Insurance Journal

MAY 29, 2025

Liberty Mutual reported that it has reached a settlement with Travelers Insurance in a case involving a construction firm being sued by a man who was injured when he fell down an elevator shaft on a construction site. Liberty Mutual …

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Liability Commercial General Liability General Liability Insurance 200

Distinguished

FEBRUARY 24, 2025

However, for insurance brokers, the wide spectrum of restaurants represents both a challenge and an opportunity. With thousands of restaurants in Charlotte and across North Carolina, the need for comprehensive insurance coverage is vital. What Does Distinguisheds Restaurant Insurance Cover?

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Distinguished

APRIL 21, 2025

Without the right insurance, the landlord absorbs the full financial hit not just from repairs but also from lost rental income. For brokers and agents, understanding landlord insurance in Chicago is crucial for helping clients safeguard their investments while expanding business opportunities.

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Triple-I: Homeowners Insurance

MAY 15, 2025

P&C insurance industry’s financial outcomes for 2024 revealed a net combined ratio (NCR) of 96.6, Personal auto insurers reported a 2024 NCR of 95.3, Homeowners’ insurance experienced an 11.2-point By William Nibbelin, Senior Research Actuary, Triple-I The U.S. demonstrating a substantial 5.1-point

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Distinguished

MARCH 20, 2025

From devastating floods to slip-and-fall lawsuits, insuring apartment buildings is no simple task. And with rising property values, more frequent catastrophic weather events, and emerging risks like habitability claims, its never been more critical to help your clients navigate their insurance options.

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Final Expense Brokerage

JULY 3, 2024

In today's digital age, social media has become an invaluable tool for insurance agents looking to expand their client base. Here’s how to effectively use social media ads to find clients as an insurance agent. Example: Targeting New Parents If you sell life insurance, targeting new parents can be highly effective.

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Distinguished

APRIL 29, 2025

Although cities like Denver, Boulder, and Colorado Springs have thriving real estate markets, owning rental properties still comes with risks, making rental property insurance essential. Hailstorms , winter storms, and tenant-related liabilities can lead to significant financial losses if landlords are not properly insured.

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Jackson & Jackson

NOVEMBER 16, 2024

Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success. Here are the top 6 insurance policies every IT business in California should have to safeguard their operations. General Liability Insurance Even in a digital world, physical risks exist.

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Protect Commercial Insurance

MAY 24, 2024

While you may have the basic insurance policies in place, such as property and general liability insurance, there are several other essential insurance policies that you might be overlooking. It provides coverage for accidents that occur on your premises or as a result of your business operations.

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Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

Owning a business means taking on risks, but the right insurance coverage can help safeguard your hard work. At Paragon Independent Insurance Agency, we provide businesses in the greater Plano, TX area with various commercial insurance products. first appeared on Insurance Blog | Paragon Independent Insurance Agencies.

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Friendly Agent

SEPTEMBER 21, 2020

The movie tackles the lives of stockbrokers and also talks about the life of their partners, insurance agents. The world of insurance selling can be overwhelming. Many articles talk about the basics and the obligations, but in our post, we give you the details that you may have not yet read about becoming a remarkable insurance agent.

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LexisNexis

APRIL 1, 2025

Learn how to specify the insurance to be obtained in a building contract so coverage for construction risks is maximized. Impact of Climate Change on Coverage under Builder's Risk Insurance Policies for Renewable Energy Projects Explore issues that might arise under a standard builder's risk insurance policy.

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Distinguished

OCTOBER 15, 2024

Builder’s Risk Insurance covers property during the course of construction, whether it’s a new build or renovation. One common question is whether the contractor and the property owner can be named insureds on the same Builder’s Risk policy. Property owners may also choose to add Premises Liability coverage to the policy.

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Property Insurance Centre

FEBRUARY 24, 2025

Whether you’re a small business owner, contractor, or entrepreneur, understanding liability risks is crucial for survival. Get a Quote Insurance under one roof We are specialists in many types of insurance GET YOUR QUOTE GET YOUR QUOTE 1. Even if you win, the costs of defending yourself can be enormous.

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LexisNexis

MAY 6, 2025

Read now » Related Content Insurance Advertising Compliance Developments Examine advertising compliance requirements for the life and health insurance industry. Visit the Legal Developments page to see the latest topics, which also include breaking legal news and related Practical Guidance content.

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LexisNexis

FEBRUARY 4, 2025

Learn about issues that can arise for insureds and insurers when insurance policies of various durations are called upon to answer for claims and when multiple insurance policies may also apply. dictates the obligations of the respective insurers to the insured and one another.

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Policy Commercial General Liability Injury Damage 40

Mark Jackson Insurance Agency

SEPTEMBER 25, 2024

Business meeting at a conference table by Fauxels In the complex world of business operations, unforeseen events can lead to liabilities that exceed the limits of your existing insurance policies. Benefits for Businesses of All Sizes It’s a common misconception that only large corporations need commercial umbrella insurance.

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Distinguished

SEPTEMBER 10, 2024

From hurricanes on the Gulf Coast to rapid urban development in cities like Birmingham and Huntsville, the need for comprehensive Builder’s Risk Insurance has never been more critical. Distinguished’s Builder’s Risk program insures a variety of the most common construction projects.

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Top Insurance Blogs

APRIL 19, 2025

If you own a clothing store in Canada, there’s a need for you to protect your business with adequate insurance coverage. Ask any Canadian apparel retailer, and they will tell you […] The post How a Clothing Store in Canada Can Protect Itselves with Adequate Insurance appeared first on My Top Insurance Blogs.

