AMAXX

MAY 22, 2025

In the high-stakes world of workers compensation, the moments following a workplace injury can define the entire outcome of a claim. While most employers are focused on forms, medical referrals, and incident reports, one often-overlooked factor can drastically shift the direction of the case communication. Specifically, how a supervisor or employer responds to the injured worker at the moment of injury sets the tone for everything that follows.

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Insurance Journal

MAY 23, 2025

The Missouri Department of Commerce and Insurance released preliminary uninsured estimates for properties in the St. Louis in response to the F3 tornado that struck the region on Friday, May 16.

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Central Insurance

MAY 19, 2025

Many commercial insurance policies require a premium audit at the end of the term to match your coverage with actual business activity. Here's what to expectand how to make the process go smoothly. The post Understanding and Preparing for a Premium Audit appeared first on Central Insurance Blog.

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The Property Insurance Law Observer

MAY 20, 2025

In Caribe D. Billie v. Plymouth Rock Assurance Corp. et al , the U.S. District Court for the District of Connecticut granted Plymouth Rock Assurance Corp.s (Insurer) motion for summary judgment, holding that the Insurer was prejudiced by its insureds failure to cooperate with the Policys Duties After Loss provision. Background Caribe D. Billie (Plaintiff) purchased a house in Waterbury, Connecticut, and obtained homeowners insurance through the Insurer.

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Advertiser: Trellis

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

Protect Commercial Insurance

MAY 9, 2025

Introduction Hello, savvy UK business owners! Owning a retail shop or salon can be a thrilling venture, but it also comes with its fair share of risks. From unforeseen damage to potential customer mishaps, there’s a lot to consider to keep your business running smoothly. That’s where retail shop and salon insurance come into play. This guide will walk you through the essentials, helping you understand how the right commercial insurance can be your business’s best ally.

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AMAXX

MAY 27, 2025

In the world of workers compensation, few factors have a more immediate and measurable impact on claim outcomes than lag time the delay between when an injury occurs and when it is reported to the carrier or third-party administrator (TPA). Its one of the simplest variables to control, yet one of the most commonly overlooked. Whether you’re an employer, broker, claims manager, or vendor, understanding the real cost of lag timeand implementing systems to reduce itcan drastically lower claim

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Insurance Journal

MAY 2, 2025

Denmark plans to set aside almost $1 billion to insure its merchant fleet in the event of a war or major crisis. The government proposed the new legislation as a “timely precaution,” according to a statement on Thursday.

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Triple-I: Workers Compensation

MAY 20, 2025

William Nibbelin, Senior Research Actuary, Triple-I Economic uncertainty, industry-specific trends, and evolving risks were the focus of the NCCI Annual Insights Symposium (AIS) 2025 a key event for the workers compensation industry. In her introduction, Tracy Ryan, NCCI president and CEO, highlighted the importance of data in improving worker safety and outcomes in the face of economic uncertainty, workforce changes, and technological advancements.

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Workers Comp Workers Compensation Compensation Claim 45

Property Insurance Coverage Law

MAY 20, 2025

A recent federal court decision last week inRosario v. Occidental Fire and Casualty Company of North Carolina 1has reignited an important and often misunderstood question regarding supplemental claims. Are supplemental flood claims under the National Flood Insurance Program subject to the same one-year statute of limitations as the original claim? The ruling highlights the rigid … The post Are Supplemental Flood Claims Subject to the Original One-Year Statute of Limitations?

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Claim Property Insurance Insurance Insured 120

Advertiser: Trellis

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

Claim

Distinguished

MAY 19, 2025

Restaurant owners face a complex set of risks that can disrupt operations and threaten profitability. From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure. To stay resilient, restaurant owners need insurance that helps them recover quickly and mitigate financial losses when something goes wrong.

