Sat.Jul 05, 2025 - Fri.Jul 11, 2025

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Top 12 Insurance Industry Trends to Watch Out For in Europe [2026]

Top Insurance Blogs

The insurance industry in Europe is evolving rapidly and there are a lot of trends to watch out for. Looking ahead to 2026, these transformations are accelerating under technological disruption, regulatory change, climate risk, and consumer expectations. In this blog post, I’ll unpack Insurance industry trends in Europe, exploring their impact in Germany and across […] The post Top 12 Insurance Industry Trends to Watch Out For in Europe [2026] appeared first on My Top Insurance Blogs.

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Pennsylvania Digital Forgery Law Targets AI Scams and Financial Exploitation

Insurance Journal

A new Pennsylvania law intended to crack down on AI-powered fraud and financial crimes makes it a felony to use artificial intelligence to produce non-consensual “forged digital likenesses” like deepfakes or voice clones to injure, financially exploit, or scam people.

Crime 293
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Meet Mike Morse, Director of Small Business Underwriting at Central Insurance

Central Insurance

Learn how Mike Morse leads Central’s strategy to scale small business with innovative tools and specialized teams. The post Meet Mike Morse, Director of Small Business Underwriting at Central Insurance appeared first on Central Insurance Blog.

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When a Fireworks Tragedy Becomes a Legal Battle: The Fourth of July Blaze That Sparked a Still-Pending Dispute

Property Insurance Coverage Law

A tragic Fourth of July fire that destroyed a Stockton family’s home has become the focal point of a high-stakes insurance lawsuit still winding its way through the courts. 1 What began as a celebration then turned into a catastrophic fire. It has now become a deeply contentious legal battle between homeowners Allen Singh and … The post When a Fireworks Tragedy Becomes a Legal Battle: The Fourth of July Blaze That Sparked a Still-Pending Dispute appeared first on Property Insurance C

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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How Many People Drive Without Insurance In America? Plus 17 Uninsured Motorist Statistics For Jul 2025!

Simply Insurance

When it comes to driving without insurance in America, the numbers are surprisingly high. In fact, an estimated one in eight drivers, or 13% go without car insurance coverage. This means there are some 32 million people driving on the roads today without insurance.

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Meet Kelly Booth, Central’s New Construction Underwriting Specialist

Central Insurance

Construction deserves expertise. Meet the underwriter helping contractors build stronger, safer businesses. The post Meet Kelly Booth, Central’s New Construction Underwriting Specialist appeared first on Central Insurance Blog.

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Why New Hires Get Hurt—and How to Stop It

AMAXX

Imagine this scenario: you’ve finally hired someone to fill a critical role. You breathe a sigh of relief. But within days—sometimes hours—they’re injured on the job. Suddenly, you’re not just back to square one. You’re facing lost time, medical costs, and skyrocketing workers’ compensation expenses. Sound familiar? You’re not alone. New hires are 4 to 6 times more likely to get injured in their first month than employees who’ve been on the job for a year or more.

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Business Owner’s Policy (BOP) for Restaurants: Protection from Prep to Plate

Distinguished

Order up! Brokers, your next course will be featuring our Business Owner’s Policy (BOP), prepared by our Restaurant experts. If you missed our recent webinar, “Business Owner’s Policy (BOP) for Restaurants: Protection from Prep to Plate,” don’t worry. You have the opportunity to gain key insights into our BOP offering and how Distinguished can help you better support restaurant owners.

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Mexico Criminals Rob Truck Full of Gold, Silver Concentrate

Insurance Journal

Armed thieves robbed a truck carrying 33 tons of gold and silver concentrate belonging to Grupo Minero Bacis, costing the company millions of dollars in losses.

Theft 311
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Take the Hassle Out of Claims Management

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

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Shield your Business with our Protection

Shield Insurance Agency

Business insurance can be complex, and at Shield Insurance Agency, we are dedicated to helping you navigate and understand these complexities. We have a proven track record of fostering long-term relationships through excellent customer support and service. Our team possesses the experience and knowledge to provide tailored advice and comprehensive guidance in risk assessment and loss prevention.

