AMAXX

MAY 27, 2025

Workers compensation is often misunderstood as a fixed cost of doing businesssomething employers have to accept, manage passively, and simply write checks for. But that mindset couldnt be further from the truth. In reality, workers comp costs are one of the most controllable expenses in your organization. Unfortunately, many employers unintentionally drive their own costs sky-high through avoidable mistakes.

Workers Comp 59

Workers Comp Workers Compensation Injury Claim 59

Insurance Journal

MAY 29, 2025

After eight years of losses, Florida’s personal property insurance market reported an underwriting profit and a considerable jump in operating income in 2024, the AM Best rating and analytics firm said in a report this week.

Underwriting 246

Underwriting Underwriter Personal Property Property Insurance 246

Property Insurance Coverage Law

MAY 27, 2025

A recent court decision in Sublett v. Westfield Insurance Company 1 shows how even well-intentioned policyholders can lose a flood insurance claim before their lawsuit ever begins. This case is not just about a technical legal loss. It is about a family trying to recover from flood damage to their home and finding themselves out … The post Top Mistakes That Can Destroy Your Flood Insurance Claim appeared first on Property Insurance Coverage Law Blog.

Insurance Claim 200

Insurance Claim Claim Policyholder Property Insurance 200

Central Insurance

MAY 27, 2025

Learn how the right insurance policies can help protect your packaging business from equipment breakdowns, liability claims, and costly interruptions. The post Protect Your Packaging Business With the Right Insurance appeared first on Central Insurance Blog.

Protection 130

Protection Liability Insurance Policy Insurance 130

Advertiser: Trellis

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

AMAXX

MAY 27, 2025

In the world of workers compensation, few factors have a more immediate and measurable impact on claim outcomes than lag time the delay between when an injury occurs and when it is reported to the carrier or third-party administrator (TPA). Its one of the simplest variables to control, yet one of the most commonly overlooked. Whether you’re an employer, broker, claims manager, or vendor, understanding the real cost of lag timeand implementing systems to reduce itcan drastically lower claim

Claim 71

Claim Workers Comp Injury Workers Compensation 71

Property Insurance Coverage Law

MAY 27, 2025

A recent court decision in Sublett v. Westfield Insurance Company 1 shows how even well-intentioned policyholders can lose a flood insurance claim before their lawsuit ever begins. This case is not just about a technical legal loss. It is about a family trying to recover from flood damage to their home and finding themselves out … The post Top Mistakes That Can Destroy Your Flood Insurance Claim appeared first on Property Insurance Coverage Law Blog.

Insurance Claim 186

Insurance Claim Claim Policyholder Property Insurance 186

Central Insurance

MAY 25, 2025

At Central, our underwriters are more than evaluators of risk. Theyre trusted advisors who collaborate with agents and policyholders to design thoughtful, customized protection. Learn how our expert team delivers the Central Difference through personalized service, deep industry knowledge, and a commitment to peace of mind. The post What is an Insurance Underwriter?

Underwriting 130

Underwriting Underwriter Policyholder Insurance 130

LexisNexis

MAY 29, 2025

Americas corporate suites are bracing for the impact of a steady flow of retiring executives, and the legal department is no exception to this demographic trend. The legal industry is grappling with the impending wave of baby-boomer lawyer retirements, reports Law360® In-house lawyers are on the verge of witnessing a significant generational shift as many Baby Boomer general counsel rapidly approach retirement age, writes Sterling Miller, who served as general counsel at various companies f

Building 71

Building Policy Risk 71

Insurance Journal

MAY 29, 2025

The West Virginia Supreme Court has ruled 3-2 that a prison nurse is entitled to workers’ compensation benefits for her COVID-19 disease because she provided sufficient evidence that she contracted it in her workplace and not outside of work.

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Compensation Workers Compensation 262

Advertiser: Trellis

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

Claim

Property Insurance Coverage Law

MAY 29, 2025

The official start of hurricane season is upon us yet again! It seems like June 1st shocks us with how quickly it arrives each year. This time of year marks the start of summer, which means kids are done with school, and thoughts of summer vacations and summer camps may consume everyones spare time. Hurricane … The post NOAA Forecasters Predict an Above-Normal 2025 Atlantic Hurricane SeasonPlease Take Hurricane Preparedness Seriously appeared first on Property Insurance Coverage Law Blog.

