LexisNexis

JULY 1, 2025

Allocation of Latent Injury and Damage Claims State Law Survey Examine the method adopted in each of the 50 states and the District of Columbia of allocating damages for latent bodily injury and property damage claims, which are also called long tail or continuous injury or damage claims.

Policy

AMAXX

JULY 15, 2025

When it comes to workers’ compensation costs, few topics spark more debate—and confusion—than the question: Which is worse for my experience mod: many small injuries or one big one? Your experience mod is essentially your company’s credit score for workers’ comp. Employers, safety managers, and CFOs alike wrestle with this.

Workers Comp

AMAXX

MAY 13, 2025

With just five core metrics , you can quickly diagnose the health of your workers compensation program , prioritize where to act, and measure your progress over time. And watch your workers comp program transform from chaotic to controlled. The key to turning this around is a focused, data-driven approach.

Workers Comp

LexisNexis

JULY 22, 2025

ISO Form CG 00 65 04 13 (Commercial General Liability - Electronic Data Liability Coverage Form) Dive into the Insurance Services Office (ISO) form addressing an insurer’s payment of the sums an insured becomes legally obligated to pay as damages because of "loss of electronic data" to which the insurance applies.

Insurance Policy

Triple-I: Homeowners Insurance

MAY 15, 2025

A deeper look into personal auto trends reveals that physical damage loss ratios have been improving rapidly, while liability coverage improvements have plateaued, raising concerns about legal system abuse and liability coverage responsiveness.

Workers Compensation

AMAXX

JULY 10, 2025

You’re facing lost time, medical costs, and skyrocketing workers’ compensation expenses. Michael Stack, CEO of Amaxx LLC, is an expert in workers’ compensation cost containment systems and provides education, training, and consulting to help employers reduce their workers’ compensation costs by 20% to 50%.

Injury

AMAXX

JULY 24, 2025

As the workforce ages, employers face a growing challenge in managing the impact of chronic pain on workers’ compensation claims. In workers’ comp, chronic pain is not just a medical issue—it’s a cost driver, a productivity barrier, and often a root cause of long-term disability. That’s not just good cost control.

Workers Comp

LexisNexis

JULY 15, 2025

Read now » Related Content Remedies and Damages in Commercial Transactions Resource Kit Peruse resources to assist counsel on remedies and damages that may be available with respect to breaches of commercial agreements and transactions. Discover how to stay ahead of the fire.

Workers Compensation

AMAXX

JUNE 10, 2025

This mindset fosters minimal collaboration and late-stage crisis management— when litigation is already underway, damage control is the only option. He is co-author of the #1 selling comprehensive training guide “Your Ultimate Guide to Mastering Workers’ Comp Costs: Reduce Costs 20% to 50%.”

Workers Comp

Property Insurance Centre

FEBRUARY 24, 2025

From financial losses to reputational damage, legal battles, and even the risk of shutting down, the impact can be severe. Real-World Example: A small construction company faced a 500,000 lawsuit after a worker suffered a fall due to alleged safety violations.

Liability

Distinguished

JULY 9, 2025

If the owner violates the terms of the license, the city can make a claim on the bond to recover damages or penalties. It’s not tied to a specific project or construction contract — it’s a compliance guarantee. Contract Surety Bond Example A general contractor is awarded a $5 million contract to build a municipal library.

Agents

Distinguished

JULY 9, 2025

If the owner violates the terms of the license, the city can make a claim on the bond to recover damages or penalties. It’s not tied to a specific project or construction contract — it’s a compliance guarantee. Contract Surety Bond Example A general contractor is awarded a $5 million contract to build a municipal library.

Agents

Insurance Journal

NOVEMBER 17, 2024

AP) — The president of a Kentucky plant that exploded earlier this week said the company is accountable for the accident and will pay damages to residents affected by the blast. LOUISVILLE, Ky. (AP) “First and foremost, we are devastated by …

Damage

Property Insurance Coverage Law

AUGUST 30, 2024

It’s distinct from workers’ compensation insurance; workers’ comp (as it’s often called) provides benefits to employees who are injured on the job, while employer’s liability insurance covers the employer’s legal costs and potential damages if an employee … The post What Is Employers Liability Insurance?

Liability Insurance

Mark Jackson Insurance Agency

JUNE 17, 2024

Man Drilling into a Wooden Board by Thijs van der Weide Workers' compensation insurance is a fundamental aspect of running a business, providing vital protection for both employers and employees. Benefits for Employees For employees, the assurance that workers' comp insurance provides cannot be overstated.

Workers Compensation Insurance

New Jersey Workers' Comp

APRIL 3, 2024

For those who do not like workers’ compensation, blame Otto Von Bismarck. Yes, the man known as the Iron Chancellor, who united all the kingdoms and states into one Germany, passed the first modern workers’ compensation law in 1874. On April 4, 2024, New Jersey marks its 113 th year of workers’ compensation.

Workers Compensation

Insurance Journal

MARCH 6, 2025

The state’s Labor Commissioner’s Office secured the settlement to return unpaid wages and damages to 86 carpenters employed by … A construction company was fined more than $430,000 for California labor violations that resulted in unpaid wages, overtime and other violations.

Damage

LexisNexis

AUGUST 28, 2024

Rassp, Chairman of the Board of Directors, Friends Research Institute (friendsresearch.org) Disclaimers: The opinions expressed in this article are those of the author and are not those of the State of California Department of Industrial Relations, Division of Workers’ Compensation, or the Workers’ Compensation Appeals Board.

