Remove General Liability Remove Insured Remove Workers Compensation
article thumbnail

P&C Insurance Achieves Best Results Since 2013; Wildfire Losses, Tariffs Threaten 2025 Prospects

Triple-I: Homeowners Insurance

P&C insurance industry’s financial outcomes for 2024 revealed a net combined ratio (NCR) of 96.6, Personal auto insurers reported a 2024 NCR of 95.3, Homeowners’ insurance experienced an 11.2-point Homeowners’ insurance improvements were also driven primarily by premium increases, though a 2.5

article thumbnail

Blog Post: From Boilerplate to Blueprint: The Secret Life of Standard Insurance Policy Forms

LexisNexis

Read now » Related Content Standard Insurance Policy Forms Fundamentals Checklist Peruse this overview of standard insurance policy forms to build your understanding of their history, nature, and purposes. Practical Guidance Updates Featuring the latest updates from your Practical Guidance account.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Blog Post: The Long Tail Bites Back: When Old Policies Haunt New Problems

LexisNexis

Single-Year, Multi-Year, and Multi-Policy Insurance Coverage Claims Disputes Analyze issues that can arise for policyholders and insurers when insurance policies of various durations are called upon to answer for claims, and when multiple policies can also apply.

article thumbnail

Who Really Pays for Workers’ Comp? Debunking a Common Myth

AMAXX

Ask the average employee who pays for workers compensation, and you might hear answers like the insurance company, the government, or even nobodyits just a benefit. In reality, the employer foots the bill for every dollar spent in the workers compensation system. These misconceptions are widespreadand costly.

article thumbnail

How a Liability Claim Can Ruin Your Business – And How to Protect Yourself

Property Insurance Centre

Whether you’re a small business owner, contractor, or entrepreneur, understanding liability risks is crucial for survival. Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE 1. Even if you win, the costs of defending yourself can be enormous.

article thumbnail

Enhancing Workers’ Compensation and GL Underwriting with Underwriter Link

Insurance Journal

In the complex world of WorkersCompensation and General Liability (GL) insurance, underwriters face the challenge of managing diverse carrier systems while ensuring compliance and maintaining efficiency. This post is part of a series sponsored by Selectsys. To overcome these …

article thumbnail

Why janitors need workers’ compensation insurance

InsuranceBee

When it comes to cleaning businesses, one of the most common questions we’re asked is: do janitors need workerscompensation insurance? The post Why janitors need workerscompensation insurance appeared first on InsuranceBee Blog. It does this … Read more.