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Mark Jackson Insurance Agency

FEBRUARY 18, 2025

Robotic hand pointing to digital designs by Tara Winstead Artificial intelligence (AI) and automation are transforming industries across the board, and business insurance is no exception. As these advancements become more prevalent, companies should understand how they affect insurance and liability concerns.

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Protect Commercial Insurance

JULY 26, 2024

Welcome to our blog post on how to maximise your business growth by securing the right commercial tailors insurance. As a tailor, it is crucial to protect your business from potential risks and liabilities. Property insurance can protect these assets from damage or loss due to fire, theft, or other covered perils.

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LexisNexis

JANUARY 28, 2025

Insuring Construction Risks through Commercial General Liability Policies Scrutinize the risks covered by the commercial general liability (CGL) policy and how to specify in a construction contract the insurance to be obtained so that coverage for construction risks is maximized.

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LexisNexis

JANUARY 28, 2025

Insuring Construction Risks through Commercial General Liability Policies Scrutinize the risks covered by the commercial general liability (CGL) policy and how to specify in a construction contract the insurance to be obtained so that coverage for construction risks is maximized.

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Scott Insurance

JANUARY 28, 2022

While insurance coverage is typically relied upon for many property-related losses, there remains a disconnect about how mold claims are often handled by the insurance industry. Generally, the only exception to this exclusion is if the mold results from another cause of loss (i.e.,

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Mark Jackson Insurance Agency

DECEMBER 16, 2024

While preparing for the year ahead, its easy to overlook one critical aspect of business planning: your business insurance coverage. Whether your company experienced growth, faced new challenges, or maintained steady operations, your insurance needs may have changed.

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Corvus

JUNE 18, 2024

General liability insurance is the most regularly purchased insurance policy among small businesses. It’s not hard to understand why — the risk of unruly equipment and product mishaps are both common and completely tangible. That’s why cyber is tricky.

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American Agents Alliance

APRIL 17, 2025

Ransomware, phishing attempts, and AI-generated fraud, cyber risks are evolving faster than most people and organizations can keep up. Learn more about digital risks in 2025 and how agents and brokers can help policyholders manage these exposures with cyber insurance. Dont wait for policyholders to ask about cyber insurance.

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Jackson & Jackson

JANUARY 10, 2024

In California’s vibrant technology sector, understanding the scope of your Cyber Liability Insurance and Data Breach Coverage is as crucial as having the coverage itself. While these policies are essential in today’s digital landscape, knowing what they do not cover is vital for complete protection.

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Liability Insurance Cyber Liability Property Damage 52

Hunton Andrews Kurth

SEPTEMBER 2, 2021

As reported on the Hunton Insurance Recovery blog, Hunton product liability and mass tort attorneys Elizabeth Reese and Alexandra Brisky Cunningham and insurance attorney Latosha Ellis recently published an article in Risk Management discussing key lessons from Peloton’s Tread+ Recall. The article discusses trends in U.S.

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Protect Commercial Insurance

OCTOBER 25, 2024

Introduction When it comes to safeguarding your business, selecting the right insurance policy is crucial. It can be quite a daunting task with so many options out there, and understanding each policy’s intricacies is essential for your peace of mind and financial wellbeing. What is your budget for business insurance?

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Scott Insurance

OCTOBER 28, 2020

Many insurance carriers use third-party crime scores to evaluate their exposure to criminal risk when underwriting general liability insurance policies. Thus, affordable housing providers are highly likely to experience a loss of coverage or relatively high insurance premiums. Read the full report here.

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Paragon Independent Insurance Agencies

NOVEMBER 15, 2024

Navigating the world of business insurance can be daunting, especially for new business owners. Here in Plano, TX, Paragon Independent Insurance Agency aims to simplify this process by breaking down essential terms you need to know to protect your business effectively.

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Business Insurance Business Interruption Professional Liability Insurance General Liability 40

Distinguished

JULY 8, 2024

Ready to boost your expertise in Hotel Primary Insurance? If you missed our recent 30-minute webinar, “Hotel Primary Insurance: A Check-In to Success for Insurance Brokers,” don’t worry. Hear from industry experts as they discuss critical differences in Hotel Primary policies and key risks to consider.

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Property Insurance Centre

JANUARY 4, 2024

Emerging Property Insurance Trends 2024 Welcome to our guide on emerging trends in the property insurance industry. As we dive into the evolving landscape of property insurance, it’s important to stay informed about the latest trends and challenges affecting the market.

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Property Insurance Commercial Property Liability Insurance 52

Distinguished

SEPTEMBER 25, 2024

All of which can cost their property or business owners millions of dollars in losses without adequate insurance coverage. This is why the popularity of Builder’s Risk insurance is growing. What Risks Does Distinguished’s Builder’s Risk Insurance Protect Against? Who Should be Named in a Builder’s Risk Policy?

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Protect Commercial Insurance

NOVEMBER 8, 2024

Introduction Running a business comes with its fair share of expenses, and one of those is commercial insurance. This guide will teach you practical ways to save money on your commercial insurance. It provides protection against a plethora of risks, including property damage, liability claims, theft, and even employee injuries.

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Distinguished

AUGUST 26, 2024

For this reason, the need for comprehensive Builder’s Risk Insurance solutions is growing. What Perils Does Distinguished’s Builder’s Risk Insurance Cover? However, a general rule of thumb for Builder’s Risk is to expect a policy to cost anywhere from 1-5% of the total project cost.

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