Sat.Jul 19, 2025 - Fri.Jul 25, 2025

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California Department of Insurance Completes Final Review of Wildfire Model

Insurance Journal

The California Department of Insurance completed a review of the state’s first wildfire catastrophe model, marking a dramatic change in the state’s property/casualty insurance ratemaking process.

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Post-Sale Follow-Up Plan for Insurance Agents in 2025

Final Expense Brokerage

April 10, 2025 2:50:22 PM Contact Us Share: How to Build Lifetime Clients After Closing the Sale Selling a life insurance policy isn’t the end - it’s the beginning of a long-term client relationship. Top-performing insurance agents know that what happens after the sale often determines retention, referrals, and repeat business. Here’s a step-by-step post-sale follow-up plan designed to help insurance agents boost client satisfaction, increase referrals, and create a systemized workflow you can a

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Behind the Scenes of Medical Bill Review: How to Catch Overcharges and Coding Errors

AMAXX

If you’ve ever felt like medical bills are written in a foreign language, you’re not alone. In workers’ comp, hospital and provider bills come loaded with acronyms, codes, and charges that can seem impenetrable. But buried in those pages are opportunities— opportunities to catch costly errors, curb overcharges, and prevent claim bloat. This is where medical bill review (MBR) becomes an essential part of any effective workers’ compensation cost containment strategy.

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Does Appraisal Stop the Statute of Limitations Clock? Court Dismisses Policyholder’s Lawsuit as Time-Barred Despite Post-Appraisal Denial

Property Insurance Coverage Law

A recent Texas decision serves as a warning to policyholders and public adjusters about relying on the appraisal process to revive insurance claims long after an initial denial. In Pool v. State Farm Lloyds, 1 the court granted summary judgment in favor of State Farm, ruling that all of the policyholder’s claims were barred by the … The post Does Appraisal Stop the Statute of Limitations Clock?

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Leverage Trellis Court Data To Identify More Investment Opportunities

Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.

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Chubb Q2 Net Income Jumps 33% on Premium Growth, Underwriting

Insurance Journal

Chubb followed up a challenging first quarter due to the California wildfires with second quarter net income of nearly $3 billion, up about 33% compared to the same quarter a year ago.

More Trending

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Actual Cash Value vs. Replacement Value: What’s the Difference, and Where Does Market Value Fit In?

TGS

TGS Insurance » Blog When it comes to insurance claims or selling a car, home, or other big-ticket item, you’ve probably heard terms like actual cash value , replacement value , and market value tossed around like confetti. If you’re scratching your head trying to make sense of them, don’t worry—you’re in good company. These terms can feel like they’re written in some cryptic insurance code, right?

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From Lost Newcomer to Industry Connector—How One Public Adjuster Built a Directory to Bridge the Knowledge Gap in Property Claims

Property Insurance Coverage Law

Note: This guest post is by Sarah Parker, an educator and founder of Parker Public Adjusting, TheClaim.Directory, and Kuva Media, and a CPAU Certified Appraiser/Umpire. Everyone in the property insurance industry will experience something similar to this at some point: you’ve just passed your licensing exam, and received notice that your new license application was … The post From Lost Newcomer to Industry Connector—How One Public Adjuster Built a Directory to Bridge the Knowledge Ga

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Behind the Surge: What Cyber Claims Say About the Future of Risk

Insurance Journal

The U.S. cyber insurance market witnessed a surge in reported claims, reaching a record 33,561 incidents, according to the 2024 NAIC Cyber Insurance Report. This escalation underscores the growing complexity and frequency of cyber threats for businesses across all sectors.

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How Much Is $770,000 In No Exam Term Life Insurance?

Simply Insurance

Discover the cost of a $770,000 no exam term life insurance policy. This article breaks down factors affecting premiums, compares options, and provides insights to help you make an informed decision about your life insurance needs.

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Take the Hassle Out of Claims Management

Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor

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[Whitepaper] Accelerating Carrier Growth and Profitability

Zywave

In a market defined by rising risks and shrinking margins, carriers need speed, scale, and strategic insight. This guide explores how API-based comparative rating platforms are enabling insurers to thrive in this complex environment. Expand distribution through embedded quoting and agency integration Deliver more quotes, faster—with greater risk selectivity Use real-time market data to inform pricing and portfolio strategy Stay visible and competitive at key points of sale Read the guide to see

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How Insurance Automation Is Changing the Agent–Policyholder Relationship

American Agents Alliance

Insurance automation, AI-enabled tools, and new technology are changing the ways that agents interact with policyholders. And as automation becomes integrated into more stages of the insurance lifecycle, it is reshaping how agents and carriers communicate with each other and with policyholders. The customer experience looks different now, thanks to digital platforms and new customer-facing technology.

