Insurance Journal

AUGUST 14, 2024

In the wake of flash flooding in the Bismarck-Mandan area, North Dakota Insurance Commissioner Jon Godfread is reminding residents to take immediate steps to assess and document any property damage and to review their insurance policies to understand what is …

Property Damage 289

Property Damage Damage Insurance Policy Policy 289

Property Insurance Coverage Law

APRIL 28, 2025

When a devastating fire damages a building and a municipality orders it razed, the instinctive reaction of many policyholders is to expect that their insurance will cover the total loss.

Policyholder 165

Policyholder Damage Property Insurance Insurance Policy 165

The Property Insurance Law Observer

JUNE 12, 2025

Mid-Century Insurance Company (2025 WL 1540329) (10th Cir. 2025)), the Tenth Circuit Court of Appeals affirmed summary judgement on behalf of the insurer on the basis that the insurer did not act in bad faith when it denied the insured’s claim based on an engineering report that contradicted an adjuster’s initial findings.

Damage 130

Damage Claim Insurance Companies Policyholder 130

Tosten Marketing

FEBRUARY 27, 2025

Water damage can wreak havoc on commercial properties, leading to costly repairs and business disruptions. At Tosten Marketing, we often hear from business owners wondering about their insurance coverage for such incidents. Commercial property insurance water damage coverage is a complex topic with many nuances.

Commercial Property 52

Commercial Property Property Insurance Damage Commercial 52

Simply Insurance

JUNE 28, 2025

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Home Insurance 97

Home Insurance Insurance Quotes Life Insurance Insured 97

Boyle Agency Insurance

JUNE 30, 2025

Are You Covered For Flood Damage? Natural disasters such as floods can cause a lot of damage to homes and properties. Homeowners Insurance may cover certain threats, but most often it excludes floods. You need flood insurance to cover the damage done to your home and property in NJ.

Damage 52

Damage Insured Insurance Insurer 52

Insurance Journal

DECEMBER 2, 2024

A North Carolina woman is set for a court appearance later this month after she was charged with filing a claim on her deceased mom’s house – for damage that occurred before the insurance policy was purchased. Cindy Ramzi Hanna, …

Policy 263

Policy Claim Damage Insurance Policy 263

Triple-I: Homeowners Insurance

JUNE 3, 2025

From burst pipes and property theft to liability and squatter intrusion, a home left unoccupied for an extended period is exposed to a unique set of hazards, many of which may not be covered by a standard homeowners’ insurance policy. Water damage is one of the most common and expensive issues in unoccupied homes.

Theft 71

Theft Damage Liability Insured 71

Simply Insurance

JUNE 23, 2025

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Home Insurance 88

Home Insurance Insurance Quotes Life Insurance Insured 88

The Property Insurance Law Observer

MARCH 12, 2024

The United States District Court for the Western District of Washington decided an insurance coverage case involving Plaintiffs Benny and Guangying Cheung and Defendant Allstate Vehicle and Property Insurance Company. Plaintiffs argued that the damage was covered under the policy, primarily resulting from theft.

Theft 130

Theft Insurance Policy Policy Personal Property 130

Boyle Agency Insurance

NOVEMBER 4, 2024

Floods are natural disasters that can cause extensive damage to homes and properties, leaving homeowners with significant financial burdens. While standard homeowners’ insurance may cover certain perils, it often excludes floods. That’s where flood insurance comes in.

Insurance Policy 75

Insurance Policy Damage Policy Insured 75

Property Insurance Coverage Law

AUGUST 4, 2024

Insurance policies protect you from the cost of replacing lost, damaged, or stolen items: or at least, that’s how they’re supposed to work. But what happens if your insurance company refuses to pay what you are owed? appeared first on Property Insurance Coverage Law Blog.

Damage 245

Damage Property Insurance Insurance Policy Insurance Companies 245

Simply Insurance

JUNE 12, 2025

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Insurance Quotes 94

Insurance Quotes Life Insurance Insured Insurance 94

Simply Insurance

JUNE 15, 2025

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Home Insurance 83

Home Insurance Insurance Quotes Life Insurance Insured 83

Simply Insurance

JUNE 17, 2025

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Home Insurance 72

Home Insurance Insurance Quotes Life Insurance Insured 72

Simply Insurance

JUNE 11, 2025

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Insurance Quotes 86

Insurance Quotes Life Insurance Insured Insurance 86

Property Insurance Coverage Law

JANUARY 6, 2025

In yesterdays post, Policyholders and Public Adjusters Often Need to Hire Their Own Experts, the court found that the insurance policy did not provide coverage for the claimed damages for two primary reasons.1

