Freeway Insurance

JANUARY 3, 2025

As insurance companies face more weather-related claims, they adjust premiums to offset their financial exposure. Vehicle Theft : Vehicle theft rates have been on the rise in California, leading to an increase in comprehensive insurance claims. Be sure to ask about all available discounts to reduce your overall premium.

Auto Insurance 98

Auto Insurance Premium Liability Insured 98

Protect Commercial Insurance

APRIL 11, 2025

. – Mandatory Coverage : While commercial property insurance is not legally required by UK law, certain businesses might be bound by contractual obligations if they lease or finance their business premises. Non-compliance can sometimes void insurance claims.

Commercial Property 52

Commercial Property Property Insurance Commercial Insured 52

Shield Insurance Agency

APRIL 19, 2024

This coverage pays for damages to your vehicle regardless of fault, meaning that even if you are at fault for the accident, your insurance will cover the repair costs up to the actual cash value of your vehicle, minus your deductible. The deductible is the amount you must pay out-of-pocket before your insurance coverage kicks in.

Auto Insurance 52

Auto Insurance Deductible Out-Of-Pocket Insured 52

Risk Management Monitor

AUGUST 9, 2022

As companies assess their natural disaster preparedness, there are some proactive measures that should be taken specifically for hail to leave organizations best positioned for any resulting insurance claims. Depending on the amount of your deductible, this means recovery could be impossible as a practical matter.

Damage 78

Damage Claim Commercial Property Deductible 78

Boyle Agency Insurance

APRIL 27, 2024

Common Factors That Affect Homeowners Insurance Cost Some factors that determine the premium on your Homeowners Insurance are: Deductible – This is the amount of money you pay on a claim before the policy coverage takes over. This is in the interest of reducing fraudulent claims.

Premium 40

Premium Deductible Insured Insurer 40

Bankers Insurance

SEPTEMBER 12, 2023

In this scenario, you file a claim using your collision coverage and receive a check from your insurer to cover the repair costs, minus your deductible. After this, your carrier has the right to seek compensation from the insurance carrier of the at-fault party. HOW LONG DOES SUBROGATION TAKE?

Insurance Carrier 52

Insurance Carrier Compensation Deductible Claim 52

Triple-I: Homeowners Insurance

APRIL 5, 2024

Learn More: Triple-I “State of the Risk” Issues Brief: Hurricanes Triple-I “State of the Risk” Issues Brief: Flood FEMA Highlights Role of Modern Roofs in Preventing Hurricane Damage Hurricanes Drive Louisiana Insured Losses, Insurer Insolvencies INFOGRAPHICS What are Hurricane Deductibles?

Damage 52

Damage Policy Auto Insurance Insurance Policy 52

American Agents Alliance

FEBRUARY 7, 2025

One of the most challenging and unpredictable issues facing the insurance industry lately is social inflation. This trend describes the phenomenon of unexpected rising insurance claim costs because of societal trends and views toward litigation.

Broker-Agent 52

Broker-Agent Risk Policyholder Agents 52

LexisNexis

FEBRUARY 4, 2025

The practice note also identifies potential conflicts of interest between a manufacturer and its insurer and discusses reservations of rights letters and bad faith claims. Practical Guidance Updates Featuring the latest updates from your Practical Guidance account.

Policy 40

Policy Commercial General Liability Injury Damage 40

Property Insurance Centre

SEPTEMBER 25, 2024

If you have a low credit score, you may be considered a higher risk and could face higher insurance premiums as a result. By understanding these factors, you can take steps to reduce your insurance costs, such as choosing a higher deductible or improving the condition of your property.

Building 52

Building Insured Insurer Insurance 52

Maritime Insurance International

JUNE 5, 2020

Here are some of the most common factors: Type of boat you need covered How old your boat is and its condition Size of your boat Value of your boat Where you will use the boat Your selected coverage levels and deductibles Ask About Discounts When shopping for boat insurance, keep in mind that some providers do offer discounts.

Insurance Policy 40

Insurance Policy Insured Insurer Insurance 40

Bankers Insurance

AUGUST 8, 2024

For example, if an insured’s property is valued at $1 million, but their coverage limit is $700,000 and their policy includes an 80% coinsurance clause, they would likely receive only $43,750 after incurring $50,000 in property damage from a covered event, depending on when their deductible is applied (700,000/800,000) x 50,000 = 43,750).

Commercial Property 59

Commercial Property Property Insurance Commercial Out-Of-Pocket 59

TGS

NOVEMBER 18, 2024

Pros: Faster Claims Processing: Since you’re dealing with your own insurer, claims are often processed more quickly. appeared first on TGS Insurance Agency. The Pros and Cons of Being a No-Fault State Let’s break it down. What are the upsides and downsides of living in a no-fault state like Florida?

Auto Insurance 52

Auto Insurance Injury Damage Claim 52

Redbird Agents

APRIL 15, 2024

Aside from being a requirement, you will receive the fundamental training essential for you to understand how health insurance plans work, including original Medicare, Part C, Medicare supplement plans (also called medigap plans), and part d plans.

Insurance Agent 130

Insurance Agent Insurance Agents Agents License 130

Constant Contact

JANUARY 28, 2021

This infographic from the Doeren Mayhew Insurance Group demonstrates the power of visuals for blogs. Feel free to include these common questions: When should I update my life insurance coverage? Under what circumstances should I file an auto insurance claim? How do umbrella insurance policies work?

Insured 52

Insured Insurer Insurance Life Insurance 52

Triple-I: Homeowners Insurance

JUNE 3, 2025

During National Roof Awareness Week (June 1-7), we spotlight the critical role roofs play in protecting homes, businesses, and communities from severe weather ( see infographic ) and why building stronger, smarter roofs today is essential for reducing damage and insurance claims tomorrow.

Damage 95

Damage Building Claim Protection 95

Boyle Agency Insurance

MAY 23, 2025

Common Factors That Affect Homeowners Insurance Cost Some common factors affecting Homeowners Insurance premiums are: Deductible – The deductible is the amount you pay before the insurance coverage takes over. A higher deductible means a lower premium.

Premium 52

Premium Deductible Insured Insurer 52