TGS

APRIL 18, 2025

TGS Insurance Blog As winter melts away and flowers start to bloom, its time to tackle that spring home maintenance checklist. This seasonal refresh isnt just about sprucing things upits also your chance to protect your biggest investment and avoid costly surprises that could lead to an insurance claim.

Home Insurance

Insurance Journal

JULY 23, 2024

Morgan & Morgan calls itself the nation’s largest injury law firm, with offices in most states. But perhaps the Orlando-founded firm has grown too big, too quickly, suggests a proposed class-action lawsuit that claims the firm has botched hundreds of …

Injury

Wren Insurance Agency

OCTOBER 17, 2024

At this time of year, typically due to Florida storms causing damage to our homes, there are a larger number of insurance claims than normal. Many adjusters investigate your claim by visiting your property; in person, viewing and documenting losses and damages personally. Read the full article at www.wreninsuranceagency.com

Damage

AMAXX

SEPTEMBER 10, 2024

” Prompt Appointment Scheduling Time is of the essence when an injury occurs. Efficient Communication of Medical Records Communication is critical, especially when it comes to sharing medical records with insurance claims adjusters or your company. Contact: mstack@reduceyourworkerscomp.com.

Workers Comp

TGS

NOVEMBER 1, 2024

Immediately after the accident, check yourself and your passengers for injuries. It’s also important to remember that injuries aren’t always obvious right away—adrenaline can mask pain, so be cautious even if you feel okay at first. Plus, having a police report on file can help you later when dealing with insurance claims.

Injury

Freeway Insurance

JANUARY 3, 2025

One of the primary reasons for the 2025 California car insurance increase is legislative. On January 1, 2025, California raised its minimum liability insurance requirements, nearly doubling the mandatory coverage for bodily injury and property damage. 1, 2025 is here.

Auto Insurance

TGS

NOVEMBER 18, 2024

In a no-fault state like Florida, every driver is required to carry Personal Injury Protection (PIP) coverage. This coverage is the backbone of the no-fault system, as it ensures that your insurance policy will cover: Medical Expenses: PIP typically covers a portion of your medical bills resulting from an accident, up to a certain limit.

Auto Insurance

LexisNexis

FEBRUARY 4, 2025

Read now » Related Content Allocation of Latent Injury and Damage Claims State Law Survey Examine the method used across the 50 states and the District of Columbia for allocating damages for latent bodily injury and property damage claims, sometimes called long-tail or continuous injury or damage claims.

Policy

LexisNexis

JANUARY 28, 2025

This practice note discusses project delays due to defects or deficiencies, poor coordination or communication with the owner or other members of the design/construction team, or the discovery of defects during or after the project, as well as claims involving construction accidents or personal injuries that occur within the construction area.

Commercial General Liability

LexisNexis

JANUARY 28, 2025

This practice note discusses project delays due to defects or deficiencies, poor coordination or communication with the owner or other members of the design/construction team, or the discovery of defects during or after the project, as well as claims involving construction accidents or personal injuries that occur within the construction area.

Commercial General Liability

LexisNexis

APRIL 1, 2025

Indemnity and Other Risk Allocation Mechanisms in Commercial Leases Examine common considerations concerning the use of indemnity provisions in a lease as a method to allocate among the parties the risk of claims for injury or damage to third parties related to the leased premises and adjacent areas.

Commercial General Liability

LexisNexis

SEPTEMBER 10, 2024

Workplace Violence Policies: Key Drafting Tips Review best practices for drafting workplace violence policies to inform employer's commitment to maintaining a safe working environment and to assist in defending against claims for workplace injuries caused by violence.

Policy

Zywave

SEPTEMBER 25, 2024

And while many states have fee schedules in place that help control medical cost categories, shifts in the type and volume of medical services provided, combined with increased injury and illness severity have impacted overall medical claim costs.

Workers Compensation

Shield Insurance Agency

JUNE 11, 2024

When a High Wind, Severe Thunderstorm, or Tornado Watch, is issued, immediately secure these items to avoid damage or injury once the wind starts picking up. first appeared on Blog | Shield Insurance Agency. Secure objects that would be unsafe to bring inside, such as gas grills and propane tanks.

Insurance Agency

LexisNexis

NOVEMBER 7, 2024

Relevant Facts of the Russell Case On 10/31/2017, Donate Russell, age 41, was performing his usual job duties, as an Environmental Services Technician (EVS) cleaning and disinfecting the employer’s premises, when he sustained an industrial injury requiring dental care. Earned the Self-insurance Claims Examiner Certificate.

Workers Compensation

Property Insurance Centre

JANUARY 30, 2024

Claims History: Disclose any previous insurance claims made on the property, including the date, total cost, and details of the claim. This information helps insurers assess the risk profile of the property. This insurance protects you from legal action if someone sustains an injury on your property.

Building

Risk Management Monitor

DECEMBER 8, 2022

The disclosure requirements extend to various risk financing structures, including captives, self-insurance programs, risk retention groups and surplus lines insurers. Many claims may not reach the retentions, arguably rendering the insurance policies nonresponsive to the claim.

Claim

Maritime Insurance International

JUNE 5, 2020

When buying boat insurance, you will have the opportunity to select your coverage options. Bundle discounts may be available when purchasing multiple lines of insurance through the same provider. Zero Claims. Some providers offer discounts for individuals who have not previously filed a boat insurance claim.

Insurance Policy

Protect Commercial Insurance

NOVEMBER 22, 2024

Myth 5: “Claims Process is Always Lengthy and Complex” Technological Advancements in Claims Gone are the days when filing an insurance claim was akin to navigating a labyrinth. Thanks to technological advancements, the claims process has become much more streamlined and user-friendly.

Commercial Insurance

Property Insurance Centre

JANUARY 4, 2024

Insureds may need to reassess their coverage needs and consider adjusting their limits to ensure sufficient protection in the face of rising risks and potential catastrophic events. Underwriting profits and low claim frequency contribute to this stability. Underwriting profits and low claim frequency contribute to this stability.

Property Insurance

LexisNexis

NOVEMBER 8, 2024

This transformation brings with it new challenges in workforce training, job displacement, and the very definition of what constitutes a compensable injury in an AI-augmented workplace. As Baby Boomers delay retirement, working well into their 60s and 70s, they bring valuable experience but also increased risk of age-related injuries.

Workers Compensation

Hunton Andrews Kurth

JULY 16, 2021

Specifically, the ATVs exceed mandatory maximum speed limits for youth ATVs, posing a risk of a high-speed crash that could lead to serious injury or death. These products do not meet the CPSC’s mandatory safety standards. The CPSC issued the same warning for another brand of youth ATVs a few months earlier.

General Liability

TGS

JANUARY 28, 2025

Water damage is one of the most common home insurance claims, so taking preventive steps here is key. Trip hazards or misplaced nails can lead to injuries, which may not always be covered by your insurance if negligence is involved. Hiring licensed plumbers can save you from future headaches. Ready to Renovate?

Home Insurance