Property Insurance Coverage Law

MARCH 1, 2025

Residential property damage attorneys who represent policyholders for any length of time will eventually come to the realization that getting a favorable verdict or settlement is only half of the battle. If there is an existing mortgage on the damaged property, the fight to make the Policyholder whole is far from over.

Property Damage 100

Property Damage Policyholder Damage Property Insurance 100

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

Tort reform is discussed as a legislative solution to the challenge of legal system abuse excessive policyholder or plaintiff attorney practices that increase costs and time to settle insurance claims. Rising claim frequency and litigation costs put coverage affordability and availability at risk.

Commercial General Liability 89

Commercial General Liability Claim Commercial Umbrella Liability 89

Boyle Agency Insurance

MARCH 31, 2025

We serve NJ policyholders in Bergen County where we are located, and greater New Jersey. Property Damage – Valuable gifts get broken, or the wedding gown is ruined. You want to be sure the event is perfect in every way. Even with the most meticulous planning, things can go awry. Devastatingly unexpected things can happen!

Insured 52

Insured Insurance Insurer Property Damage 52

The Property Insurance Law Observer

MARCH 4, 2024

26, 2024), the Western District of Washington considered competing motions for partial summary judgment in a property damage case involving a winter storm, where large amounts of rain and melted snow backed the drain up and the force of the water pushed through the exterior door causing damage to the entire basement level.

Damage 130

Damage Policy Claim Property Damage 130

Shield Insurance Agency

AUGUST 20, 2024

Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. Many policyholders may be tempted to file a claim for every little incident in the belief that their insurance policy will cover all damages.

Insurance Claim 52

Insurance Claim Claim Protection Out-Of-Pocket 52

Property Insurance Centre

MARCH 19, 2024

By understanding key terms, policy details, and the rights and responsibilities of policyholders, consumers can engage with insurers more effectively, ensuring better communication and ultimately achieving their desired outcomes. By exploring these guides, individuals can gain a comprehensive understanding of why insurance is essential.

Property Insurance 52

Property Insurance Policyholder Insured Insurance 52

Bankers Insurance

MAY 16, 2024

These policies can provide critical financial security as homeowners seek to protect their fiscal stability and property. The homeowners insurance market is complicated and dynamic, and many policyholders have experienced increased rates in recent years despite no changes to their coverage or claims filed. Explore discounts.

Home Insurance 52

Home Insurance Policyholder Insured Out-Of-Pocket 52

American Agents Alliance

MAY 15, 2025

Policyholders are enjoying recreational activities like pools and backyard BBQs, hosting family and friends, and traveling to local events and weekend getaways. While fun, these activities can increase summertime risks for policyholders. Wildfire and drought-related property risks. Some exposures heat up in the hot weather.

Risk 52

Risk Policyholder Broker-Agent Cyber 52

LexisNexis

JANUARY 28, 2025

Learn about discovery and coverage issues and cases involving damages to construction projects and the ways to prove who was at fault. Read now » Related Content Design and Construction Defect Claims: Overview and Defense Strategies Discover the basics of a defect claim against a designer or contractor.

Commercial General Liability 40

Commercial General Liability General Liability Property Damage Injury 40

LexisNexis

JANUARY 28, 2025

Learn about discovery and coverage issues and cases involving damages to construction projects and the ways to prove who was at fault. Read now » Related Content Design and Construction Defect Claims: Overview and Defense Strategies Discover the basics of a defect claim against a designer or contractor.

Commercial General Liability 40

Commercial General Liability General Liability Property Damage Injury 40

Property Insurance Centre

JULY 21, 2024

Aspray, a leading property damage claims management company, can act on your behalf when you need to make a claim. Aspray’s repeat win is a reflection of their unwavering commitment to delivering top-notch service to their clients, ensuring that they receive the best possible outcome in times of property damage.

