Fri.Jul 25, 2025

article thumbnail

Markets/Coverages: Mosaic Offers Cyber/Financial Institutions Cover for Digital Assets

Insurance Journal

Mosaic Insurance, the Bermuda-based global specialty insurer, has entered the digital asset market, launching a combined cyber and financial institutions (FI) crime product that provides robust protection to the rapidly growing, yet historically underserved sector.

Cyber 289
article thumbnail

Actual Cash Value vs. Replacement Value: What’s the Difference, and Where Does Market Value Fit In?

TGS

TGS Insurance » Blog When it comes to insurance claims or selling a car, home, or other big-ticket item, you’ve probably heard terms like actual cash value , replacement value , and market value tossed around like confetti. If you’re scratching your head trying to make sense of them, don’t worry—you’re in good company. These terms can feel like they’re written in some cryptic insurance code, right?

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

AXA Wins $908 Million UK Court Ruling Against Santander Over Protection Insurance

Insurance Journal

French insurer AXA won a London court ruling on Friday worth nearly 675 million pounds ($908 million) against Santander over the mis-selling of payment protection insurance more than two decades ago.

article thumbnail

How Much Is $770,000 In No Exam Term Life Insurance?

Simply Insurance

Discover the cost of a $770,000 no exam term life insurance policy. This article breaks down factors affecting premiums, compares options, and provides insights to help you make an informed decision about your life insurance needs.

article thumbnail

Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

article thumbnail

Ky. Tobacco Warehouse Manager Pleads Guilty in Insurance Fraud, to Pay Restitution

Insurance Journal

A Kentucky tobacco warehouse manager at the center of a long-running crop insurance fraud scheme has agreed to pay millions in restitution for his role in enabling the fraud.

Insurer 237

More Trending

article thumbnail

Michigan Suspends 2 Title Insurance Agents Over Escrow Fund Mismanagement

Insurance Journal

The Michigan Department of Insurance and Financial Services this week announced the suspension of two title insurance agents after an investigation found they allegedly mismanaged customers’ escrow funds.

article thumbnail

How Much Is $450,000 In No Exam Term Life Insurance?

Simply Insurance

Discover the cost of a $450,000 no exam term life insurance policy. This article breaks down factors affecting premiums, compares options, and helps you understand how to secure the best coverage for your needs without the hassle of medical exams.

article thumbnail

California FAIR Plan Rolls out Commercial High Value Policy

Insurance Journal

The California FAIR Plan has increased commercial coverage limits and is now offering a commercial high value policy for condominiums, farms, wineries and other businesses in the state that cannot find insurance through the voluntary or excess and surplus insurance …

article thumbnail

How Much Is $350,000 In No Exam Term Life Insurance?

Simply Insurance

Discover the cost of a $350,000 no exam term life insurance policy. This article breaks down factors affecting premiums, compares options, and helps you understand how to secure affordable coverage without the hassle of medical exams.

article thumbnail

Take the Hassle Out of Claims Management

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

article thumbnail

Freeway Insurance Expands to Its 28th State With Connecticut Opening

Insurance Journal

The insurance agency franchise Freeway Insurance is now operating in 28 states with the opening of its newest office in Danbury, Connecticut.

article thumbnail

How Much Is $400,000 In No Exam Term Life Insurance?

Simply Insurance

Discover the costs and benefits of securing a $400,000 no exam term life insurance policy. This article explores pricing factors, coverage options, and tips for finding the best rates to protect your loved ones without the hassle of medical exams.

article thumbnail

Helping Agents Win with LeadStar, Powered by EnrollHere

PSM Brokerage

Cut Costs, Close More Join thousands of agents growing their business with LeadStar Powered by EnrollHere Stop wasting time and money on outdated lead systems. Take control with LeadStar — automate your appointments, slash lead costs, and convert more clients with less effort. In a game where every lead counts, PSM agents have a powerful new advantage.

Agents 52
article thumbnail

How Much Is $500,000 In No Exam Term Life Insurance?

Simply Insurance

Discover the cost of $500,000 in no exam term life insurance and learn how factors like age, health, and coverage length can influence your premium. Get insights to make informed decisions about your life insurance needs.

article thumbnail

Honda Launches Insurance Agency Powered by VIU by HUB

Insurance Journal

American Honda Motor Co., Inc. said it has started a new insurance agency, Honda Insurance Solutions, to address the insurance needs of Acura and Honda owners of cars, motorcycles, recreational vehicles, homes, and more.

article thumbnail

How Much Is $700,000 In No Exam Term Life Insurance?

Simply Insurance

Discover the cost of $700,000 in no exam term life insurance and learn how factors like age, health, and policy length can influence your premium. Get insights to make informed decisions about your life insurance needs.

article thumbnail

People Moves: Allianz Commercial Appoints Nguyen-Huu, Lascar and Head for Portfolio Solutions Team; Canopius Promotes Pinnington as Head of Marine & Energy Treaty

Insurance Journal

This edition of International People Moves details appointments at Allianz Commercial and Canopius Group. A summary of these new hires follows here.

article thumbnail

How Much Is $250,000 In No Exam Term Life Insurance?