Workers Compensation

Frankenmuth Insurance

OCTOBER 10, 2024

Large cracks or craters could cause bodily harm or damage to vehicles. Get commercial coverage you can count on, like liability , workers compensation , or umbrella policies. Get them inspected and tagged annually and give employees a refresher on how to use them. Report potholes in your parking lot. Carefully screen candidates.

Crime

Insurance Agency of Ohio

JUNE 9, 2018

We recently had a claim for a drain line that was damaged by tree roots. The contractor informed us that 85% of all drain lines are clogged or damaged. Considering the coverage you are getting, that is a very good rate. It was a $6,000 repair bill. Chances are, your insurance company doesn’t offer this coverage.

Workers Compensation

Insurance Journal

JANUARY 16, 2025

LOUISVILLE, Ky. (AP) AP) Spirits giant Brown-Forman Corp. said Tuesday it’s reducing its global workforce by about 12% and closing its hometown barrel-making plant in Louisville. The cost-cutting moves come as American whiskey producers face stiff challenges from changing consumer …

Workers Compensation

Jackson & Jackson

NOVEMBER 16, 2024

If a client trips over cables during a meeting at your office or your equipment damages their property, General Liability Insurance provides coverage. Why it’s critical in California : Lawsuits over physical accidents or third-party property damage can lead to significant financial losses, especially in litigious areas like California.

Insurance Policy

LexisNexis

JANUARY 22, 2025

Colleen Casey, Former Commissioner, California Workers Compensation Appeals Board Cases of first impression seldom wander into our workers compensation world. Thus, the Alvarez case transformed into a case of first impression, providing persuasive guidance for our workers compensation legal community.

Workers Compensation

CDC: Workers Compensation

AUGUST 1, 2024

The resultant destructive pressure forces can damage or destroy structures and endanger nearby personnel. The heat released by the rapid oxidation of aerosolized combustible nanoparticles increases the temperature and pressure of the suspending gas. Very little is known about

Damage

Triple-I: Workers Compensation

APRIL 20, 2021

The CLAIM Act would let these businesses obtain insurance to cover the same risks of theft, damage, injury, loss, and liability as all other businesses. Does workers compensation cover a workplace accident in which the injured employee tested positive for marijuana?

Risk

Triple-I: Workers Compensation

MARCH 21, 2023

The lines of coverage written typically are those with more predictable losses, such as workers compensation, general liability, and automobile liability and physical damage.” “Each owner makes a modest initial capital contribution,” states the paper, Group Captives: An Opportunity to Lower Cost of Risk.

Workers Compensation

Insurance Journal

JANUARY 28, 2025

A Pierce County, Washington, man has been ordered to pay back more than $60,000 to Washington’s workers’ compensation fund after videos reportedly showed he was working and carrying heavy objects in the years he was allegedly unable to work from …

Workers Comp

Triple-I: Business Insurance

AUGUST 11, 2022

points higher than 2021, driven primarily by significant deterioration in auto physical damage coverages. Kurtz said the workers’ compensation line’s multi-year run of underwriting profits is expected to continue, although margins are likely to shrink further through 2024. We forecast 2022 P&C premium growth of 8.5

Underwriter

ProWriters

APRIL 3, 2024

E&O typically covers claims related to professional services resulting in financial harm to a client, while Professional Liability covers a wider range of claims, such as bodily injury or property damage.

Liability

Protect Commercial Insurance

OCTOBER 25, 2024

Familiarising yourself with the various types can help you craft the most effective insurance package: – General Liability Insurance : Covers third-party bodily injury, property damage, and advertising injuries. – Business Interruption Insurance : Compensates for lost income if your business operations halt due to a covered event.

Business Insurance

Scott Insurance

APRIL 21, 2020

Employers should be evaluating the cost/benefit of these efforts, as widespread worker illness could lead to a decrease in productivity, increase in workers’ compensation claims, and reputational damage. A proactive approach to managing new and uncertain risks will increase a company’s likelihood of success.

Risk

New Jersey Workers' Comp

JANUARY 13, 2025

In New Jersey, the Workers Compensation Act is the exclusive remedy for injured workers as stated in N.J.S.A. 34:15-8, and (2) the insurer had no duty to defend against Laidlow claims under the Employers’ Liability portion of the workers compensation policy. In Laidlow v. Hariton Machinery Co., 34:15-1.

Workers Compensation

Frankenmuth Insurance

SEPTEMBER 19, 2024

They can cause significant damage to your property, disrupt your operations, and lead to substantial financial losses. Get a workers compensation policy. Should a team member be injured or killed on the job, workers compensation can help protect you financially and legally. Risk #1: Weather and natural disasters.

Risk

CDC: Workers Compensation

OCTOBER 8, 2024

1][2] Additionally, crashes during roadway incident responses can cause extensive property damage to agency equipment, such as ambulances and fire apparatus.[3] 3] To protect their workers and expensive equipment during roadway incident responses, the emergency medical services (EMS) and fire service are beginning to adopt the use of

Protection

TGS

JANUARY 28, 2025

Mind Your Plumbing If your renovations involve plumbingwhether its adding a new bathroom or upgrading the kitchenensure the work is done properly to prevent leaks or water damage. Water damage is one of the most common home insurance claims, so taking preventive steps here is key. Ready to Renovate?

Home Insurance

New Jersey Workers' Comp

MARCH 3, 2025

Workers compensation injuries may lead to coverage under the ADA. He tore the meniscus of his knee in two places and also damaged his patella. He tore the meniscus of his knee in two places and also damaged his patella. A recent federal case provides a good example of this. In Sutherland v. 4 th 728 (1 st Cir.

Injury