Wed.Jul 30, 2025

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Aon Q2 2025 Market Insights: Softening Insurance Prices Amid Mounting Global Risks

Top Insurance Blogs

In its newly released Q2 2025 Global Insurance Market Insights, Aon reports a rare market phase where pricing is softening and capacity is expanding, even as systemic global risks continue to escalate. This “unusual moment” in the insurance landscape has created temporary relief for insurance buyers. Yet, the underlying risks, including geopolitical tensions, cyber threats, […] The post Aon Q2 2025 Market Insights: Softening Insurance Prices Amid Mounting Global Risks appeared first on My

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Texas Auto Insurer for Residual Market Approved for Rate Increase

Insurance Journal

The Texas Department of Insurance (TDI) said in a bulletin this month that it has approved private passenger and commercial auto rate increases for the Texas Automobile Insurance Plan Association (TAIPA), the state’s residual market for auto insurance.

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Why One Man’s Lies Cost a Business $1.96 Million in Insurance: Understanding the Innocent Insured Doctrine

Property Insurance Coverage Law

A decision last week reinforces a harsh reality for policyholders who conduct business through corporations or limited liability companies: if the person or officer controlling the company commits fraud in the course of an insurance claim, the insurer can usually deny coverage not just to that wrongdoer, but to the entire business. 1 The case … The post Why One Man’s Lies Cost a Business $1.96 Million in Insurance: Understanding the Innocent Insured Doctrine appeared first on Property Insu

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Top 10 Insurance Companies in New Zealand by Market Size (2025)

Top Insurance Blogs

New Zealand’s insurance industry in 2025 is both dynamic and highly concentrated. If you are searching for the largest and fastest-growing insurance companies in New Zealand, I’ve got you covered. IAG New Zealand and Suncorp dominate the general insurance market, while life and health insurers continue to show robust growth. Below, I profile the top […] The post Top 10 Insurance Companies in New Zealand by Market Size (2025) appeared first on My Top Insurance Blogs.

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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Viewpoint: Green Technologies Bring New Property Risks – and Opportunities

Insurance Journal

From roof-mounted solar panels and automated warehouses to electric vehicle depots, green technologies are transforming commercial property risk profiles.

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‘New Normal’ Sets in as Pace of Insurance Agency M&A Becomes Clear

Insurance Journal

Insurance agency mergers and acquisitions during the second quarter 2025 were up 11% over the prior quarter, but M&A activity for the first half of the year is down 8% compared to last year, according to investment banking and financial …

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Top Flood-Prone Areas in Michigan: Is Your Home at Risk?

Shield Insurance Agency

Michigan is known for its beautiful Great Lakes, scenic rivers, and lush landscapes. However, these natural features also make certain areas of the state more vulnerable to flooding. Whether you live near the shores of Lake Michigan or along the banks of the Grand River, understanding your flood risk is crucial. At Shield Insurance Agency , we’re here to help Michigan homeowners navigate the complexities of flood insurance and protect their properties.

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Brown & Brown’s Profit Climbs on Fee and Commission Growth

Insurance Journal

Brown & Brown posted a rise in second-quarter profit on Monday as the insurance broker benefited from higher commissions and fees driven by growing demand.

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Blog Post: CA Completes Review of First Wildfire Risk Model

LexisNexis

CA Regulators Complete Review of Wildfire Risk Model California’s Department of Insurance has completed a review of the state’s first wildfire catastrophe model, which property/casualty insurers can now begin using to assess wildfire risk when setting rates. The major change to the ratemaking process is part of a new regulatory framework created to address a homeowners insurance crisis in the state, with rates rising and availability falling.

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Take the Hassle Out of Claims Management

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

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Risk Strategies Acquires Assets of 3 New Mexico Firms

Insurance Journal

Risk Strategies acquired the assets of Santa Fe, New Mexico-based firms Zia Insurance Services, Tyra Enterprises Inc. and Capitol Insurance Services Inc.

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How to Get Life Insurance Leads from Facebook: A Complete Guide for the US Market 

Agency Height

Want to know how to get life insurance leads from Facebook without wasting your ad budget? This ultimate guide reveals high-converting tactics U.S.

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Allstate Q2 Income Eclipses $2B as Auto Turns in Combined Ratio of 86

Insurance Journal

Allstate Corp. second quarter 2025 net income applicable to common shareholders was about $2.1 billion, far exceeding the $301 million booked for the same quarter a year ago.

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Do’s and Don’ts: 9 Networking Tips for Insurance Brokers

Word & Brown

Networking is essential for career growth and advancement – and for personal and professional development. In today’s business world, having a strong network offers you a significant professional advantage. It can also lead to health insurance referrals and new business. With that in mind, here are nine do’s and don’ts for building your network. Do prepare.

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Cotality Estimates $1.1B in Damage to Residential Buildings from Central Texas Floods

Insurance Journal

Cotality estimates that the recent Central Texas flash floods caused $1.

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How to Get Life Insurance Leads from Facebook: A Complete Guide for the US Market 

Agency Height

Want to know how to get life insurance leads from Facebook without wasting your ad budget? This ultimate guide reveals high-converting tactics U.S.