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Markets/Coverages: Mosaic Offers Cyber/Financial Institutions Cover for Digital Assets

Insurance Journal

Mosaic Insurance, the Bermuda-based global specialty insurer, has entered the digital asset market, launching a combined cyber and financial institutions (FI) crime product that provides robust protection to the rapidly growing, yet historically underserved sector.

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How Much Is $650,000 In No Exam Term Life Insurance?

Simply Insurance

Discover the cost of a $650,000 no exam term life insurance policy. This article breaks down factors affecting premiums, compares options, and provides insights to help you make an informed decision about securing your family's financial future without the hassle of medical exams.

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Wave of Senior Leadership Appointments Across Top Insurance Firms

Top Insurance Blogs

Several major players in the insurance industry have recently announced key leadership appointments aimed at strengthening their capabilities in underwriting, employee benefits, and strategic advisory services. From executive hires to board expansions, these moves reflect a broader industry focus on talent acquisition and innovation. Alliant Insurance Expands Senior Leadership in the Pacific Northwest and Beyond […] The post Wave of Senior Leadership Appointments Across Top Insurance Firms

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Insurance Is Not a Commodity: Don’t Buy the Cheap Farmers Homeowners Policy, Which Becomes Costly After a Fire

Property Insurance Coverage Law

In the aftermath of wildfires, when families are left sifting through ashes and trying to rebuild their lives, the true quality of an insurance policy comes sharply into focus. Too often, we hear from policyholders who thought they were adequately insured. Then they file a claim and learn that their policy does not fully pay … The post Insurance Is Not a Commodity: Don’t Buy the Cheap Farmers Homeowners Policy, Which Becomes Costly After a Fire appeared first on Property Insurance Coverage

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AXA Wins $908 Million UK Court Ruling Against Santander Over Protection Insurance

Insurance Journal

French insurer AXA won a London court ruling on Friday worth nearly 675 million pounds ($908 million) against Santander over the mis-selling of payment protection insurance more than two decades ago.

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How Much Is $450,000 In No Exam Term Life Insurance?

Simply Insurance

Discover the cost of a $450,000 no exam term life insurance policy. This article breaks down factors affecting premiums, compares options, and helps you understand how to secure the best coverage for your needs without the hassle of medical exams.

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How to Overcome the Most Common Challenges Facing Insurance Agencies

Agency Revolution

If there’s one thing that unifies independent insurance agencies, it’s the common challenges they face day in and day out. Your agency is likely familiar with these challenges, and you may or may not have found a way to stay ahead of them. Either way, it might seem like the progress you make on solving one problem, another might arise. These are the challenges that your agency is likely facing right now: Difficulty in standing out in a crowded market.

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Life Insurance Objection Rebuttal Cheat Sheet for Independent Agents: Convert More Final Expense Leads

Final Expense Brokerage

June 23, 2025 9:23:23 AM Contact Us Share: Every experienced life insurance agent knows: objections aren’t roadblocks - they’re opportunities. Whether you're selling term life, whole life, or final expense insurance, handling objections with confidence and empathy can be the difference between a lost lead and a lifelong client. At Final Expense Brokerage, we help independent agents sharpen their skills and close more sales with tools that work in the real world.

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Brown & Brown (Europe) Agrees to Acquire UK-Based Bloodstock Broker

Insurance Journal

Brown & Brown (Europe) Ltd., part of Brown & Brown, Inc., has agreed to acquire Weatherbys Hamilton LLP, a leading UK-based insurance broker specializing in private client, bloodstock, and farm & estate insurance.

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How Much Is $350,000 In No Exam Term Life Insurance?

Simply Insurance

Discover the cost of a $350,000 no exam term life insurance policy. This article breaks down factors affecting premiums, compares options, and helps you understand how to secure affordable coverage without the hassle of medical exams.

