Sat.May 31, 2025 - Fri.Jun 06, 2025

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When Vandals Trigger the Sprinklers: The Battle Over Resulting Losses

Property Insurance Coverage Law

When vandals triggered a sprinkler system in a vacant building, flooding it with over one million gallons of water, the result was not just property damage. Instead, it was a lawsuit that put the scope of all-risk commercial property insurance under scrutiny. The case ofEpperson v. Lexington Insurance Company, 1 recently decided by an Ohio … The post When Vandals Trigger the Sprinklers: The Battle Over Resulting Losses appeared first on Property Insurance Coverage Law Blog.

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When No One’s Home: Understanding Roleof Vacancy Insurance

Triple-I: Homeowners Insurance

By Loretta L. Worters, Vice President, Media Relations, Triple-I Vacant homes often carry more risk than meets the eye. From burst pipes and property theft to liability and squatter intrusion, a home left unoccupied for an extended period is exposed to a unique set of hazards, many of which may not be covered by a standard homeowners’ insurance policy.

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Central US Braces for Another Round of Severe Weather

Insurance Journal

Areas of the Central United States still recovering from severe storms last month face a threat of more severe weather this week, with heavy rain, flooding and hail forecast through the middle of the week.

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How to Set Employee Expectations Before an Injury Happens

AMAXX

In workers compensation, the moments before an injury ever occurs are just as important if not more so than the moments after. While much attention is given to claims handling, medical coordination, and return-to-work strategies, the foundation of a successful claim is built long before the incident takes place. That foundation is expectations and whether youve intentionally shaped them or not, every employee has them.

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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The Importance of Commercial Property Insurance for UK Small Businesses

Protect Commercial Insurance

Introduction When it comes to safeguarding your UK small business, one crucial aspect is often overlooked: commercial property insurance. This essential coverage acts as a safety net, protecting your investments from unexpected setbacks like theft, damage, or natural disasters. Without it, all your hard work could crumble in an instant. Just like you wouldn’t drive without car insurance, your business premises need protection too.

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Report: Long COVID Accounted for Three Quarters of California Comp Virus Claim Payments

Insurance Journal

Long COVID cases accounted for 82.1% of the treatment payments on COVID claims and 73.7% of all COVID-19 claim payments in California’s workers’ compensation system, according to a study.

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What to Know About Insurance Roof Replacement After a Storm

Central Insurance

Get tips on handling roof damage, filing a claim, and working with a contractor you can trust. The post What to Know About Insurance Roof Replacement After a Storm appeared first on Central Insurance Blog.

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Notarized Translation for Embassy, School, or Work Abroad

Leadsurance

Sometimes, you’ll be asked to translate your documents when applying for a visa, studying, or getting an official job abroad. But not just any translation they want a certified or even a notarized translation. If you have no idea what that means dont worry. Were about to explain everything. A Real-Life Situation Anna is moving to Spain and needs to prepare some paperwork for her residence application.

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Appraisal Award Upheld for Amount Greater than Policyholder’s Original Proof of Loss

Property Insurance Coverage Law

In a ruling issued today from Iowa, the court enforced an appraisal award issued in favor of homeowners Gregory and Karen Larson, who suffered hailstorm damage to their property in March 2023. The case, Larson v. Auto-Owners Insurance Company, 1 offers an important reminder that the appraisal process and awards are not easily overcome based … The post Appraisal Award Upheld for Amount Greater than Policyholders Original Proof of Loss appeared first on Property Insurance Coverage Law Blog.

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Take the Hassle Out of Claims Management

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

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Burning Cargo Ship Carrying 3,000 Vehicles Abandoned Off Alaska

Insurance Journal

The crew of a cargo ship carrying around 3,000 vehicles, including 800 electric vehicles, abandoned it off the coast of Alaska after a fire broke out onboard, its operator Zodiac Maritime said on Wednesday.