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How Telematics Apps Are Used in Canada: A Guide for Drivers

Top Insurance Blogs

Telematics apps in Canada are becoming the go-to solution for drivers looking to save money and drive more safely. With rising insurance premiums and increased focus on road safety, driving apps Canadians use with telematics are reshaping the way auto insurance works in the country. But how do these apps work, and how are Canadians […] The post How Telematics Apps Are Used in Canada: A Guide for Drivers appeared first on My Top Insurance Blogs.

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Why Retail Cyber Security Must Include Cyber Insurance

ProWriters

“Weaving spiders, come not here,” a fairy admonishes arachnids in Shakespeare’s A Midsummer Night’s Dream. Unfortunately for retail cyber security , one 21st-century, technological “spider” hasn’t heeded the Bard’s warning. Marks & Spencer (M&S) is a giant in Great Britain’s retail sector. It operates in more than 32 international markets and boasts a revenue of £13.8 billion (nearly $18.6 million in U.S. currency).

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Distinguished Programs and Wright Flood Team Up to Offer Flood Coverage for Community Associations 

Distinguished

NEW YORK — Distinguished Programs, a national insurance program administrator and MGA, today announced a new collaboration with Wright Flood to provide Flood insurance for its Community Associations program. Distinguished’s partnership with Wright Flood adds another layer of protection to its Community Associations program, which includes Package, Directors & Officers , Crime, Umbrella and Cyber products.

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South African State Insurer Builds $1.1 Billion Riot Buffer

Insurance Journal

South Africa’s state-owned risk insurer, which the government bailed out so it could meet claims stemming from riots four years ago, has built up a 20 billion-rand ($1.

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The Hidden Cost of Letting Injured Employees Stay Home

AMAXX

Imagine this: One injured employee stays out of work for 35 extra days. Seems manageable, right? Now plug that into a Transitional Duty Calculator. At an average indemnity cost of $250/day, plus $3,000 for replacement labor, the total out-of-pocket cost is $11,750. But that’s not the full story. With a 4% profit margin, your company needs to generate $293,750 in revenue just to make up for that one claim.

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California City Suing Former Officer Who Skied, Went to Festival on Workers’ Comp

Insurance Journal

A California city has filed a civil lawsuit against a former police officer who went skiing and attended a music festival while collecting workers’ compensation.

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Best Commercial Property Insurance Companies for 2025: Your Ultimate Guide to Protecting Your Business Assets 

Agency Height

The post Best Commercial Property Insurance Companies for 2025: Your Ultimate Guide to Protecting Your Business Assets appeared first on Agency Height.

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Verisk’s $2.35B Buy of AccuLynx ‘Natural Fit’ for Claims Management Solutions

Insurance Journal

Insurance data analytics and technology firm Verisk said it has an agreement in place to acquire AccuLynx, a software-as-a-service platform designed for residential roofing contractors, for $2.35 billion.

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Pressure mounts on MSC over MSC Elsa 3 sinking

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Pressure mounts on MSC over MSC Elsa 3 sinking appeared first on Insurance Marine News.

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How to Stay Ahead of the Summer Renewal Rush

Insurance Journal

This post is part of a series sponsored by EZLynx. Summer is a notoriously busy season for insurance renewals, especially for personal lines like auto and homeowners’ insurance.

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What Are the Cheapest Cars to Insure in Ontario, Canada?

Top Insurance Blogs

If you’ve ever experienced sticker shock while reviewing your Ontario car insurance premiums, you’re not alone. One of the most frequently asked questions I get is, “What are the cheapest cars to insure in Ontario?” The truth is, the make and model of your vehicle can significantly impact your premium. Insurance companies use historical claim […] The post What Are the Cheapest Cars to Insure in Ontario, Canada?

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Gard: Bulk cargo in jumbo bags – understanding the risks

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Gard: Bulk cargo in jumbo bags – understanding the risks appeared first on Insurance Marine News.

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Two Georgia Men Denied Bond After Charged With Large Cache of Homemade Bombs

Insurance Journal

Two Georgia men, denied bond, are in jail awaiting court action after they were charged with possessing a large amount of homemade explosive devices.

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Pilot Ukraine scheme to process seafarer documents remotely

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Pilot Ukraine scheme to process seafarer documents remotely appeared first on Insurance Marine News.

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Loss Control Tips to Reduce Risks at Your Wholesale Durable Goods Manufacturing Facility

Central Insurance

Durable goods—like appliances, electronics, furniture, and metal parts—keep industries moving and households running. According to the U.S. Census Bureau, durable goods manufacturing is a $2 trillion industry that is foundational in the national economy. If your business manufactures or distributes these long-lasting products, you’re already part of a vital supply chain that supports construction, infrastructure, […] The post Loss Control Tips to Reduce Risks at Your Wholesale Durable Good

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Public Sector Disability Pensions and Their Relationship to New Jersey Workers’ Comp

New Jersey Workers' Comp

Many injured public employees in New Jersey retire on disability pensions (ordinary or accidental). An accidental disability pension must be for a work injury. An ordinary disability pension can be for non-work health issues, or work injuries or both. This blog will focus on some of the key provisions which employers, third party administrators and practitioners need to know about ordinary and accidental disability pensions in the context of workers’ compensation cases.

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Japan Club gets upgrade from S&P

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Japan Club gets upgrade from S&P appeared first on Insurance Marine News.