Simply Insurance

Discover the cost of a $250,000 no exam term life insurance policy. Explore factors influencing premiums, compare options, and find the best coverage for your needs without the hassle of medical exams.

article thumbnail

How Plumbing and Drainage Insurance Works in Canada

Top Insurance Blogs

When homeowners think of insurance, most focus on fire, theft, or storm damage. However, one of the most common and costly issues in Canadian homes is water damage. What makes it worse? Plumbing and drainage problems that most standard home insurance policies either limit or completely exclude. That’s why plumbing and drainage insurance in Canada […] The post How Plumbing and Drainage Insurance Works in Canada appeared first on My Top Insurance Blogs.

Theft 59
article thumbnail

How Much Is $600,000 In No Exam Term Life Insurance?

Simply Insurance

Discover the cost of $600,000 in no exam term life insurance and learn how factors like age, health, and policy length can influence your premium. Get insights to help you make informed decisions about your life insurance needs.

article thumbnail

Beazley Appoints Zachary Cruickshank as New Country Manager for Canada

Top Insurance Blogs

Beazley, a global specialist insurer known for its strength in niche markets, has officially appointed Zachary Cruickshank as its new country manager for Canada. The move signals a strategic effort to strengthen the company’s presence across the Canadian insurance landscape. Cruickshank, who is based in Toronto, will continue to lead the firm’s Canadian Commercial Property […] The post Beazley Appoints Zachary Cruickshank as New Country Manager for Canada appeared first on My Top Insurance

article thumbnail

How Much Is $300,000 In No Exam Term Life Insurance?

Simply Insurance

Discover the cost of a $300,000 no exam term life insurance policy. Explore factors that influence premiums, compare options, and learn how to secure affordable coverage without the hassle of medical exams.

article thumbnail

Johnson & Johnson Acquires Minnesota’s Erickson-Larsen

Insurance Journal

Johnson & Johnson Inc. announced it is acquiring the assets of Erickson-Larsen, Inc (E&L). The parties expect to complete the transaction effective August 1, 2025.

Insurer 165
article thumbnail

Are Life Insurance Premiums Tax Deductible? The Truth Every Policyholder Should Know 

Agency Height

Wondering if life insurance premiums are tax deductible?

article thumbnail

People: Farm Bureau Tenn. Names Pulley to Replace Retiring Pannell as CEO

Insurance Journal

Jeff Pannell, CEO of Farm Bureau Insurance of Tennessee, will retire at the end of the year after almost 40 years with the company.

Agents 226
article thumbnail

No-Fault Insurance in Florida: Why Your Claim Might Be Rejected

Agency Height

Learn everything you need to know about No-Fault Insurance in Florida and discover the common reasons why your claim might be rejected.

Claim 52
article thumbnail

Independent Retailer Month: How Brokers Can Help Small Businesses

Solstice Insurance Broker

July is Independent Retailer Month, a special time to celebrate and support local retailers. These retailers are especially important to our communities. But running a small business comes with unique challenges (as you probably know). Owners must manage tight budgets, keep up with current trends, find loyal customers, and hire talented workers. One way small retailers can gain an advantage is by giving their employees valuable benefits.

Broker 113
article thumbnail

Rental Car Firm Not Responsible for Driver With Ignition Lock Restriction on License

Insurance Journal

A car rental company in Connecticut is under no obligation to confirm whether a customer’s driver’s license is subject to any restrictions; rather it is only required to inspect the physical license card to confirm that it is facially valid …

License 165
article thumbnail

Sri Lanka’s top court orders $1bn payout over X-Press Pearl disaster

Splash: Finance and Insurance

Sri Lanka’s Supreme Court has ordered the owners and operators of the X-Press Pearl container vessel to pay $1bn in compensation for the devastating environmental and economic damage caused when the ship caught fire and sank off Colombo in 2021.

article thumbnail

Georgia Insurance Commissioner Cancels Run for US Senate Seat

Insurance Journal

Georgia Insurance Commissioner John King is dropping out of the race for a U.S. Senate seat after meeting with Georgia Gov. Brian Kemp.

Insurer 165
article thumbnail

Blog Post: LexisNexis Inmate Law Library Tip of the Month: Document Navigation Tools

LexisNexis

LexisNexis Inmate Law Library Tip of the Month The LexisNexis Inmate Law Library Tip of the Month is a practical series for correctional facility administrators who are committed to improving legal access and research outcomes in their facilities. Each month, we will spotlight a feature, tool or best practice that helps your team get more value out of the LexisNexis platform—while making the experience more efficient for the incarcerated individuals you support.

52
article thumbnail

FEMA Chief Calls Texas Floods Response ‘A Model’ For Dealing With Disaster

Insurance Journal

The acting administrator of the Federal Emergency Management Agency is pushing back on criticisms of the federal response to the central Texas floods that killed at least 136 people earlier this month.

261
261
article thumbnail

Meta Clashes With Apple, Google Over Child Age Check Legislation

Insurance Journal

The biggest tech companies are warring over who’s responsible for children’s safety online, with billions of dollars in fines on the line as states rapidly pass conflicting laws requiring companies to verify users’ ages.

179
179