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Maximizing Your Impact: A Guide for Insurance Agencies

Agency Revolution

In a world where standing out is essential, insurance agencies must find creative ways to differentiate themselves. One effective approach is through community and educational events that highlight your agency’s human side and expertise. Trying to figure out how to achieve that, let alone make an impact, can feel daunting. However, by taking a strategic approach to engaging with your community, you can find success in growing your brand recognition, standing out from your competitors, and

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Blog Post: 10 Battle-tested Tips To Tame Your Legal Spend

LexisNexis

Summary Legal spend continues to rise, but industry experts have identified proven strategies to maintain control without compromising quality. This article presents actionable tactics from seasoned legal operations professionals at GEICO and OGE Energy Corp., based on real-world experience managing multi-million-dollar budgets. Key Highlights Data-driven cost management - Use audits, benchmarking, and robust analytics to make informed decisions and justify spending to stakeholders Strategic pro

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2026 AHIP Medicare Training Details

PSM Brokerage

2026 AHIP Certification Launches June 23 If you're an agent gearing up for the next Medicare selling season, mark your calendar: AHIPs 2026 Medicare + Fraud, Waste, and Abuse (MFWA) Certification will officially launch on June 23, 2025. This certification is a critical annual requirement for insurance agents who want to sell Medicare Advantage and Part D plans.

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FEMA Head Said He Was Unaware of US Hurricane Season, Sources Say

Insurance Journal

Staff of the Federal Emergency Management Agency were left baffled on Monday after the head of the U.S. disaster agency said he had not been aware the country has a hurricane season, according to four sources familiar with the situation.

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Today’s Escalating Risk Trajectory: What’s the Cause & What’s the Solution?

Zywave

The risk landscape is becoming increasingly complex, dynamic and unpredictable due to compounding factors like technological advancements, environmental challenges, and evolving legal and regulatory frameworks. Where is this high-risk path headed? How do we keep up and continuously adapt in the face of uncertainty? In this webinar, hosted by RIMS, leaders in risk and insurance discussed how risk managers, carriers, and brokers are responding to the marketplace’s rapid evolution.

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Landlord Insurance in Ohio: Get a Quote from Distinguished

Distinguished

An apartment fire sparked by faulty wiring. A flooded basement from burst pipes. A tenant who slips on an unshoveled walkway. For Ohio landlords, these aren’t one-off anomalies — they’re routine claims that happen across Cleveland, Columbus, and Cincinnati every year. With 33% of Ohio residents renting rather than owning, the state presents a strong opportunity for property investors.

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Dental Benefits and Wellness: A Guide for Insurance Brokers | Solstice

Solstice Insurance Broker

The world of employee benefits is always changing. Today more than ever, insurance brokers help protect clients financiallywhile also helping them stay healthy. One important way to do that is by offering dental insurance.

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Victoria’s Secret Says Cyber Incident Led to Temporary Website Shut Down

Insurance Journal

Victoria’s Secret on Tuesday disclosed that a security incident relating to its information technology systems had led it to temporarily shut down its website for a few days last week.

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Why Roof Resilience Matters More Than Ever

Triple-I: Homeowners Insurance

By Loretta L. Worters, Vice President, Media Relations, Triple-I Your roof is more than just a covering over your head. Its the first line of defense against natures most powerful forces. During National Roof Awareness Week (June 1-7), we spotlight the critical role roofs play in protecting homes, businesses, and communities from severe weather ( see infographic ) and why building stronger, smarter roofs today is essential for reducing damage and insurance claims tomorrow.

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Pacific Life Insurance Review | Lowest Rates & Quick Issue!

Simply Insurance

Personal Annuities Annuity Quotes How Does An Annuity Work? How Much Does An Annuity Cost? Term Life Insurance Term Life Insurance Quotes How Much Is $150,000 In Life Insurance? How Much Is $500,000 In Life Insurance? How Much Is $1 Million In Life Insurance? Life Insurance Rates By State In Jun 2025! Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Li

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Simplifying Equipment Risk in Commercial Lending

Unitas Financial Services

In the world of commercial lending, securing loans with equipment collateral is a longstanding and widespread practice. Whether it's construction machinery, medical devices, manufacturing tools, or transportation fleets, tangible assets often form the backbone of collateralized lending.

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Pennsylvania AG Reaches Settlement With AI-Based Property Management Platform

Insurance Journal

Pennsylvania Attorney General Dave Sunday announced a settlement with Home365, LLC, regarding the Las Vegas-based property management company’s alleged failures to timely address Pennsylvania tenants’ maintenance needs. The voluntary compliance settlement also alleges Home365 failed to return tenant security deposits.