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Job Descriptions: The Secret Weapon for Safer Hiring and Lower Workers’ Comp Costs

AMAXX

If you ask most employers for a copy of a job description, they’ll likely rummage through dusty HR folders and produce a generic document last updated years ago. It might list broad duties, a vague salary range, and a few nice-sounding buzzwords—but that’s about it. Yet, tucked inside this humble document lies one of the most powerful risk management tools a company has.

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Understanding Modified Endowment Contracts: A Comprehensive Guide for Retirement Planning

The Insurance Pro

When exploring cash value life insurance as part of your retirement strategy, you'll likely encounter the term “Modified Endowment Contract” or MEC. While often viewed as something to avoid, MECs aren't necessarily bad—they're simply different, with unique tax characteristics that may actually benefit certain financial situations. This comprehensive guide will help you understand what MECs.

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AI-Driven MGA ‘Augmented UW’ Launches to Serve Smart-Follow Insurance Market

Insurance Journal

Augmented UW Ltd., the AI-driven managing general agent, has launched in London to serve the smart-follow insurance market.

Agents 254
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Blog Post: Lex Machina 2025 Patent Litigation Report Shows 22% Surge in Filings and Record $4.3B in Damages

LexisNexis

By Carla Rydholm | Lex Machina General Manager and Head of Product The 2025 Lex Machina® Patent Litigation Report reveals a striking 22% increase in U.S. patent case filings and a record-breaking $4.3 billion in damages awarded in 2024. Drawing from the industry’s most comprehensive Legal Analytics(R) platform, the report offers critical insights into patent litigation trends, including shifts in venue, rising specialty patent disputes, and strategic implications for legal teams and IP stak

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Resume Lies, Fake References, and Hidden Risks: How to Spot Red Flags Before You Hire

AMAXX

In today’s fast-paced hiring environment, employers are under tremendous pressure to fill roles quickly. Production deadlines loom, staff shortages squeeze operations, and the fear of losing business pushes companies to speed up their recruiting process. But there’s a hidden danger lurking beneath the rush to hire: dishonesty on resumes and in the hiring process.

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When Life Insurance Isn’t Tax-Free: 6 Situations That Create Tax Liability

The Insurance Pro

Life insurance has earned a well-deserved reputation as one of the most tax-advantaged financial vehicles available. The ability to grow cash value tax-deferred and access it tax-free has made whole life and universal life insurance popular choices for building wealth. However, it's crucial to understand that not every life insurance transaction is tax-free.

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Markets/Coverages: Aon Launches Insurance Facility for Full Lifecycle of Data Centers

Insurance Journal

Insurance broker Aon plc announced the launch of its Data Center Lifecycle Insurance Program (DCLP), a proprietary multi-line insurance facility designed to help clients manage risk across every stage of data center development and operations.

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SEO for Insurance Agents: The Complete Guide to Getting Leads Online in 2025 

Agency Height

Build a winning insurance SEO strategy with this complete guide.

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Top 10 InsurTech Companies in Germany You Should Know in 2025

Top Insurance Blogs

The world of insurance in Germany is undergoing a profound transformation. To a large extent, technology has redefined risk management, customer experience, and policy distribution. Today, digital-first startups and scale-ups are revolutionizing the industry. In this blog post, I explore the insurtech companies in Germany that are shaping the future of coverage in 2025.

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Life Insurance Rates By Term Length

Simply Insurance

Personal Annuities Annuity Quotes How Does An Annuity Work? How Much Does An Annuity Cost? Term Life Insurance Term Life Insurance Quotes How Much Is Term Life Insurance? How Much Is $150,000 In Life Insurance? How Much Is $500,000 In Life Insurance? How Much Is $1 Million In Life Insurance? Life Insurance Rates By State Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How M

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Three Insurers Join Ward’s Annual Top 50 P/C Ranking for 2025

Insurance Journal

Property/casualty insurers have started to broadcast the fact that they have earned spots on Ward’s list of 50 top-performing insurance companies for 2025, but only one was named for 35 straight years—RLI Corp.

