May, 2025

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Why Communication at the Time of Injury Is a Game Changer

AMAXX

In the high-stakes world of workers compensation, the moments following a workplace injury can define the entire outcome of a claim. While most employers are focused on forms, medical referrals, and incident reports, one often-overlooked factor can drastically shift the direction of the case communication. Specifically, how a supervisor or employer responds to the injured worker at the moment of injury sets the tone for everything that follows.

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Missouri DCI Estimates High Uninsured Rates in St. Louis Amidst Tornado Recovery

Insurance Journal

The Missouri Department of Commerce and Insurance released preliminary uninsured estimates for properties in the St. Louis in response to the F3 tornado that struck the region on Friday, May 16.

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Understanding Leadership from Inside the Insurance Claims Machine: Reflections on Mike Fiato’s Vision

Property Insurance Coverage Law

The Senate Subcommittee on Disaster Management will hold a hearing this afternoon titled Examining the Insurance Industrys Claims Practices Following Recent Natural Disasters. Among those testifying is Mike Fiato, Executive Vice President and Chief Claims Officer at Allstate. He is a person whose leadership and messaging offer a compelling look into how large insurers publicly … The post Understanding Leadership from Inside the Insurance Claims Machine: Reflections on Mike Fiatos Vision ap

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7 Things Customers Love About Working With Central

Central Insurance

Discover why customers rave about Centrals insurance claim processplus 6 more reasons they trust us to protect what matters most. The post 7 Things Customers Love About Working With Central appeared first on Central Insurance Blog.

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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Noncompliance With Policy’s “Duties After Loss” Provision Leads to Denial of Fire Loss Claim

The Property Insurance Law Observer

In Caribe D. Billie v. Plymouth Rock Assurance Corp. et al , the U.S. District Court for the District of Connecticut granted Plymouth Rock Assurance Corp.s (Insurer) motion for summary judgment, holding that the Insurer was prejudiced by its insureds failure to cooperate with the Policys Duties After Loss provision. Background Caribe D. Billie (Plaintiff) purchased a house in Waterbury, Connecticut, and obtained homeowners insurance through the Insurer.

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The Grand Bargain: How Workers’ Comp Became a Win-Win for Employers and Employees

AMAXX

The workers compensation system may feel like a complex web of insurance premiums, claims adjusters, and legal disputesbut at its core, its rooted in one simple idea: a compromise. That compromise, known as the Grand Bargain , created a win-win framework for employers and employees alike, forming the foundation of the workers comp system we rely on today.

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Boeing Agrees to Resolve US Criminal Case Over 737 Crashes

Insurance Journal

Boeing Co. has reached a tentative agreement with the US Justice Department that would allow the planemaker to avoid criminal charges for two fatal crashes of its 737 Max jets more than six years ago.

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Understanding Leadership from Inside the Insurance Claims Machine: Reflections on Mike Fiato’s Vision

Property Insurance Coverage Law

The Senate Subcommittee on Disaster Management will hold a hearing this afternoon titled Examining the Insurance Industrys Claims Practices Following Recent Natural Disasters. Among those testifying is Mike Fiato, Executive Vice President and Chief Claims Officer at Allstate. He is a person whose leadership and messaging offer a compelling look into how large insurers publicly … The post Understanding Leadership from Inside the Insurance Claims Machine: Reflections on Mike Fiatos Vision ap

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How to Start a Clothing Boutique: Insurance Edition

Central Insurance

Protect your clothing boutique from day one with essential insurancecovering liability, property, cyber risks, workers comp, and more. The post How to Start a Clothing Boutique: Insurance Edition appeared first on Central Insurance Blog.

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Take the Hassle Out of Claims Management

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

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Court Weighs in on Determining “Period of Restoration”

The Property Insurance Law Observer

In Comprehensive Medical Center, Inc. v. State Farm Mutual Automobile Insurance Company , 2025 WL 416814 (9th Cir. 2025), the Ninth Circuit Court of Appeals affirmed the district courts determination that the period of restoration tied to water damage at the insureds commercial property was the theoretical period when repairs should have been completed with reasonable speed, not the actual period of repairs thwarted by extraneous delays.