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What Does It Mean to Convert Life Insurance to an Annuity in Germany?

Top Insurance Blogs

If you’ve been paying into a life insurance policy for years and are now thinking about retirement in Germany, you might have heard about converting your life insurance into an annuity. In my many years of practice, Ive had people ask, What does that really mean, and is it worth it?” In this comprehensive article, […] The post What Does It Mean to Convert Life Insurance to an Annuity in Germany?

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What Is A Home Insurance Deductible?

Simply Insurance

Personal Annuities Annuity Quotes How Does An Annuity Work? How Much Does An Annuity Cost? Term Life Insurance Term Life Insurance Quotes How Much Is $150,000 In Life Insurance? How Much Is $500,000 In Life Insurance? How Much Is $1 Million In Life Insurance? Life Insurance Rates By State In Jun 2025! Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How Much Is $50,000 In Li

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How to Sell ACA Insurance

Redbird Agents

Redbird Training - We offer live Redbird training classes for Producers every Tuesday and Thursday. It’s funny how cyclical our business is! ACA for a long time was out, and then all of a sudden the interest level appears to be an all time high. So, I wanted to add this detailed guide support our readers. If you’re a licensed insurance agent looking to diversify your portfolio, ACA health insurance sales might currently be the most overlooked opportunity I’ve seen in quite some time.

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State Farm VP Apologizes to Homeowner While Allstate Exec Gets Grilled at U.S. Senate Hearing

Insurance Journal

It’s not just some Florida-domiciled insurance carriers that have allegedly altered field adjusters’ reports or low-balled property damage estimates in recent years. It’s also major national insurers, according to adjusters and policyholders who spoke at a recent U.S.

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Blog Post: Why Top Legal Talent Is Choosing Firms That Invest in AI

LexisNexis

The legal industry is at a tipping point. Amid record-high first-year salaries, an explosion of lateral partner movement, and an uptick in merger activity, one question looms large for every firm: How do you stay competitive in the race for top legal talent? Hint: Its not just about the paycheck anymore. According to recent insights, todays most sought-after attorneys from ambitious associates to book-carrying partners are factoring in something new when deciding where to take their careers: t

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[On-Demand] Today’s Escalating Risk Trajectory: What’s the Cause & What’s the Solution?

Zywave

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Should HOAs Take Out Construction Loans Just to Get Their Insurance Claim Paid?

Property Insurance Coverage Law

Imagine your homeowners association gets walloped by a Minnesota hailstorm. Thirty-four buildings take a beating. You report the damage. Your insurer acknowledges it. You go through all the proper channels and even submit to the hallowed appraisal process designed to resolve disputes fairly. You win! But you dont get paid by the insurer. Because even … The post Should HOAs Take Out Construction Loans Just to Get Their Insurance Claim Paid?

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Massachusetts Cuts Red Tape on Insurers, Plus Banks, Contractors, Barbers and More

Insurance Journal

Massachusetts is eliminating a series of insurance and other business regulations with a goal of making it easier and less costly to conduct business in the state. According to Gov.

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LGBTQIA+ Homeownership Gap May Be Fueling Insurance Protect Gap

Triple-I: Homeowners Insurance

The homeownership gap for same-sex couple households is 25.2% based on the most recent data. As part of an ongoing discussion on the link between the housing and insurance markets, the Insurance Information Institute (Triple-I) released a Chart of the Week (COTW), “As Fewer Same-Sex Couples Own Their Dwelling, They Face a Larger Insurance Protection Gap.” Based on data from 2023, 62.6 percent of same-sex households own their homes and 37.4 percent rent, representing a homeownership g

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Exali AG: Everything You Should Know About This Insurance Company

Top Insurance Blogs

If you are observant, you must have noticed the shift from the traditional to digital insurance in the past few years across Europe. One name that frequently comes up, especially among freelancers, IT professionals, and digital entrepreneurs seeking insurance coverage in Germany, is Exali AG. Known for its specialization in professional liability and cyber insurance, […] The post Exali AG: Everything You Should Know About This Insurance Company appeared first on My Top Insurance Blogs.