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Policy Business Owners Policy General Liability Liability 40

Boyle Agency Insurance

MAY 5, 2025

Unsure whether whole life or term life insurance is right for you? Dive into the details of coverage, costs, pros & cons, and discover the perfect insurance fit for your future. Life insurance can seem like a labyrinth of confusing terms and options. But in the grand scheme of securing your loved ones’ future, navigating it is crucial. Two of the most common choices are whole life and term life insurance, each catering to distinct needs and budgets.

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AMAXX

MAY 27, 2025

Workers compensation is often misunderstood as a fixed cost of doing businesssomething employers have to accept, manage passively, and simply write checks for. But that mindset couldnt be further from the truth. In reality, workers comp costs are one of the most controllable expenses in your organization. Unfortunately, many employers unintentionally drive their own costs sky-high through avoidable mistakes.

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Workers Comp Workers Compensation Injury Claim 59

Insurance Journal

MAY 29, 2025

After eight years of losses, Florida’s personal property insurance market reported an underwriting profit and a considerable jump in operating income in 2024, the AM Best rating and analytics firm said in a report this week.

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Central Insurance

MAY 27, 2025

Learn how the right insurance policies can help protect your packaging business from equipment breakdowns, liability claims, and costly interruptions. The post Protect Your Packaging Business With the Right Insurance appeared first on Central Insurance Blog.

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Property Insurance Coverage Law

MAY 16, 2025

This weeks Senate hearing on the insurance industrys claims practices following natural disasters wasnt just a made-for-TV moment. It was a five-alarm warning siren for policyholders and insurers across the country. With photos of collapsed breezeways, stories of children sleeping on floors after insurers not paying, and property insurance adjusters essentially confessing to being neutered … The post Should Congress Enact a Federal Unfair Claims Practice Law?

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Distinguished

MAY 6, 2025

Imagine a contractor arriving at a job site only to find their $250,000 excavator stolen overnight. Or a trucking company facing a total loss after a rollover accident destroys both the vehicle and its cargo. Without inland marine coverage, these businesses would face significant financial losses that standard property insurance doesnt cover. Despite its name, inland marine insurance has nothing to do with boats.

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Inland Marine Insurance Inland Marine Marine Insurance 40

Triple-I: Homeowners Insurance

MAY 19, 2025

Wildfire risk is strongly conditioned by geographic considerations that vary widely among and within states. The latest Triple-I Issues Brief shows how that fact played out in 2024 and early this year and discusses the importance of granular local data for underwriting and pricing insurance in wildfire-prone areas, as well as for much-needed investment in resilience.

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PSM Brokerage

MAY 20, 2025

Rethink Your New-to-Medicare Marketing Strategy As a new wave of consumers approaches age 65, their expectations and decision-making habits are changing. These Trailing Boomers are digitally connected, financially diverse, and looking for personalized guidancenot a generic sales pitch. If you're still using outdated tactics to reach this audience, its time to evolve.

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Insurance Journal

MAY 2, 2025

In a first-of-its kind move, Hawaii lawmakers are ready to hike a tax imposed on travelers staying in hotels, vacation rentals and other short-term accommodations and earmark the new money for programs to cope with a warming planet.

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Zywave

MAY 15, 2025

Would you like pet insurance with your juvenile ball python, Maam? Until relatively recently, that kind of additional purchase came only after settling the scaly friend safely in its new terrarium at home. But with the growth of e-commerce, insurance decisions at the point of sale are becoming the norm, making this type of question at your local pet store an imminent reality.

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AMAXX

MAY 19, 2025

The workers compensation system may feel like a complex web of insurance premiums, claims adjusters, and legal disputesbut at its core, its rooted in one simple idea: a compromise. That compromise, known as the Grand Bargain , created a win-win framework for employers and employees alike, forming the foundation of the workers comp system we rely on today.

