Fri.May 30, 2025

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Lawsuit Says Zealous Honolulu PD Arresting Drivers for DUI Even When Sober

Insurance Journal

The Honolulu Police Department said it will review all impaired driving arrests after the American Civil Liberties Union of Hawaii filed a lawsuit alleging officers are arresting sober drivers in an overzealous focus on making drunk-driving arrests.

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HELPING CLIENTS BRACE FOR THE IMPACT

Rough Notes

How to prepare property and lower insurance costs against severe storms By Jeff Zehr Severe convective storms (SCS) have become a big risk factor for the insurance industry. These major weather events, also known as thunderstorms, can include lightning, torrential rain, tornadoes, straight-line winds and hail.

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Viewpoint: Life-Saving Building Codes Are the Unsung Heroes of Resilience

Insurance Journal

In an era where billion-dollar disasters are becoming the norm, one truth stands above the wreckage: strong building codes save buildings and lives. Yet despite mounting risks, the U.S. remains caught in a paradox.

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How To Get Cheap Life Insurance Without A Medical Exam

Simply Insurance

Discover how to get cheap life insurance without a medical exam, who are the cheapest life insurance companies today, and more!

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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People Moves: Markel Taps Former RSA Exec Mooney to Succeed Galjaard; AXA XL Reinsurance Names Ivanova as Head of Property, International Reinsurance

Insurance Journal

This edition of International People Moves details executive appointments at Markel and AXA XL Reinsurance. A summary of these new hires follows here.

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Ex-WWE Executive Turns, Agrees to Team With Sex Abuse Accuser Against McMahon

Insurance Journal

A former WWE executive who had been fighting sexual abuse allegations in a lawsuit by an ex-employee has agreed to a confidential settlement and will now help the accuser as she continues suing the company and former leader Vince McMahon, …

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AGENCY AND CARRIER RELATIONSHIPS

Rough Notes

Vertafore survey reveals howindependent agents are evaluating their carriers By Mike Erlandson In todays challenging insurance market, the relationship between independent agents and carriers is under a microscope. Premiums are rising, underwriting standards are tightening, and expectations for digital efficiency have never been higher.

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Czech Republic Accuses China of ‘Malicious Cyber Campaign’ Against Foreign Ministry

Insurance Journal

The Czech Republic has accused China of being “responsible” for cyberattacks against a a communication network of its Foreign Ministry, officials said on Wednesday [May 28].

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Stop Blaming Clients—You’re The Real Reason They Leave

Rough Notes

Transactions vs. client relationships By Patrick McBride Agents love to complain about churn, but the truth is, most are driving their own clients away. If your agency is stuck in a sales-first mindset, do not be surprised when customers treat you like a transaction.

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Take the Hassle Out of Claims Management

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

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Lloyd’s Insurer Beazley Gains New Bull to Bolster Unique Status

Insurance Journal

The only stock in the FTSE 100 with buy recommendations from every analyst that covers it just gained another bull.

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INCREASE YOUR PERSONAL POWER

Rough Notes

Five behaviors that limit your impact No matter how much you know and how good your ideas are, ifyour behavior communicates disempowerment, youll never be taken as seriously as you deserve.

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When Warnings Become Reality: California Confronts Its Underinsurance and Insurance Affordability Crisis

Property Insurance Coverage Law

The recent hearing before the California State Board of Equalization on underinsurance brought long-overdue attention to a crisis that has been quietly eroding the financial security of homeowners across the state. 1 In the aftermath of yet another devastating wildfire season impacting communities in and around Los Angeles. The testimony presented at the hearing painted … The post When Warnings Become Reality: California Confronts Its Underinsurance and Insurance Affordability Crisis appea

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Former WV Fire Official Sentenced to 33 Months for Arson, Insurance Fraud

Insurance Journal

A former West Virginia volunteer fire official who pleaded guilty to fraud after burning down his home and misusing the fire department’s credit card has been sentenced to 33 months in prison. Donald A. Ennis, 44, of St.

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When Warnings Become Reality: California Confronts Its Underinsurance and Insurance Affordability Crisis

Property Insurance Coverage Law

The recent hearing before the California State Board of Equalization on underinsurance brought long-overdue attention to a crisis that has been quietly eroding the financial security of homeowners across the state. 1 In the aftermath of yet another devastating wildfire season impacting communities in and around Los Angeles. The testimony presented at the hearing painted … The post When Warnings Become Reality: California Confronts Its Underinsurance and Insurance Affordability Crisis appea

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ZestyAI Gains Michigan Approval

Insurance Journal

ZestyAI announced that the Michigan Department of Insurance and Financial Services has approved its severe convective storm suite. The approval comes as Michigan contends with rising weather-related insurance losses.

