Sat.May 24, 2025 - Fri.May 30, 2025

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10 Mistakes That Blow Up Workers’ Comp Costs (and How to Avoid Them)

AMAXX

Workers compensation is often misunderstood as a fixed cost of doing businesssomething employers have to accept, manage passively, and simply write checks for. But that mindset couldnt be further from the truth. In reality, workers comp costs are one of the most controllable expenses in your organization. Unfortunately, many employers unintentionally drive their own costs sky-high through avoidable mistakes.

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Lawsuit Says Zealous Honolulu PD Arresting Drivers for DUI Even When Sober

Insurance Journal

The Honolulu Police Department said it will review all impaired driving arrests after the American Civil Liberties Union of Hawaii filed a lawsuit alleging officers are arresting sober drivers in an overzealous focus on making drunk-driving arrests.

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Protect Your Packaging Business With the Right Insurance

Central Insurance

Learn how the right insurance policies can help protect your packaging business from equipment breakdowns, liability claims, and costly interruptions. The post Protect Your Packaging Business With the Right Insurance appeared first on Central Insurance Blog.

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Blog Post: Navigating COBRA Law: A Guide for Corporate Attorneys

LexisNexis

COBRA Law Compliance The Consolidated Omnibus Budget Reconciliation Act (COBRA) is a critical piece of legislation that presents both opportunities and challenges for employers and their legal advisors. While COBRA provides a vital safety net for employees and their families by allowing them to continue group health benefits under specific circumstances, it also imposes complex compliance requirements on employers.

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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How Lag Time Sabotages Claims—And What You Can Do About It

AMAXX

In the world of workers compensation, few factors have a more immediate and measurable impact on claim outcomes than lag time the delay between when an injury occurs and when it is reported to the carrier or third-party administrator (TPA). Its one of the simplest variables to control, yet one of the most commonly overlooked. Whether you’re an employer, broker, claims manager, or vendor, understanding the real cost of lag timeand implementing systems to reduce itcan drastically lower claim

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Top Mistakes That Can Destroy Your Flood Insurance Claim

Property Insurance Coverage Law

A recent court decision in Sublett v. Westfield Insurance Company 1 shows how even well-intentioned policyholders can lose a flood insurance claim before their lawsuit ever begins. This case is not just about a technical legal loss. It is about a family trying to recover from flood damage to their home and finding themselves out … The post Top Mistakes That Can Destroy Your Flood Insurance Claim appeared first on Property Insurance Coverage Law Blog.

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How Agents Can Offer Risk Management Solutions That Save Clients Money

American Agents Alliance

Becoming a trusted risk advisor is about more than just delivering quotes and writing policies. Agents can differentiate themselves and add value to their services by helping policyholders proactively manage risk, not just insure it. Risk management solutions can help lower a policyholders total cost of risk and increase retention. Risk Management Solutions to Help Policyholders Save Money Here are some ways agents can reposition themselves as trusted risk advisors and offer risk management solu

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What is an Insurance Underwriter?

Central Insurance

At Central, our underwriters are more than evaluators of risk. Theyre trusted advisors who collaborate with agents and policyholders to design thoughtful, customized protection. Learn how our expert team delivers the Central Difference through personalized service, deep industry knowledge, and a commitment to peace of mind. The post What is an Insurance Underwriter?

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Boeing Agrees to Resolve US Criminal Case Over 737 Crashes

Insurance Journal

Boeing Co. has reached a tentative agreement with the US Justice Department that would allow the planemaker to avoid criminal charges for two fatal crashes of its 737 Max jets more than six years ago.

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Take the Hassle Out of Claims Management

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

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Top Mistakes That Can Destroy Your Flood Insurance Claim

Property Insurance Coverage Law

A recent court decision in Sublett v. Westfield Insurance Company 1 shows how even well-intentioned policyholders can lose a flood insurance claim before their lawsuit ever begins. This case is not just about a technical legal loss. It is about a family trying to recover from flood damage to their home and finding themselves out … The post Top Mistakes That Can Destroy Your Flood Insurance Claim appeared first on Property Insurance Coverage Law Blog.