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Property Insurance Coverage Law

MAY 6, 2025

A recent appellate decision in Woodland Villas Condominiums v. Wright National Flood Insurance Company 1 highlights a harsh reality for policyholders seeking to recover under the National Flood Insurance Program (NFIP).Strict compliance with federal procedural requirements, especially the federal proof of loss requirement, can override substantive claims for damages, even when there is no real … The post NFIP Escapes Payment with Form Over Substance Rules: The Need for Reform of the Nation

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Healthinsurance.org

MAY 16, 2025

In this article How is mental health treatment covered by health insurance? How did the Affordable Care Act expand coverage of mental health care? Do ACA mental health coverage requirements apply to all health insurance? Does mental health parity mean health plans must cover mental health? Does most health insurance cover therapy and medication? Do major medical plans cover substance use disorder treatment?

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LexisNexis

MAY 20, 2025

Lets look at how to measure partner performance in a human, subjective way with 15 metrics. Typically, data and analytics contribute to how to measure partner performance, but this blog post looks at a subjective perspective, mostly with an emotional quotient. Taken as a whole, a ranking profile of partner performance can be assessed and documented in a robust enterprise legal management platform that tracks how law firm partners engage with in-house legal teams.

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Insurance Journal

MAY 30, 2025

The Honolulu Police Department said it will review all impaired driving arrests after the American Civil Liberties Union of Hawaii filed a lawsuit alleging officers are arresting sober drivers in an overzealous focus on making drunk-driving arrests.

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Word & Brown

MAY 19, 2025

Did you know? You can relieve yourself of many administrative, back-end tasks related to quoting and enrolling Small Group and Large Group Health and Ancillary Insurance. Partnering with a general agency like Word & Brown (W&B) can help. You maintain your independence, but you get added support and services that allow you to work more efficiently, attract new customers, and keep current customers coming back year after year.

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AMAXX

MAY 13, 2025

You can’t improve what you don’t measure. Thats as true for workers comp as it is for fitness, finance, or sales. Yet many employers still fly blindunsure where to focus, overwhelmed by options, and frustrated by rising claim costs and stagnant outcomes. The key to turning this around is a focused, data-driven approach. With just five core metrics , you can quickly diagnose the health of your workers compensation program , prioritize where to act, and measure your progress over time.

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Workers Comp Injury Workers Compensation Claim 59

Property Insurance Coverage Law

MAY 15, 2025

On May 12, 2025, the Illinois Appellate Court for the Second District of Illinois held, for the first time, that [r]esolving some questions of causation will be necessarily included in the appraisal process in affirming the trial courts grant of Plaintiffs motion for judgment on the pleadings to compel State Farm to appraisal. 1 This … The post Illinois Appellate Court Holds That Causation is Part of the Appraisal Process appeared first on Property Insurance Coverage Law Blog.

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Property Insurance Insurance Insured Insurer 203

Triple-I: Homeowners Insurance

MAY 13, 2025

As high-severity natural catastrophes wildfires, floods, hurricanes, and others become more frequent and more people move into riskier locales, insurance affordability and availability have become a challenge in many states. Insurers underwrite and price coverage based on the risks theyre assuming, and rising premiums in these states have pushed more homeowners into residual market mechanisms, such as state-backed insurance pools or agencies.

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LexisNexis

MAY 15, 2025

In the law department, legal metrics provide the foundation for measuring value, success, performance, and a range of other criteria. As quantitative measurements, legal metrics evaluate the effectiveness of legal operations across various indicators. What Are Legal Metrics Legal metrics are measurement standards that help legal operations professionals uncover data.

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Risk 52

Insurance Journal

MAY 27, 2025

Boeing Co. has reached a tentative agreement with the US Justice Department that would allow the planemaker to avoid criminal charges for two fatal crashes of its 737 Max jets more than six years ago.

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ProWriters

MAY 20, 2025

The Cyber Insurance market is bracing for a massive shift, and artificial intelligence is at the center of it all. On one hand, AI is supercharging cyber threats, making attacks faster, more sophisticated, and harder to detect. On the other hand, its becoming a powerful tool for insurers, helping to assess risk, detect fraud, and streamline claims. So, where does this leave Cyber Insurance brokers?

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