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Blog Post: LexisNexis Protégé for Microsoft 365 Copilot and Microsoft Teams Unveiled at 2025 Microsoft Build Conference

LexisNexis

By Serena Wellen, Vice President of Product Management at LexisNexis Legal and Professional May 21, 2025 LexisNexis® is proud to be leading the next wave of AI innovation in the legal industry with LexisNexis Protégé , a personalized AI assistant that intelligently powers productivity, drives next-level work quality, and enables legal and business professionals to unlock new economic value.

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How Lag Time Sabotages Claims—And What You Can Do About It

AMAXX

In the world of workers compensation, few factors have a more immediate and measurable impact on claim outcomes than lag time the delay between when an injury occurs and when it is reported to the carrier or third-party administrator (TPA). Its one of the simplest variables to control, yet one of the most commonly overlooked. Whether you’re an employer, broker, claims manager, or vendor, understanding the real cost of lag timeand implementing systems to reduce itcan drastically lower claim

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After Years of Losses, Florida Insurers Saw Underwriting Profits in 2024, AM Best Says

Insurance Journal

After eight years of losses, Florida’s personal property insurance market reported an underwriting profit and a considerable jump in operating income in 2024, the AM Best rating and analytics firm said in a report this week.

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Top Mistakes That Can Destroy Your Flood Insurance Claim

Property Insurance Coverage Law

A recent court decision in Sublett v. Westfield Insurance Company 1 shows how even well-intentioned policyholders can lose a flood insurance claim before their lawsuit ever begins. This case is not just about a technical legal loss. It is about a family trying to recover from flood damage to their home and finding themselves out … The post Top Mistakes That Can Destroy Your Flood Insurance Claim appeared first on Property Insurance Coverage Law Blog.

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Loss Control Tips for Electrical Contractors

Central Insurance

Building a strong safety culture is essential for electrical contractors. Here's how to improve site safety, protect your people, and reduce your risk. The post Loss Control Tips for Electrical Contractors appeared first on Central Insurance Blog.

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BRINGING FINANCIAL LITERACY TO ITS COMMUNITY

Rough Notes

Members of the Breezy Seguros team This trilingual Massachusetts agency provides insurance services to the Latino community By Dennis H. Pillsbury The Latino community is one of the fastest growing demographics in the United States. While it currently accounts for approximately 19% of the U.S.

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Blog Post: Anything But Artificial: 3 Ways That LexisNexis is Advancing the Rule of Law Around the World with Legal AI

LexisNexis

By: Sean Fitzpatrick We are witnessing a profound transformation in the legal industryone driven by the rapid evolution of artificial intelligence. At LexisNexis, we believe this technology has the power to unlock justice, elevate legal practice, and improve lives in ways we couldnt have imagined just a few years ago. (Please visit the site to view this video) At LexisNexis, our mission is to advance the rule of law by providing widespread access to legal information and tools.

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Debris in steering gear the probable cause of bulk carrier’s collision with channel junction light

Insurance Marine News

The probable cause of the contact between self-discharging bulk carrier American Mariner (IMO 7812567) and the Munuscong Channel Junction Light was O-ring-type material debris in the steering gear systems hydraulic oil. This became lodged within a control motor, which caused it to seize. That in turn caused the rudder to lock in position, the US. The post Debris in steering gear the probable cause of bulk carriers collision with channel junction light appeared first on Insurance Marine News.

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Dangerous-Dog Owners in Florida Must Now Get $100,000 in Liability Insurance

Insurance Journal

Owners of dangerous dogs in Florida will soon have to secure at least $100,000 in liability insurance coverage after the governor signed House Bill 593 into law this week.

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Illinois Appellate Court Holds That Causation is Part of the Appraisal Process

Property Insurance Coverage Law

On May 12, 2025, the Illinois Appellate Court for the Second District of Illinois held, for the first time, that [r]esolving some questions of causation will be necessarily included in the appraisal process in affirming the trial courts grant of Plaintiffs motion for judgment on the pleadings to compel State Farm to appraisal. 1 This … The post Illinois Appellate Court Holds That Causation is Part of the Appraisal Process appeared first on Property Insurance Coverage Law Blog.

