Insurance Journal
JULY 16, 2025
The Pennsylvania Insurance Department (PID) reported that its actuaries denied $210.1 million in requested property/casualty (P/C) insurance premium increases in the first six months of 2025, which is more than was saved in all of 2024.
Top Insurance Blogs
JULY 16, 2025
Heffernan Insurance Brokers has officially launched Quick Insure – a new platform. Quick Insure is a user-friendly digital platform built to simplify the insurance process for individuals and businesses across the United States. This innovative platform was developed with one goal in mind: to make insurance faster, easier, and more tailored to customer needs.
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ProWriters
JULY 16, 2025
When ransomware attacks hit government agencies or data breaches cost multinational corporations millions of dollars, people may wrongly conclude only large organizations need Cyber Liability Insurance. Cyber Insurance for small businesses is critically important, too. Consider this sampling of statistics from recent years: Across four continents, nearly half (46%) of small and medium-sized businesses (SMBs) experienced a cyber attack, according to a Mastercard survey in 2025.
Distinguished
JULY 14, 2025
Few instruments command the same reverence, monetary value, and logistical complexity as the piano. Whether it’s a century-old Bösendorfer passed down through generations or a Steinway used on the concert stage, rare and collectible pianos represent a unique class of assets — one that standard homeowners’ policies often fail to protect. These instruments aren’t just expensive; they’re delicate, heavy, and often difficult to replace.
Advertiser: Trellis
Finance teams find Trellis to be particularly effective in conducting comprehensive due diligence on both individuals and businesses. With our court data solution, financial experts can access critical litigation insights, making it an invaluable resource for informed decision-making in the financial sector.
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Insurance Journal
JULY 15, 2025
Leaders at one of the largest national insurance defense firms believe they have identified the causes of nuclear verdicts—and developed a comprehensive litigation strategy that negates them.
Insurance Industry Brief brings together the best content for insurance professionals from the widest variety of industry thought leaders.
Paragon Independent Insurance Agencies
JULY 15, 2025
Our team at Paragon Independent Insurance Agency is closely monitoring the latest changes to Texas law that may affect your auto insurance policy. The newest law change aims to bring fairness in determining loss with Plano, TX auto insurance claims when your car needs repair. What Is the Mandatory Right to Appraisal? Senate Bill 458 became law on June 20 and takes effect on September 1.
Protect Commercial Insurance
JULY 18, 2025
Running a business means juggling a lot of moving parts, and it’s easy to overlook how small oversights can snowball into big problems. One of the most common issues we see as commercial insurance and mortgage brokers is liability claims caused by negligence. But what does negligence actually mean? In plain terms, it’s when someone fails to take reasonable care and that lapse ends up causing harm or loss.
Insurance Journal
JULY 15, 2025
Strategic partnerships between re/insurers and alternative investment managers, the use of offshore platforms, and a fourth consecutive record year of annuity sales led to continued reinsurance growth in the U.S. in 2024.
Top Insurance Blogs
JULY 14, 2025
Over the last decade, I’ve guided hundreds of freelance professionals in Germany to understand the risks and responsibilities that come with self-employment. Many are surprised to learn that, beyond health and pension, professional liability insurance for freelancers in Germany is essential, not optional. This coverage doesn’t protect against car collisions or property damage.
Advertiser: Trellis
Insurance professionals use Trellis to streamline claims management by analyzing legal trends, predicting outcomes, and strategizing effectively to serve clients better. Adjusters can evaluate claim validity, estimate settlement amounts, and identify potential litigation risks. Trellis' extensive State Trial Court Data can be leveraged to identify opposing/outside counsel and top mediators for insurance matters, evaluate the risk of new claims by viewing similar claim litigation history, and mor
Agency Height
JULY 16, 2025
Discover the most profitable insurance products for agents to sell in 2025 and maximize commissions with high-demand, high-margin policies.
Distinguished
JULY 14, 2025
Few instruments command the same reverence, monetary value, and logistical complexity as the piano. Whether it’s a century-old Bösendorfer passed down through generations or a Steinway used on the concert stage, rare and collectible pianos represent a unique class of assets — one that standard homeowners’ policies often fail to protect. These instruments aren’t just expensive; they’re delicate, heavy, and often difficult to replace.
Insurance Journal
JULY 16, 2025
Global insured losses during the first half of this year were at least $100 billion with more than 90% of that total – or approximately $92 billion – driven by wildfires and severe convective storms in the U.S.
Top Insurance Blogs
JULY 15, 2025
Saybrus Partners, a subsidiary of AmeriLife, has entered into a strategic partnership with SterlingBridge Insurance Agency, aiming to expand distribution capabilities and deepen market presence across the United States. This collaboration brings together Saybrus Partners’ proven wholesaling and sales support expertise with SterlingBridge’s robust back-office infrastructure and established distribution networks.
