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New Triple-I Issue Brief Puts the Spotlight on Georgia’s Insurance Affordability Crisis

Triple-I: Homeowners Insurance

This brief provides an overview of how several factors, including skyrocketing costs from litigation, pose risks to coverage affordability, availability, and other potential economic outcomes for Georgia residents. Injury claim severity in the state is slightly higher than in the rest of the country.

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The Importance of Commercial Property Insurance for UK Small Businesses

Protect Commercial Insurance

Just like you wouldn’t drive without car insurance, your business premises need protection too. Let’s delve into why this insurance is vital for sound risk management and peace of mind. Understanding Commercial Property Insurance Commercial property insurance is an essential safety net for small businesses in the UK.

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What Is A Home Insurance Deductible?

Simply Insurance

What Is A Home Insurance Deductible? Think of a deductible as the amount of money you have to pay before your home insurance company will come in and cover their part. Whenever you file a homeowners insurance claim, you will be responsible for the deductible related to the claim. What Are Disaster Deductibles?

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How Does Whole Life Insurance Work?

Simply Insurance

Whole life insurance covers more than just the death benefit and cash value. It also includes provisions for certain situations, such as suicide, contestability periods, high-risk activities, policy surrender, and loan interest. This period protects insurers from fraudulent claims while providing policyholders with peace of mind.

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How Does No Exam Life Insurance Work?

Simply Insurance

Based on this information, insurers use algorithms to assess risk and determine eligibility for coverage. Once the application is submitted, approval can be granted in a matter of minutes to a few days, depending on the insurer. How Can I Get A No Exam Life Insurance Quote? Can I Get Term Life Insurance Quotes Online?

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Blog Post: April Fool’s-Proof Coverage: Manage Construction Risks Through Commercial General Liability Insurance

LexisNexis

Learn how to specify the insurance to be obtained in a building contract so coverage for construction risks is maximized. Impact of Climate Change on Coverage under Builder's Risk Insurance Policies for Renewable Energy Projects Explore issues that might arise under a standard builder's risk insurance policy.

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Blog Post: Construction Defect Litigation: Key Insurance Issues

LexisNexis

This practice note discusses project delays due to defects or deficiencies, poor coordination or communication with the owner or other members of the design/construction team, or the discovery of defects during or after the project, as well as claims involving construction accidents or personal injuries that occur within the construction area.