Property Insurance 181

Property Insurance Insurance Insured Insurer 181

Central Insurance

MAY 29, 2025

Wondering how dogs and homeowners insurance connect? Learn whats covered, whats not, and how to protect your pet with the right insurance strategy. The post Is My Dog Covered By My Homeowner’s Insurance Policy? appeared first on Central Insurance Blog.

Insurance Policy 130

Insurance Policy Policy Insurance Insurer 130

Top Insurance Blogs

MAY 29, 2025

I have seen firsthand how powerful the SF Class, also known as the no-claims bonus class, can be in determining car insurance premiums in Germany. For German drivers and expats alike, understanding how the SF Class works is essential to keeping your insurance costs down and maximizing your financial benefits over time. What is the […] The post How Does the SF Class (No-Claims Bonus) Affect Premiums in Germany?

Premium 67

Premium Claim Insurer Insurance 67

Insurance Journal

MAY 28, 2025

The U.S. Federal Trade Commission dropped a case that sought to block Microsoft’s $69 billion purchase of “Call of Duty” maker Activision Blizzard, saying on Thursday that pursuing the case against the long-closed deal was not in the public interest.

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Property Insurance Coverage Law

MAY 28, 2025

Some cases linger in your mind not just because of the legal principles they clarify but because of where they unfold. Few locations are as captivating as the Sherry-Netherland Hotel. Perched at the southeast corner of Central Park, it is a nearly 100-year-old cooperative building that oozes old-world charm and timeless elegance. Ive always had … The post A Fire, a Lawsuit, and One Heavenly Dessert: Lessons from the Sherry-Netherland Insurance Battle appeared first on Property Insurance Co

Property Insurance 138

Property Insurance Building Insurance Insurer 138

AMAXX

MAY 26, 2025

When a workplace injury occurs, most people think of two parties: the injured worker and the employer. But beneath the surface lies an intricate, interconnected web of stakeholders, each playing a unique role in managing the outcome of the claim. Workers compensation isnt a solo actits a team sport. And the better each player understands their role, the stronger the results will be.

Workers Comp 66

Workers Comp Workers Compensation Injury Claim 66

Top Insurance Blogs

MAY 27, 2025

I’ve also been driving for more than 20 years, and during this time, Ive seen many international drivers arrive with excitement, only to be overwhelmed by the driving laws and insurance system in Australia. Car insurance for international drivers in Australia isnt complicated once you understand the essentials. In this guide, Ill walk you through […] The post Car Insurance for International Drivers in Australia: What You Need to Know appeared first on My Top Insurance Blogs.

Insurance 62

Insurance Insurer Insured Insurance Policy 62

Insurance Journal

MAY 28, 2025

A recent surge in high-profile cyberattacks is offering an opportunity for insurers including Munich Re AG and Chubb Ltd. to cash in from a rapidly expanding market and prompting a rethink on premiums.

Premium 225

Premium Insurance Insurer Insured 225

Property Insurance Coverage Law

MAY 24, 2025

Appraisals serve as a valuable mechanism for resolving disagreements over the amount of loss. However, as recently illustrated in the Texas case of Rocha v. State Farm Lloyds, 1 appraisals do not resolve all questions. Specifically, they do not determine whether a particular category of damage is covered under the policy. This distinction between the … The post Appraisal Isnt Everything: Why Coverage Still Controls Insurance Payments After Appraisal appeared first on Property Insurance Cov

Property Insurance 100

Property Insurance Damage Insurance Insurer 100

Cowbell

MAY 29, 2025

As cyber threats grow in frequency and sophistication, businesses need to prioritize staying safe in this evolving threat landscape. At Cowbell, we believe Internet Safety Month is the perfect opportunity to review and reinforce your organizations cybersecurity posture and build long-term cyber resilience. Why Cyber Resilience Matters Now The numbers speak volumes.

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Cyber Building Business Interruption Protection 59

Top Insurance Blogs

MAY 24, 2025

As someone who has spent over a decade helping Australians navigate their insurance options, one of the most common questions I get is this: Can I borrow from my whole life insurance policy? The short answer is yes, but only if you have the right kind of policy and you meet certain conditions. In this […] The post When Can You Borrow or Withdraw from Whole Life Insurance in Australia?