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Budget bill provisions could make ICHRAs more appealing to businesses

Healthinsurance.org

In this article What are ICHRAs? New tax credit for small businesses that offer CHOICE Arrangement More widely available pre-tax premium contributions for employees Employers would be able to offer a choice between CHOICE or a traditional small-group plan The future of CHOICE Arrangements The budget reconciliation bill that passed in the U.S. House of Representatives in May 2025 1 includes provisions intended to make ICHRAs Individual Coverage Health Reimbursement Arrangements easier to use an

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CVS and Express Scripts Sue to Block Arkansas Law Restricting Pharmacy Benefit Managers

Insurance Journal

CVS and Express Scripts asked a federal judge on Thursday to block a law prohibiting pharmacy benefit managers from owning or operating pharmacies in Arkansas, challenging the first such restriction enacted by a state.

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What is the Usual Deductible in German Car Insurance?

Top Insurance Blogs

Choosing the right deductible is one of the smartest decisions you can make to reduce your premium without compromising essential protection. Yet, many driversboth German natives and newcomersarent fully clear on how their car insurance deductible works or how much they should expect to pay. In this blog post, Ill break down everything you need […] The post What is the Usual Deductible in German Car Insurance?

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Wildfires in Alberta Pose Growing Threat to Canada’s Oil

Insurance Journal

Wildfires are threatening about 5% of Canada’s crude output as a blaze in Alberta’s oil sands region spreads and approaches major production sites.

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What Happens If I Choose a Car Insurance Policy with Garage Binding in Germany?

Top Insurance Blogs

Choosing the right car insurance policy in Germany can feel like navigating a maze, especially for expats unfamiliar with the system. One term you might come across is “garage binding” (Werkstattbindung). As a licensed car insurance agent in Germany with over 10 years of experience working with top insurance providers and a wide array of […] The post What Happens If I Choose a Car Insurance Policy with Garage Binding in Germany?

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EU to Propose More Flexible Climate Goal, Sources Say

Insurance Journal

The European Commission will propose a new EU climate target in July that includes flexibilities for how countries meet it, as Brussels attempts to fend off mounting criticism of Europe’s environmental aims, EU diplomats told Reuters.

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Coverage Denied for Driver Who Transported Marijuana

Rough Notes

Popular gigs create cover problems [W]ith a growing gig economy the lines between business and personal activities have become blurred . By Bruce D. Hicks, CPCU, CLU The Court Decisions column is a popular part of Rough Notes magazine.

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Congress Could Unravel Biden’s Climate Law. Here’s What to Watch

Insurance Journal

The Republican-led House of Representatives has narrowly passed a giant tax and spending bill that would end Inflation Reduction Act subsidies for clean power years early.

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Turbocharged Takeaways: Latest Platform Updates (June 2025)

Agency Revolution

Step into June with our latest platform updates on Agency Revolution, tailored to elevate your agency’s performance and streamline your workflow. This month, we’re excited to highlight innovative features like Forge’s Video Proposals for creating engaging content, new social media posts to enhance your online presence, and AI-driven enhancements in Fuse for more effective campaign creation and lead management.

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Texas House Advances Bill to Allow Homes on Smaller Lots

Insurance Journal

The Texas House gave a thumbs Wednesday to a bill allowing smaller homes on smaller lots in Texas’ biggest cities, part of a broad push by state lawmakers to put a dent in the state’s high home prices.

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Why Mentorship Matters – How to Find and Learn from a Great Insurance Mentor

Word & Brown

You have probably heard for years that mentorship can help you both personally and professionally. A mentor can provide you with invaluable guidance, support, perspective, and accountability. He/she/they can help you avoid common pitfalls, so you can make more confident decisions. Below are some tips to help you get started, define what you need, find a mentor, and then learn and grow.

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A DYNAMIC AND MULTIFACETED ROLE

Rough Notes

Connecticut-based young pro tackles marketing, mastermind event planning, and more By Christopher W. Cook In the insurance industry, certain dedicated young professionals stand out among their peers and are members of an elite squad of individuals. These are their stories. Dun dun.

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Insurance Representative Must-Have Resume Skills 

Agency Height

Learn the top Insurance Representative Must Have Resume Skills to impress employers and boost your chances of landing the job.

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Beyond The Fear: Leveraging INSURTECH For Success

Rough Notes

The landscape, common myths and how to prepare for the future By Alexis Cierra Vaughn Lets be honest: When we first heard the term insurtech, many of us in the independent agency arena got a little nervous. We pictured a tech-driven takeover all about disruption, automation, and replacing the old ways with faceless algorithms.

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Does Commercial Insurance Cover Damage to My Commercial Property?

Paragon Independent Insurance Agencies

If you own a business, securing commercial insurance is crucial. Commercial insurance can protect you from financial liability when a covered event occurs. Paragon Independent Insurance Agency, serving Plano, TX, can help you find the right commercial insurance policy for your business. A good commercial insurance policy can benefit you in many ways.

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Attracting, Engaging And Managing A Multigenerational Workforce

Rough Notes

Using generational diversity to better understand and serve clients By Jennifer Palmieri Nearly every workforce today, including the insurance industry, is made up of five generations of employees.

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SEC Dismisses Lawsuit Against Binance Crypto Exchange

Insurance Journal

The U.S. Securities and Exchange Commission on Thursday voluntarily dismissed its civil lawsuit against Binance, the world’s largest cryptocurrency exchange, extending the regulator’s new approach to cryptocurrencies since President Donald Trump reentered the White House.

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