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How to Generate Life Insurance Leads for Agents: A Complete Guide  

Agency Height

Learn how to generate high-quality life insurance leads in 2025 using a mix of traditional referrals, digital marketing, content strategy,

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How to Choose the Right Insurance Plan for Digital Nomads

Top Insurance Blogs

Packing your laptop and passport to travel the world while working remotely sounds dreamy. As a seasoned insurance broker in Germany, I’ve seen firsthand the difficulty people face when choosing insurance suited for digital nomads. You might wonder which coverage truly matters: health, liability, equipment, trip interruption and how to find a plan that covers […] The post How to Choose the Right Insurance Plan for Digital Nomads appeared first on My Top Insurance Blogs.

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Cigna Healthcare Medicare Is Now HealthSpring

PSM Brokerage

A major shift is underway in the Medicare space. As of 2026, Cigna Healthcare Medicare will officially rebrand to HealthSpring —a trusted name making its return with renewed energy and focus. This change follows the acquisition of Cigna’s Medicare business by Health Care Service Corporation (HCSC) in March 2025. As a partner to both carriers and clients, staying informed on changes like these helps you deliver clarity, build trust, and stay ahead of questions during AEP and beyond.

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Governor Signs Bill That Ends One State-Backed Reinsurance Layer, Reduces Another

Insurance Journal

Florida Gov.

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Meet Joe Hoosech: Cowbell’s New Incident Response Lead with a Mission-Driven Mindset

Cowbell

We’re excited to welcome Joe Hoosech to Cowbell as our new Principal of Digital Forensics and Incident Response (DFIR). Joe brings a one-of-a-kind mix of military leadership, cybersecurity know-how, and calm-under-pressure decision-making, exactly what you want when the unexpected happens. A Career Built on Service and Leadership Joe’s professional journey started with more than 20 years in the U.S.

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How to Monetize Your Insurance Blog Without Google AdSense

Top Insurance Blogs

What if your insurance blog could earn income without relying on Google AdSense? After ten years as a licensed insurance broker in Germany and three years with Swiss insurers, I’ve learned that successful monetization means building trust, aligning with your audience, and diversifying revenue streams, especially in complex niches like insurance. In this guide, I’ll […] The post How to Monetize Your Insurance Blog Without Google AdSense appeared first on My Top Insurance Blogs.

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Help Clients Prepare with Allstate’s Cancer Plan

PSM Brokerage

Cash Benefits, Bigger Impact Introducing a New Cancer Plan from Allstate Health Solutions. When a client hears the word cancer , their first concern is health—but their second is almost always money. Between treatment costs, lost income, and household bills, a cancer diagnosis can quickly spiral into a financial crisis. That’s where Allstate Health Solutions' new Cancer Plan can make a real difference—and give you another powerful tool in your portfolio to support and protect your clients.

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Red Sea Insurance Premium Spikes as Houthi Risks Return

Insurance Journal

The cost of insuring commercial ships that sail past Yemen’s Houthi militants surged after the rebels sank two ships and killed sailors this week, underscoring how the attacks have revived risk in the crucial waterway.

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Growing Market Opportunities for L&AH Insurers

Majesco

Life is expensive. Life insurance is not. The reason that today’s customers need life insurance more than ever is that life is expensive. They need to make sure that they (and their families) are covered for unforeseen circumstances. But customer logic in this regard works backward. Many people feel life is too expensive to afford them the “luxury” of life insurance.

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Environmental Liability Insurance for Small Businesses in Germany

Top Insurance Blogs

Running a small business in Germany comes with many responsibilities, but one often overlooked area is environmental risk. Whether you operate a local restaurant, automotive workshop, landscaping service, or small manufacturer, your business could unintentionally cause pollution. Spilled chemicals, contaminated groundwater and soil damage are some of the common causes of pollution.

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Assurity's Term Life with Accelerated UW

PSM Brokerage

Faster Approvals, Bigger Opportunity A powerful solution your clients will love—and you’ll love selling. If you’re looking for a life insurance product that speeds up approvals without sacrificing flexibility or coverage, Term Life with Accelerated Underwriting should be on your radar. Assurity's competitive term product uses real-time data to provide instant decisions for up to 50% of applicants—meaning fewer medical exams and faster coverage for your clients.