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Car Insurance for International Drivers in Australia: What You Need to Know

Top Insurance Blogs

I’ve also been driving for more than 20 years, and during this time, Ive seen many international drivers arrive with excitement, only to be overwhelmed by the driving laws and insurance system in Australia. Car insurance for international drivers in Australia isnt complicated once you understand the essentials. In this guide, Ill walk you through […] The post Car Insurance for International Drivers in Australia: What You Need to Know appeared first on My Top Insurance Blogs.

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HELPING CLIENTS BRACE FOR THE IMPACT

Rough Notes

How to prepare property and lower insurance costs against severe storms By Jeff Zehr Severe convective storms (SCS) have become a big risk factor for the insurance industry. These major weather events, also known as thunderstorms, can include lightning, torrential rain, tornadoes, straight-line winds and hail.

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FTC Drops Case Over Microsoft’s $69 Billion Activision Blizzard Deal

Insurance Journal

The U.S. Federal Trade Commission dropped a case that sought to block Microsoft’s $69 billion purchase of “Call of Duty” maker Activision Blizzard, saying on Thursday that pursuing the case against the long-closed deal was not in the public interest.

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Appraisal Isn’t Everything: Why Coverage Still Controls Insurance Payments After Appraisal

Property Insurance Coverage Law

Appraisals serve as a valuable mechanism for resolving disagreements over the amount of loss. However, as recently illustrated in the Texas case of Rocha v. State Farm Lloyds, 1 appraisals do not resolve all questions. Specifically, they do not determine whether a particular category of damage is covered under the policy. This distinction between the … The post Appraisal Isnt Everything: Why Coverage Still Controls Insurance Payments After Appraisal appeared first on Property Insurance Cov

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Best Pay As You Drive Car Insurance in Australia [2025 Guide]

Top Insurance Blogs

One of the most significant shifts in recent years in Australia is the rise of Pay As You Drive (PAYD) car insurance. This model offers a flexible and cost-effective solution for drivers who don’t clock up high mileage annually. In this comprehensive guide, we’ll discuss everything you need to know about PAYD insurance. In addition, […] The post Best Pay As You Drive Car Insurance in Australia [2025 Guide] appeared first on My Top Insurance Blogs.

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How AI Is Reshaping the Future of Independent Insurance Agents?

Agency Height

Discover how AI for independent insurance agents is revolutionizing client engagement, streamlining operations, and shaping the future of.

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Trump Administration Is Rolling Out a New Way to Shrink FEMA’s Role

Insurance Journal

When a series of deadly storms and tornadoes pummeled Arkansas in mid-March, downing power lines and tearing up homes, Governor Sarah Huckabee Sanders asked the federal government for money to not only help repair the damage, but also boost the …

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A Fire, a Lawsuit, and One Heavenly Dessert: Lessons from the Sherry-Netherland Insurance Battle

Property Insurance Coverage Law

Some cases linger in your mind not just because of the legal principles they clarify but because of where they unfold. Few locations are as captivating as the Sherry-Netherland Hotel. Perched at the southeast corner of Central Park, it is a nearly 100-year-old cooperative building that oozes old-world charm and timeless elegance. Ive always had … The post A Fire, a Lawsuit, and One Heavenly Dessert: Lessons from the Sherry-Netherland Insurance Battle appeared first on Property Insurance Co

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What Does Real Estate Errors and Omissions (E&O) Insurance Cover in Australia

Top Insurance Blogs

One small mistake in real estate can cost a business thousands or even millions of dollars. Thats why Errors and Omissions Insurance (E&O), also known as Professional Indemnity Insurance, is a must-have for real estate agents and property managers across Australia. If youre a real estate professional, youve probably heard the term “errors and omissions” […] The post What Does Real Estate Errors and Omissions (E&O) Insurance Cover in Australia appeared first on My Top I

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Workers’ Comp Is a Team Sport: Understanding the Puzzle of Stakeholders

AMAXX

When a workplace injury occurs, most people think of two parties: the injured worker and the employer. But beneath the surface lies an intricate, interconnected web of stakeholders, each playing a unique role in managing the outcome of the claim. Workers compensation isnt a solo actits a team sport. And the better each player understands their role, the stronger the results will be.

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Viewpoint: California’s Property Insurance Crisis And The Path to Reform

Insurance Journal

California’s property insurance market remains in turmoil, exacerbated by escalating wildfire risks, insurer withdrawals, and systemic shortcomings in the state’s safety netthe California FAIR Plan.

