Sun.Aug 03, 2025

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The Small Print That Could Cost You Thousands: Lessons from Minnesota’s Latest Insurance Ruling on Building Codes

Property Insurance Coverage Law

The Minnesota Supreme Court issued an important decision last week in Great Northwest Insurance Company v. Campbell, 1 reaffirming and clarifying the scope of ordinance and law provisions and the obligations of insurers under replacement cost coverage for partial property losses to pay for those. In this case, the court held that when storm-damaged shingles … The post The Small Print That Could Cost You Thousands: Lessons from Minnesota’s Latest Insurance Ruling on Building Codes appeared

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New Law Orders Louisiana Insurers to Show Prior Policy Premiums

Insurance Journal

Under a new state law, Louisiana insurers will be required to give mandatory disclosure of prior policy premium when issuing a renewal policy to a policyholder.

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Insurance in the Sharing Economy: What to Know Before You Rent Out Your Car or Home

Central Insurance

As the sharing economy grows, more people are renting out cars, homes, and tools to earn extra income. But are you covered if something goes wrong? Learn how peer-to-peer platforms impact your insurance—and what to ask your agent before you participate. The post Insurance in the Sharing Economy: What to Know Before You Rent Out Your Car or Home appeared first on Central Insurance Blog.

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Thought Leadership in Insurance: Building Credibility Through Insights and Industry Commentary

Insurance Journal

The insurance industry stands at a crossroads. From emerging risks driven by climate change and cyber threats to regulatory shifts and technological disruption, professionals across the sector face challenges that demand informed perspectives and strategic thinking.

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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5 Important Insurance Policies Every Foreigner Must Carry in Luxembourg

Top Insurance Blogs

Relocating to Luxembourg is an exciting step, but one often overlooked detail can make or break your stay: having the right insurance policies in place. Whether you’re moving in from Germany, France, or another EU country, understanding the mandatory and essential insurance policies in Luxembourg is non-negotiable. Master the Luxembourg Insurance Industry for Expats in […] The post 5 Important Insurance Policies Every Foreigner Must Carry in Luxembourg appeared first on My Top Insura

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Why More Agents Are Buying Books of Business Instead of Starting from Scratch 

Agency Height

More insurance agents are skipping the startup grind by buying books of business.

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Workplace Injuries Costs Near $60B Per Year; Overexertion, Falls Top Causes: Liberty Mutual

Insurance Journal

Liberty Mutual’s latest Workplace Safety Index has found that workplace accidents cost U.S. employers about $58.8 billion annually. The top 10 causes of injuries account for 86% of those costs, or $50.87 billion.

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QBE adds Netherlands-based marine insurance offering

Insurance Marine News

Australia-based global business insurer QBE has hired marine insurance expert Paul Peerdeman to launch marine products in the Netherlands. QBE noted that Peerdeman had more than 35 years of insurance experience, including the establishment of start-up marine practices. His most recent position was as head of marine at ERGO Netherlands. Peerdeman started his career as.

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Top 100 Agencies

Insurance Journal

This year marks the 21st annual publication of Insurance Journal’s Top 100 Independent Agencies special report. Nearly all of the firms in the Top 100 saw notable increases in total property/casualty revenue year-over-year.

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Take the Hassle Out of Claims Management

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

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AI Agents in Insurance: A Game-Changer for Claims and Customer Service 

Agency Height

Explore how AI Agents for Insurance improve claims and customer service, cutting costs and boosting satisfaction for insurers and policyholders alike.

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Scaling Smart: How Independent Agencies Can Grow with Intention

Insurance Journal

In today’s competitive market, independent insurance agencies are under increasing pressure to grow. Organic growth is harder to achieve, client expectations are evolving, and technology is reshaping how agencies operate.

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How to Get the Best Life Insurance Quote in Luxembourg as an Expat

Top Insurance Blogs

When you move to Luxembourg as an expat, you quickly learn that securing a good life insurance policy isn’t just a financial move; it’s a peace-of-mind decision. Life is unpredictable. Understanding the ins and outs of life insurance in Luxembourg can save you both money and stress. Let’s walk through how to get the best […] The post How to Get the Best Life Insurance Quote in Luxembourg as an Expat appeared first on My Top Insurance Blogs.

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As Schools Prepare to Pay Athletes, What Role Will Insurance Play?