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New Teen Driver? Here’s What You Need to Know About Safety—and Your Insurance Rates

Central Insurance

Learn how the teenSMART program improves teen driver safety and may help lower your auto insurance premium with Central. The post New Teen Driver? Heres What You Need to Know About Safetyand Your Insurance Rates appeared first on Central Insurance Blog.

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The Hidden Costs of a Bad Hire: Why Employers Can’t Afford to Ignore Hiring Risks

AMAXX

Hiring new employees is often viewed as a fast-paced race to fill open roles. Production deadlines are looming, teams are understaffed, and the pressure to get someone in the door often outweighs the discipline of a thorough vetting process. But when it comes to the workers compensation system, a rushed or poorly evaluated hire can be far more costly than leaving a role vacant for a few extra weeks.

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Blog Post: When Legal AI Gets It Wrong (Again!) and Why Trust Matters More Than Ever

LexisNexis

By Serena Wellen, Vice President of Product Management at LexisNexis Legal and Professional May 22, 2025 A new article from Business Insider has brought yet another legal AI misstep into the spotlight. This time, counsel for a defendant in a high-profile federal case used a combination of generative AI tools, including ChatGPT and Westlaw's AI features , to assist in drafting a legal brief but the result was riddled with serious errors.

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Nurse Showed COVID Was Work-Contracted, West Virginia Supreme Court Rules

Insurance Journal

The West Virginia Supreme Court has ruled 3-2 that a prison nurse is entitled to workers’ compensation benefits for her COVID-19 disease because she provided sufficient evidence that she contracted it in her workplace and not outside of work.

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AIG Settles Lawsuit Against E&S Rival Dellwood and Former Employees

Insurance Journal

Global insurer American International Group (AIG) has reached an out of court settlement of its legal dispute with the excess and surplus insurance firm Dellwood that was started by former AIG executives.

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Davis & Towle Acquires New Hampshire’s Tobey & Merrill Insurance

Insurance Journal

Insurance agency Davis & Towle Insurance Group, headquartered in Concord, New Hampshire, announced its acquisition of Tobey & Merrill Insurance in Hampton.

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FTC Drops Case Over Microsoft’s $69 Billion Activision Blizzard Deal

Insurance Journal

The U.S. Federal Trade Commission dropped a case that sought to block Microsoft’s $69 billion purchase of “Call of Duty” maker Activision Blizzard, saying on Thursday that pursuing the case against the long-closed deal was not in the public interest.

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Denmark Plans $1 Billion War Insurance for Merchant Shipping

Insurance Journal

Denmark plans to set aside almost $1 billion to insure its merchant fleet in the event of a war or major crisis. The government proposed the new legislation as a “timely precaution,” according to a statement on Thursday.

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Army Working to Fix Military and Traffic Controllers Communications at DC Airport

Insurance Journal

A hotline between military and civilian air traffic controllers in Washington, D.C., that hasn’t worked for more than three years may have contributed to another near miss shortly after the U.S.

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Cyberattack Surge Creates Opportunity for Insurers, Prompts Rethink on Premiums

Insurance Journal

A recent surge in high-profile cyberattacks is offering an opportunity for insurers including Munich Re AG and Chubb Ltd. to cash in from a rapidly expanding market and prompting a rethink on premiums.

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Judge Orders Restoration of Health Program for West Virginia Coal Miners

Insurance Journal

A judge on Tuesday ordered the restoration of a health monitoring program for coal miners in West Virginia and rescinded layoffs the federal government implemented in a unit of a small U.S. health agency. U.S.

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Tokio Marine Launches Green Unit, Eyes $1 Billion Revenues by 2030

Insurance Journal

Japanese insurer Tokio Marine has set up a unit to insure activities linked to the low-carbon transition such as green hydrogen, shipping and cement and is targeting $1 billion in revenues by the end of the decade, its chair told …

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