict A recent appellate decision in Woodland Villas Condominiums v.

Policyholder

Tosten Marketing

FEBRUARY 27, 2025

Water damage can wreak havoc on commercial properties, leading to costly repairs and business disruptions. At Tosten Marketing, we often hear from business owners wondering about their insurance coverage for such incidents. Commercial property insurance water damage coverage is a complex topic with many nuances.

Commercial Property

The Property Insurance Law Observer

JANUARY 23, 2025

Clear Blue Specialty Insurance Company , No. District Court for the Middle District of Florida granted the insurers motion in limine and excluded evidence and testimony regarding replacement cost value of damages, matching, and to limit damages to direct physical loss. 6:23-cv-2025-ACC-DCI, 2024 U.S. 2d DCA 2008).

Damage

The Property Insurance Law Observer

FEBRUARY 25, 2025

Spinnaker Insurance Company , the United States District Court for the Western District of Pennsylvania considered a homeowners insurance coverage dispute, ultimately finding that questions of residency and alleged fraudulent misrepresentations precluded summary judgment. In Jackson v.

Claim

Simply Insurance

JUNE 28, 2025

Many insurers offer discounts for bundling your home and auto insurance, installing hurricane shutters, or updating your electrical system. What Is The Cheapest Homeowners Insurance Company In Maryland? If youre looking for the cheapest homeowners insurance company in Maryland, look no further than Progressive.

Home Insurance

Boyle Agency Insurance

APRIL 4, 2025

Imagine a scenario where a contractor accidentally damages your property or a worker gets injured while working on your home. Without proper insurance, you could be held liable. When hiring contractors for home projects, ensuring they have proper insurance coverage is crucial.

Property Damage

Simply Insurance

JUNE 23, 2025

Many insurers offer discounts for bundling your home and auto insurance, installing hurricane shutters, or updating your electrical system. What Is The Cheapest Homeowners Insurance Company In Illinois? If youre looking for the cheapest homeowners insurance company in Illinois, look no further than Progressive.

Home Insurance

Property Insurance Coverage Law

JUNE 3, 2025

When vandals triggered a sprinkler system in a vacant building, flooding it with over one million gallons of water, the result was not just property damage. Instead, it was a lawsuit that put the scope of all-risk commercial property insurance under scrutiny. The case ofEpperson v.

Commercial Property

Simply Insurance

JUNE 15, 2025

Many insurers offer discounts for bundling your home and auto insurance, installing hurricane shutters, or updating your electrical system. What Is The Cheapest Homeowners Insurance Company In Arizona? If youre looking for the cheapest homeowners insurance company in Arizona, look no further than Progressive.

Home Insurance

The Property Insurance Law Observer

MAY 12, 2025

State Farm Mutual Automobile Insurance Company , 2025 WL 416814 (9th Cir. State Farm Mutual Automobile Insurance Company , 2025 WL 416814 (9th Cir. Facts The insureds claim arose after multiple water leaks damaged its office. The insurer initially paid a certain sum for lost income due to the leaks.

Commercial Property

Boyle Agency Insurance

FEBRUARY 3, 2025

Standard home insurance policies typically have restrictions regarding vacant homes, and this specialized coverage can bridge the gap during renovation periods. Builder’s Risk Insurance For major renovations or construction projects, builder’s risk insurance can be invaluable.

Home Insurance

Simply Insurance

JUNE 17, 2025

Many insurers offer discounts for bundling your home and auto insurance, installing hurricane shutters, or updating your electrical system. What Is The Cheapest Homeowners Insurance Company In Arkansas? If youre looking for the cheapest homeowners insurance company in Arkansas, look no further than Progressive.

Home Insurance

Top Insurance Blogs

APRIL 14, 2025

Finding the best renters insurance policy is a cost-effective approach to safeguard your things against damage or theft. These […] The post The Best Renters Insurance Companies in the United States in 2025: Low Rates and Excellent Service appeared first on My Top Insurance Blogs.

Insurance Companies

Distinguished

MAY 19, 2025

General liability coverage protects against third-party claims involving bodily injury, property damage, or advertising injury from slip-and-fall accidents to food-related complaints. Most submissions receive a response within 2448 hours, allowing you to deliver an insurance quote quickly and efficiently.