Life Insurance 67

Life Insurance Insurance Policy Insurance Insurer 67

Insurance Journal

MAY 28, 2025

Japanese insurer Tokio Marine has set up a unit to insure activities linked to the low-carbon transition such as green hydrogen, shipping and cement and is targeting $1 billion in revenues by the end of the decade, its chair told …

Marine 214

Marine Insurer Insurance Insured 214

Property Insurance Coverage Law

MAY 25, 2025

Slide Insurances recently filed registration statement with the SEC to become a public company marks a bold step for a relatively young Florida-based insurer. Spearheaded by its high-profile founder and CEO, Bruce Lucas, the company is seeking to position itself as an innovative and dominant player in Floridasnotoriously volatile insurance market. With a reputation already … The post The Real Risk in Slide Insurances IPO Isnt Hurricanes, But Its Claims Philosophy appeared first on Property

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Claim Risk Property Insurance Insurance 100

Rough Notes

MAY 30, 2025

How to prepare property and lower insurance costs against severe storms By Jeff Zehr Severe convective storms (SCS) have become a big risk factor for the insurance industry. These major weather events, also known as thunderstorms, can include lightning, torrential rain, tornadoes, straight-line winds and hail.

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Broker-Agent Insurance Industry Broker Agents 52

Top Insurance Blogs

MAY 27, 2025

One of the most significant shifts in recent years in Australia is the rise of Pay As You Drive (PAYD) car insurance. This model offers a flexible and cost-effective solution for drivers who don’t clock up high mileage annually. In this comprehensive guide, we’ll discuss everything you need to know about PAYD insurance. In addition, […] The post Best Pay As You Drive Car Insurance in Australia [2025 Guide] appeared first on My Top Insurance Blogs.

Insurance 57

Insurance Insurer Insured 57

Insurance Journal

MAY 29, 2025

An Iranian national pleaded guilty to participating in the high-profile 2019 Baltimore, Maryland, ransomware attack, among others, and to causing tens of millions of dollars in losses and disrupted services, the Department of Justice said on Tuesday.

Cyber 218

Cyber 218

Property Insurance Coverage Law

MAY 26, 2025

Memorial Day is a time for reflection, gratitude, and solemn remembrance. We honor the brave men and women who have given their lives in service to our country, acknowledging the enormous sacrifices made by them and the families they left behind. This day carries a deep emotional weight, especially for those with personal connections to … The post A Memorial Day Reflection on USAA and Its History of Insuring Military Families appeared first on Property Insurance Coverage Law Blog.

Property Insurance 100

Property Insurance Insurance Insurer Insured 100

American Agents Alliance

MAY 26, 2025

Becoming a trusted risk advisor is about more than just delivering quotes and writing policies. Agents can differentiate themselves and add value to their services by helping policyholders proactively manage risk, not just insure it. Risk management solutions can help lower a policyholders total cost of risk and increase retention. Risk Management Solutions to Help Policyholders Save Money Here are some ways agents can reposition themselves as trusted risk advisors and offer risk management solu

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Agents Risk Policyholder Broker-Agent 52

Top Insurance Blogs

MAY 25, 2025

One small mistake in real estate can cost a business thousands or even millions of dollars. Thats why Errors and Omissions Insurance (E&O), also known as Professional Indemnity Insurance, is a must-have for real estate agents and property managers across Australia. If youre a real estate professional, youve probably heard the term “errors and omissions” […] The post What Does Real Estate Errors and Omissions (E&O) Insurance Cover in Australia appeared first on My Top I

Insurance 57

Insurance Insurer Insured Agents 57

Insurance Journal

MAY 29, 2025

The Michigan Supreme Court on Wednesday dismissed appeals by families of students killed or wounded at Oxford High School in 2021, ending efforts to hold employees partly responsible for the mass shooting.

Liability 217

Liability 217

Simply Insurance

MAY 30, 2025

Discover how to get cheap life insurance without a medical exam, who are the cheapest life insurance companies today, and more!

Life Insurance 52

Life Insurance Insurance Companies Insurance Insurer 52

Rough Notes

MAY 30, 2025

Members of the Breezy Seguros team This trilingual Massachusetts agency provides insurance services to the Latino community By Dennis H. Pillsbury The Latino community is one of the fastest growing demographics in the United States. While it currently accounts for approximately 19% of the U.S.

Insurer 52

Insurer Insurance Insured 52

Top Insurance Blogs

MAY 26, 2025

The property insurance deductible can be quite confusing if you are new to the insurance market in Australia. But the truth is, understanding this one key concept can save you thousands in premiums and claims. In this blog post, Ill explain what a property insurance deductible is, how it works in Australia, and how to […] The post A Simple Guide to Property Insurance Deductible in Australia appeared first on My Top Insurance Blogs.

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Deductible Property Insurance Premium Insurance 57