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The Real Risk in Slide Insurance’s IPO Isn’t Hurricanes, But It’s Claims Philosophy

Property Insurance Coverage Law

Slide Insurances recently filed registration statement with the SEC to become a public company marks a bold step for a relatively young Florida-based insurer. Spearheaded by its high-profile founder and CEO, Bruce Lucas, the company is seeking to position itself as an innovative and dominant player in Floridasnotoriously volatile insurance market. With a reputation already … The post The Real Risk in Slide Insurances IPO Isnt Hurricanes, But Its Claims Philosophy appeared first on Property

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How Does the SF Class (No-Claims Bonus) Affect Premiums in Germany?

Top Insurance Blogs

I have seen firsthand how powerful the SF Class, also known as the no-claims bonus class, can be in determining car insurance premiums in Germany. For German drivers and expats alike, understanding how the SF Class works is essential to keeping your insurance costs down and maximizing your financial benefits over time. What is the […] The post How Does the SF Class (No-Claims Bonus) Affect Premiums in Germany?

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Significant Tort Reform Advances in Louisiana

Triple-I: Homeowners Insurance

Louisianas Senate passed five tort reform bills last week to curb legal system abuse driven by billboard attorneys in the Pelican State. The legislative success represents the culmination of sustained advocacy efforts including a Triple-I-backed awareness campaign, StopLegalSystemAbuse.org to build public support. The new legislation addresses Louisiana’s longstanding challenges with high insurance premiums and the states reputation for being plaintiff-friendly in civil litigation.

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Tokio Marine Launches Green Unit, Eyes $1 Billion Revenues by 2030

Insurance Journal

Japanese insurer Tokio Marine has set up a unit to insure activities linked to the low-carbon transition such as green hydrogen, shipping and cement and is targeting $1 billion in revenues by the end of the decade, its chair told …

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Blog Post: How In-House Legal Departments Can Survive the Silver Tsunami of Retiring Baby Boomer GCs

LexisNexis

Americas corporate suites are bracing for the impact of a steady flow of retiring executives, and the legal department is no exception to this demographic trend. The legal industry is grappling with the impending wave of baby-boomer lawyer retirements, reports Law360® In-house lawyers are on the verge of witnessing a significant generational shift as many Baby Boomer general counsel rapidly approach retirement age, writes Sterling Miller, who served as general counsel at various companies f

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When Can You Borrow or Withdraw from Whole Life Insurance in Australia?

Top Insurance Blogs

As someone who has spent over a decade helping Australians navigate their insurance options, one of the most common questions I get is this: Can I borrow from my whole life insurance policy? The short answer is yes, but only if you have the right kind of policy and you meet certain conditions. In this […] The post When Can You Borrow or Withdraw from Whole Life Insurance in Australia?

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Building Cyber Resilience: Your Guide for Internet Safety Month

Cowbell

As cyber threats grow in frequency and sophistication, businesses need to prioritize staying safe in this evolving threat landscape. At Cowbell, we believe Internet Safety Month is the perfect opportunity to review and reinforce your organizations cybersecurity posture and build long-term cyber resilience. Why Cyber Resilience Matters Now The numbers speak volumes.

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Demand for Political Risk Cover Is Rising, Profits Are Strong, but GWP Growth Lags: Report

Insurance Journal

Demand for political risk insurance is likely to rise by 33% due to tariff uncertainty and the instability of the current trading environment, according to Howden’s 2025 survey of multinational corporates with revenue of more than US$1 billion.

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USAA Pet Insurance: What Every Pet Owner Should Know

Agency Height

Looking into USAA pet insurance? Discover what it covers, how it works, and what pet owners should know before signing up for a policy.

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Whole Life Insurance vs Indexed Universal Life Insurance in Australia

Top Insurance Blogs

Choosing the right type of life insurance is one of the most important financial decisions you can make. In Australia, two types of permanent life insurance often come up in conversations with clients: Whole Life Insurance and Indexed Universal Life Insurance (IUL). While both provide lifelong coverage, they differ significantly in terms of flexibility, investment […] The post Whole Life Insurance vs Indexed Universal Life Insurance in Australia appeared first on My Top Insurance Blogs.

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Skuld says nuclear should be seen as viable ship “fuel” option

Insurance Marine News

You need to be logged in to view this content. Please Log In. Not a Member? Join Us The post Skuld says nuclear should be seen as viable ship fuel option appeared first on Insurance Marine News.