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From Lost Newcomer to Industry Connector—How One Public Adjuster Built a Directory to Bridge the Knowledge Gap in Property Claims

Property Insurance Coverage Law

Note: This guest post is by Sarah Parker, an educator and founder of Parker Public Adjusting, TheClaim.Directory, and Kuva Media, and a CPAU Certified Appraiser/Umpire. Everyone in the property insurance industry will experience something similar to this at some point: you’ve just passed your licensing exam, and received notice that your new license application was … The post From Lost Newcomer to Industry Connector—How One Public Adjuster Built a Directory to Bridge the Knowledge Ga

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Blog Post: From Boilerplate to Blueprint: The Secret Life of Standard Insurance Policy Forms

LexisNexis

Learn to peel back the layers of the industry’s most copied homework, including the origins, architects, and enduring quirks of these quietly powerful documents. Because standard policy forms are not just about saving time on drafting. Read now » Related Content Standard Insurance Policy Forms Fundamentals Checklist Peruse this overview of standard insurance policy forms to build your understanding of their history, nature, and purposes.

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AM Best Revises Outlook to Negative for Wisconsin’s Society

Insurance Journal

AM Best has revised the outlooks to negative from stable and affirmed the Financial Strength Rating of A- (Excellent) and the Long-Term Issuer Credit Rating of “a-” (Excellent) of Society Insurance, a mutual company based in Fond du Lac, Wisconsin.

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How Much Is $400,000 In No Exam Term Life Insurance?

Simply Insurance

Discover the costs and benefits of securing a $400,000 no exam term life insurance policy. This article explores pricing factors, coverage options, and tips for finding the best rates to protect your loved ones without the hassle of medical exams.

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Trustee E&O Insurance for Beneficiary-Trustees

Specialty Insurance

Navigating the Complex Landscape of Trustee E&O Insurance for Beneficiary-Trustees When beneficiaries serve as trustees of family trusts, they face unique liability challenges that significantly impact insurance coverage options. This dual role creates inherent conflicts of interest and heightened exposure to claims, making comprehensive Errors & Omissions insurance both more difficult to obtain and more essential than ever.

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2025 American Agents Alliance Convention and Expo – The Ultimate Working Vacation for Insurance Professionals

American Agents Alliance

The 2025 American Agents Alliance Conference and Expo is the destination for insurance professionals who want to be challenged, informed and entertained in one of the most beautiful venues in the country. This event is an extraordinary opportunity to network and learn while on ‘the ultimate working vacation.’ The 2025 program will include sessions on topics that are currently emerging or expected to develop in the near future.

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Ky. Tobacco Warehouse Manager Pleads Guilty in Insurance Fraud, to Pay Restitution

Insurance Journal

A Kentucky tobacco warehouse manager at the center of a long-running crop insurance fraud scheme has agreed to pay millions in restitution for his role in enabling the fraud.

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How Much Is $500,000 In No Exam Term Life Insurance?

Simply Insurance

Discover the cost of $500,000 in no exam term life insurance and learn how factors like age, health, and coverage length can influence your premium. Get insights to make informed decisions about your life insurance needs.

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Can Umpires and Appraisers Be Sued by Parties Losing an Appraisal?

Property Insurance Coverage Law

Umpires and appraisers should always carry errors and omissions coverage. This lesson is evident from a recent opinion in First Protective Insurance Company v. O’Leary, 1 which affirmed the district court’s denial of arbitral immunity for an appraisal umpire. This holding has broad implications for the scope of protections afforded to professionals who serve in the … The post Can Umpires and Appraisers Be Sued by Parties Losing an Appraisal?

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Top 10 Largest Insurance Companies by Premiums in Switzerland (2025)

Top Insurance Blogs

Switzerland is known globally for its financial stability, precision, and trust, and this extends to its insurance industry. As a competitive and well-regulated market, it’s common to have insurance companies of different sizes in Switzerland. With a population of just under 9 million, Switzerland still boasts one of the highest insurance penetration rates in the […] The post Top 10 Largest Insurance Companies by Premiums in Switzerland (2025) appeared first on My Top Insurance Blogs.

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Fewer Insureds Shopping, More Switching, Says JD Power

Insurance Journal

Shopping slowed, but switching endures. That’s according to a recent report from J.D. Power, assessing insureds’ shopping habits for auto, home and renters’ insurance in Q2 2025.

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