Policyholder 203

Policyholder Damage Property Insurance Insurance Policy 203

The Property Insurance Law Observer

SEPTEMBER 23, 2024

American Guarantee and Liability Insurance Company , the United States District Court for the District of Massachusetts held that a loose bolt or fitting that could be remedied simply by tightening it did not constitute “direct physical loss of or damage” to equipment covered under an all-risk property insurance policy. [1]

Damage 130

Damage Business Interruption Property Damage Policy 130

Simply Insurance

JUNE 17, 2025

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Home Insurance 64

Home Insurance Insurance Quotes Life Insurance Insured 64

Simply Insurance

JUNE 10, 2025

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Insurance Quotes 72

Insurance Quotes Life Insurance Insured Insurance 72

Simply Insurance

JUNE 28, 2025

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Home Insurance 59

Home Insurance Insurance Quotes Life Insurance Insured 59

Simply Insurance

JUNE 28, 2025

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Home Insurance 59

Home Insurance Insurance Quotes Life Insurance Insured 59

The Property Insurance Law Observer

SEPTEMBER 16, 2024

Liberty Mutual Insurance Company , the U.S. Court of Appeals reviewed a summary judgment ruling in favor of co-defendant West American Insurance Company (“West American”), issued by the U.S. The 6th Circuit held that the property policy’s cosmetic damage exclusion applied to bar coverage because the insured, J&S Welding, Inc.

Insurance Companies 130

Insurance Companies Damage Policy Insured 130

Prof. Allan Manning

JANUARY 29, 2025

In the coming post my plain is for me to include some possible solutions where there is a gap in coverage under standard policies. With no reinsurance protection for terrorism under the Australian Reinsurance Pool Corporation it is up to individual insurers as to whether they will grant their home and contents clients coverage for terrorism.

Policy 208

Policy Business Interruption Commercial Risk 208

Simply Insurance

JUNE 10, 2025

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Insurance Quotes 64

Insurance Quotes Life Insurance Insured Insurance 64

TGS

JUNE 18, 2025

TGS Insurance » Blog Listing your home—or a second property—on Airbnb or VRBO can be a great way to earn extra income. But here’s a question that catches many homeowners off guard: “Is my home insurance still valid if I rent it out short term?” What Does Standard Homeowners Insurance Actually Cover? Here are the options: 1.

Home Insurance 52

Home Insurance Liability Damage Personal Property 52

Property Insurance Centre

FEBRUARY 10, 2025

What Perils Are Covered by Commercial Property Insurance? Commercial property insurance is essential for businesses to protect their assets from unforeseen events. But what exactly does commercial property insurance cover? But what exactly does commercial property insurance cover?

Commercial Property 52

Commercial Property Property Insurance Commercial Boiler and Machinery 52

Simply Insurance

JUNE 16, 2025

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Home Insurance 52

Home Insurance Insurance Quotes Life Insurance Damage 52

Mark Jackson Insurance Agency

MARCH 19, 2025

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk. This coverage is required in most states.

Workers Compensation 52

Workers Compensation Liability Inland Marine Insurance Property Damage 52

Frankenmuth Insurance

OCTOBER 24, 2024

Household leaks, small and large, can lead to structural damage and hefty repair bills. But with some proactive measures, you can significantly reduce the risk of water damage to your home, and prevent future hassles. Our experts are weighing in with insider advice to avert water damage that starts both inside and outside your home.

Damage 90

Damage Insured Insurance Insurer 90

Simply Insurance

JUNE 24, 2025

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Home Insurance 52

Home Insurance Insurance Quotes Life Insurance Insured 52

Simply Insurance

JUNE 25, 2025

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Home Insurance 52

Home Insurance Insurance Quotes Life Insurance Insured 52

Simply Insurance

JUNE 23, 2025

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Home Insurance 52

Home Insurance Insurance Quotes Life Insurance Insured 52

Shield Insurance Agency

FEBRUARY 28, 2025

Learn how you can secure your Michigan home against unexpected perils like breaking winds, uncontrollable wildfires, and theft in the guide from Shield Insurance Agency below. Talk to a trusted insurance agent to find out how safeguarding your home can reduce home insurance costs.

Home Insurance 52

Home Insurance Protection Theft Insurance Agency 52

Simply Insurance

JUNE 23, 2025

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Home Insurance 52

Home Insurance Insurance Quotes Life Insurance Insured 52

The Property Insurance Law Observer

OCTOBER 16, 2024

In the recent decision Universal Property & Casualty Insurance Co. The court emphasized that under both the insurance policy’s plain language and Florida Statute §627.7011(3)(a), payment of replacement cost value is contingent upon the actual completion of repairs. in damages. in damages.

Damage 130

Damage Property Insurance Casualty Insurance Policy 130

Simply Insurance

JUNE 11, 2025

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Insurance Quotes 59

Insurance Quotes Life Insurance Insured Insurance 59