Policy

Simply Insurance

JULY 17, 2025

Many insurers offer discounts for bundling your home and auto insurance, installing hurricane shutters, or updating your electrical system. What Is The Cheapest Homeowners Insurance Company In Massachusetts? If youre looking for the cheapest homeowners insurance company in Massachusetts, look no further than Progressive.

Home Insurance

Simply Insurance

JULY 18, 2025

You can get homeowners insurance within minutes of getting your quotes and applying. GET A HOMEOWNERS INSURANCE QUOTE! What Is The Cheapest Homeowners Insurance Company In Minnesota? If youre looking for the cheapest homeowners insurance company in Minnesota, look no further than Progressive.

Home Insurance

Simply Insurance

JULY 18, 2025

Many insurers offer discounts for bundling your home and auto insurance, installing hurricane shutters, or updating your electrical system. What Is The Cheapest Homeowners Insurance Company In Michigan? If youre looking for the cheapest homeowners insurance company in Michigan, look no further than Progressive.

Home Insurance

Simply Insurance

JUNE 17, 2025

Many insurers offer discounts for bundling your home and auto insurance, installing hurricane shutters, or updating your electrical system. What Is The Cheapest Homeowners Insurance Company In Colorado? If youre looking for the cheapest homeowners insurance company in Colorado, look no further than Progressive.

Home Insurance

LexisNexis

JULY 29, 2025

Read now » Related Content Standard Insurance Policy Forms: Implications in Regulatory Disputes and Coverage Litigation Checklist Review how policyholder and insurance company attorneys can best utilize standard insurance policy forms, including the fundamental role such forms play in regulatory and coverage disputes.

Insurance Policy

Simply Insurance

JUNE 11, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. Credit History - You have a distinct credit score for insurance products developed specifically for you.

Insurance Quotes

Simply Insurance

JUNE 12, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. Credit History - You have a distinct credit score for insurance products developed specifically for you.

Insurance Quotes

Simply Insurance

JUNE 10, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. Credit History - You have a distinct credit score for insurance products developed specifically for you.

Insurance Quotes

TGS

FEBRUARY 28, 2025

What if that charming house has a history of costly water damage, roof issues, or even fire damage? This is where a loss history report comes inits like a propertys report card for past insurance claims. A loss history report provides a record of insurance claims filed on a property, typically over the past five to seven years.

Claim

LexisNexis

JULY 22, 2025

ISO Form CG 00 65 04 13 (Commercial General Liability - Electronic Data Liability Coverage Form) Dive into the Insurance Services Office (ISO) form addressing an insurer’s payment of the sums an insured becomes legally obligated to pay as damages because of "loss of electronic data" to which the insurance applies.

Insurance Policy

Rough Notes

MAY 2, 2025

INSURANCE-RELATEDCOURTCASESDigested from case reports published onlineCOURT DECISIONS Appraisal outcome freezes compensation 50 Exchange Terrace LLC sought to collect under a property policy with Mount Vernon Specialty Insurance Company (Mount Vernon) for damage to its property in Rhode Island.

Compensation

Simply Insurance

JUNE 28, 2025

Many insurers offer discounts for bundling your home and auto insurance, installing hurricane shutters, or updating your electrical system. What Is The Cheapest Homeowners Insurance Company In Louisiana? If youre looking for the cheapest homeowners insurance company in Louisiana, look no further than Progressive.

Home Insurance

Simply Insurance

JUNE 28, 2025

Many insurers offer discounts for bundling your home and auto insurance, installing hurricane shutters, or updating your electrical system. What Is The Cheapest Homeowners Insurance Company In Maine? If youre looking for the cheapest homeowners insurance company in Maine, look no further than Progressive.

Home Insurance

Simply Insurance

JUNE 12, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. Credit History - You have a distinct credit score for insurance products developed specifically for you.

Insurance Quotes

Simply Insurance

JUNE 9, 2025

And whether youre a first-time landlord or have years of experience, you know that rental property insurance is necessary, but the cost varies depending on where you may live and the insurance company you choose. Credit History - You have a distinct credit score for insurance products developed specifically for you.

Insurance Quotes