Insurance Journal

As colleges and universities prepare to legally pay athletes for the first time in National Collegiate Athletic Association history, collegiate sports programs are exploring insurance policies designed to mitigate the risks that come with dishing out tens of millions of …

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Malaysia acts to restrict STS transfers in its waters

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Malaysia acts to restrict STS transfers in its waters appeared first on Insurance Marine News.

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Marsh McLennan Acquires Olympic Insurance Agency in California

Insurance Journal

Marsh McLennan Agency acquired Olympic Insurance Agency in a Simi Valley, California. All Olympic employees, including principals Don and Bob Barberie, will remain working out of their existing Simi Valley office.

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CTL claim upheld in Court of Appeal

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post CTL claim upheld in Court of Appeal appeared first on Insurance Marine News.

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Independent Agencies’ Market Share Shows Small Decline; Strong Hold on Commercial Lines with Opportunity to Grow in Personal Lines

Insurance Journal

The independent agency channel placed 61.5% of all property/casualty insurance written in the U.S. in 2024, a slight decline from 2023 where independent agents placed 62.2% of P/C lines nationwide.

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UK Club launches fixed premium P&I product

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post UK Club launches fixed premium P&I product appeared first on Insurance Marine News.

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This Hard Market Explained

Insurance Journal

This hard market is the longest and hardest in generations. Historically, hard markets occurred every seven years or so and lasted two to three years.

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NorthStandard opens Imabari office in Japan

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post NorthStandard opens Imabari office in Japan appeared first on Insurance Marine News.

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US Tariffs Projected to Slow Global Economy and Insurance Premium Growth: Swiss Re

Insurance Journal

Global growth is slowing as U.S. tariff policy reduces trade and heightens geopolitical uncertainty, which ultimately will lead to decelerating growth in insurance premiums, according to Swiss Re. Global GDP growth (adjusted for inflation) is expected to slow to 2.

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Judge backs BMW in legal dispute over Fremantle Highway cars

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Judge backs BMW in legal dispute over Fremantle Highway cars appeared first on Insurance Marine News.

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Renewal Rates in Q2 Tell of ‘Slowly Softening’ Commercial Lines Market, Says Ivans

Insurance Journal

Premium renewal rates increased year-over-year for all major commercial lines, except workers’ compensation, according to second-quarter 2025 results of the Ivans Index.

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US sanctions force vessels with Russian oil to divert from India; report

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post US sanctions force vessels with Russian oil to divert from India; report appeared first on Insurance Marine News.

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North Carolina Expands FORTIFIED Roof Grant Program With Another $20 Million

Insurance Journal

North Carolina’s residual property insurance association is expanding its roof-grant program by $20 million, offering $6,000 to policyholders who upgrade their roofs to the more wind-resistant FORTIFIED standard.

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Panama auditor files suit to end CK Hutchison-controlled port contract

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Panama auditor files suit to end CK Hutchison-controlled port contract appeared first on Insurance Marine News.

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The New Approach to Hurricane-Strong Homes? Concrete Walls, Wind-Resistant Roofs, But Affordable and Stylish

Insurance Journal

If wind mitigation and stronger homes are the paths to reducing insurance claims and bringing down premiums in hurricane-prone areas as a growing number of industry experts believe, then homeowners, builders and insurers may want to take a look at …

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Panamanian communities challenge canal expansion project in Supreme Court

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Panamanian communities challenge canal expansion project in Supreme Court appeared first on Insurance Marine News.

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Business Moves

Insurance Journal

National Keystone Agency Partners, Warburg Pincus Private equity firm Warburg Pincus will acquire a majority stake in insurance broker and agency network Keystone Agency Partners (Keystone). Keystone was formed in 2020, in partnership with Keystone Insurers Group Inc.

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Scandinavian and US cooperating to develop anti-spoofing and jamming navigation aid

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Scandinavian and US cooperating to develop anti-spoofing and jamming navigation aid appeared first on Insurance Marine News.

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5 Evolving Trends Shaping Architects and Engineers Coverage

Insurance Journal

The architects and engineers (A&E) sector is changing rapidly as design professionals adopt new project delivery methods and technology tools to increase efficiency and reduce costs.

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Bird’s Eye View: Parallels from Piloting Planes to Leading an Agency

Insurance Journal

As a commercial lines insurance producer in a very competitive industry, I looked for every advantage I could uncover to build my book of business.