Claim 52

Claim Property Damage Building Property Insurance 52

Bankers Insurance

AUGUST 8, 2024

Most commercial property insurance policies include coinsurance clauses, which encourage policyholders to carry reasonable and accurate coverage amounts. Under a coinsurance clause, a policyholder faces a penalty — usually a reduced payout — if their coverage limit is not at least equal to a predetermined percentage (e.g.,

Commercial Property 59

Commercial Property Property Insurance Commercial Out-Of-Pocket 59

Hunton Andrews Kurth

JULY 20, 2023

The decision underscores the importance of coordination of different coverages and policies across insurance programs, as well as the potential perils policyholders may face if forced to seek recovery for certain losses under non-traditional policies. In any event, the ruling is a mixed bag for policyholders.

Commercial General Liability 40

Commercial General Liability General Liability Injury Property Damage 40

Cover4LetProperty

OCTOBER 10, 2022

You almost certainly asked for a deposit as security for any damage or breakages your tenant might cause during the tenancy, the payment of rent and other bills when they fall due, and the possible cost of cleaning the premises when the tenancy comes to an end. What does let property insurance cover offer by way of protection?

Insured 52

Insured Insurance Insurer Property Insurance 52

Property Insurance Centre

JANUARY 4, 2024

Outdated property valuations result in underinsured properties. Weather Conditions and Natural Disasters Since 1980, there have been 360 weather- and climate-related natural catastrophes , resulting in damages and costs of over $2.57 Insureds are facing substantial property losses, leading to increased financial burdens.

Property Insurance 52

Property Insurance Commercial Property Liability Insured 52

Distinguished

NOVEMBER 7, 2024

In the event of a default, the principal must indemnify the surety for any costs or damages paid out to resolve the breach. Insurance Products: Insurance transfers risk from the insured (policyholder) to the insurer (insurance company).

Claim 52

Claim Compensation Risk Broker-Agent 52

Risk Management Monitor

SEPTEMBER 30, 2022

.” Millions of Floridians do not have power, and officials on the ground report “historic” amounts of storm damage. Ian follows right on the heels of catastrophic damage from Hurricane Fiona. In the meantime, take photos of the damage and do whatever you can to mitigate further damage.

Damage 75

Damage Claim Broker-Agent Risk 75

LexisNexis

DECEMBER 10, 2024

Generally, an insured's work product is not covered, but defective workmanship that causes property damage is covered. This survey covers state law on the issue of faulty workmanship as an occurrence for purposes of coverage determination under a commercial general liability (CGL) policy.

General Liability 40

General Liability Liability Commercial General Liability Liability Insurance 40

LexisNexis

NOVEMBER 19, 2024

Understand less common situations involving construction accidents or personal injuries that occur within the construction area. Practical Guidance Updates Featuring the latest updates from your Practical Guidance account.

Claim 40

Claim Property Damage Injury General Liability 40

Property Insurance Coverage Law

MARCH 1, 2025

Residential property damage attorneys who represent policyholders for any length of time will eventually come to the realization that getting a favorable verdict or settlement is only half of the battle. If there is an existing mortgage on the damaged property, the fight to make the Policyholder whole is far from over.

Property Damage 100

Property Damage Policyholder Damage Property Insurance 100

The Property Insurance Law Observer

APRIL 1, 2025

In relevant part, the policy contained the following language: PERILS COVERED We cover risks of direct physical loss or damage unless the loss is limited or caused by a peril that is excluded. We do not pay for loss or damage that is caused by or results from one or more of the following: * * * d. PERILS EXCLUDED 2.

Damage 130

Damage Policy Insurance Policy Risk 130

Distinguished

JUNE 2, 2025

Some of the most common claims we see in the state include: Frozen pipes in winter that cause water damage to basements or walls. Wind or hail damage to siding and roofing systems. Sewer backups in older properties with aging infrastructure. Sewer and drain backup: Protection for water damage from backed-up systems.

Liability 52

Liability Insured Insurance Insurer 52