Central Insurance
JULY 17, 2025
Construction Underwriter Ryan Lynch brings a claims background to underwriting, helping contractors avoid coverage gaps. The post Meet Ryan Lynch, Construction Underwriter at Central Insurance appeared first on Central Insurance Blog.
AMAXX
JULY 17, 2025
When it comes to workers’ compensation costs, many employers focus on claims management, safety programs, and return-to-work initiatives. All of those are critical—but there’s another piece of the puzzle that’s just as essential: Your payroll and class codes. These two factors can dramatically influence your experience modification factor (mod) and ultimately how much you pay for workers’ comp insurance.
Insurance Journal
JULY 15, 2025
Insured losses from U.S. hurricanes could rise by nearly 50% under a 2°C (3.6°F) global warming scenario, according to MS Amlin, the Lloyd’s global re/insurer.
Simply Insurance
JULY 18, 2025
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PSM Brokerage
JULY 15, 2025
If you’re working in the Medicare market, now’s the time to stay sharp. Two newly passed state laws—one in Texas and another in Minnesota —are introducing changes that will impact how Medicare Supplement (Med Supp) plans operate in those states. While these shifts aim to expand access, they also signal a broader trend: states are beginning to reshape how Med Supp functions at a local level.
Central Insurance
JULY 18, 2025
Tailoring businesses face unique risks—learn which insurance policies protect customer garments, equipment, and operations with expert advice from Central. The post 5 Key Insurance Policies For Your Tailoring Business appeared first on Central Insurance Blog.
Insurance Journal
JULY 15, 2025
The UK Chancellor of the Exchequer Rachel Reeves announced today that the UK will introduce a captive insurance company regime – a decision that was welcomed by brokers and trade associations across the London market.
Simply Insurance
JULY 18, 2025
Personal Annuities Annuity Quotes How Does An Annuity Work? How Much Does An Annuity Cost? Term Life Insurance Term Life Insurance Quotes How Much Is Term Life Insurance? How Much Is $150,000 In Life Insurance? How Much Is $500,000 In Life Insurance? How Much Is $1 Million In Life Insurance? Life Insurance Rates By State Bitcoin Life Insurance Bitcoin Life Insurance Quotes Meanwhile Bitcoin Life Insurance Review Life Insurance Calculator No Exam Life Insurance No Exam Life Insurance Quotes How M
AMAXX
JULY 14, 2025
When it comes to workers’ compensation, small claims might seem harmless. Many employers wonder: “Why report a $1,000 medical bill to the insurance carrier if we can just pay it ourselves and keep our experience mod low?” At first glance, it feels like a smart move. After all, fewer claims mean fewer red flags on your insurance history—right? Not always.
Agency Height
JULY 16, 2025
Discover effective strategies on how to Get Free Life Insurance Leads in 2025. Learn proven, actionable tips for U.S. agents to generate.
Insurance Journal
JULY 16, 2025
Collaboration between the public and private sectors, beyond just insurance, is essential to narrowing the so-called protection gap, as losses from natural disasters increase, said the head of a global insurance supervisors’ organization.
Simply Insurance
JULY 17, 2025
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LexisNexis
JULY 16, 2025
With Congress punting on artificial intelligence regulation during budget negotiations this year, states remain key watchdogs of the technology as it continues to be embraced throughout American society. One area of particular concern to the states: insurance, a historically state-regulated industry. Colorado became the first state to formally regulate the use of AI in insurance in 2023, although other states before then, including California , Connecticut and New York , instructed carriers to s
AMAXX
JULY 15, 2025
When it comes to workers’ compensation costs, few topics spark more debate—and confusion—than the question: Which is worse for my experience mod: many small injuries or one big one? Employers, safety managers, and CFOs alike wrestle with this. It’s natural to assume a single large loss would always be the bigger problem. But that’s not necessarily true—especially for smaller employers.
Insurance Journal
JULY 18, 2025
The Cayman Islands Monetary Authority (CIMA), which represents the international insurance industry in the British overseas territory, reported that licenses have been approved for 21 new international insurers during the first half of this year.
Central Insurance
JULY 13, 2025
Damien Hayden helps contractors protect their people by turning risk management into a partnership. The post Meet Damien Hayden, Central’s Loss Control Construction Specialist appeared first on Central Insurance Blog.
McMahon Insurance Agency
JULY 15, 2025
Key Takeaways Personal insurance protects your health, home, vehicle, and financial stability from unexpected events, injuries, or legal claims.
Agency Height
JULY 17, 2025
Discover how to advertise insurance effectively in 2025 with proven digital and traditional strategies that boost trust, visibility, and client acquisition.
Insurance Journal
JULY 15, 2025
California Insurance Commissioner Ricardo Lara approved a higher September 1, 2025, pure workers’ compensation premium rate filing. The decision followed a filing by the Workers’ Compensation Insurance Rating Bureau of California.
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