Rough Notes

JULY 1, 2025

INSURANCE-RELATED COURT CASESDigested from case reports published onlineCOURT DECISIONS State code question debated Casey Cotton was involved in a car collision with Caleb and Adriane Crabtree, resulting in severe injuries to Caleb.

Injury

Rough Notes

FEBRUARY 4, 2025

INSURANCE-RELATEDCOURTCASES Digested from case reports published online Bad day for driver In 2018, Marcus Fear was involved in a rear-end collision for which he was not at fault. As a result of the accident, he suffered injuries and received medical treatment. With […]

Injury

Prof. Allan Manning

FEBRUARY 3, 2025

However, if a terrorist caused a flood and flood was not a defined peril covered by the policy there would be no coverage for the Insured. Some policies reviewed only exclude death and injury as a result of an Act of Terrorism. There are a few Policies with Optional Accidental Damage which do not have an Exclusion.

Policy

LexisNexis

MAY 6, 2025

Read now » Related Content Insurance Advertising Compliance Developments Examine advertising compliance requirements for the life and health insurance industry.

Commercial General Liability

Scott Insurance

JANUARY 28, 2022

While insurance coverage is typically relied upon for many property-related losses, there remains a disconnect about how mold claims are often handled by the insurance industry. Risk Management Considerations There are many factors that come into play when considering the environmental conditions that lead to the growth of mold.

General Liability

LexisNexis

MAY 20, 2025

Cannabis Legalization and the Insurance Industry Discover the nuances of disparate state laws on both medical and recreational use and the conflicting interplay between state and federal cannabis laws.

Workers Compensation

Jackson & Jackson

AUGUST 16, 2024

What is Homeowners Insurance? Homeowners insurance is a crucial financial safety net for homeowners, providing protection in the event of property damage, loss of personal belongings, or liability for injuries that occur on the premises.

Insurance

Triple-I: Homeowners Insurance

DECEMBER 3, 2024

Opaque, ill-defined language empowers predatory “ billboard attorneys ” to define these terms themselves, contributing to pervasive policyholder distrust, said Jeff Sauls, Farmers Insurance head of legislative affairs.

Out-Of-Pocket

Property Insurance Centre

JANUARY 4, 2024

Emerging Property Insurance Trends 2024 Welcome to our guide on emerging trends in the property insurance industry. As we dive into the evolving landscape of property insurance, it’s important to stay informed about the latest trends and challenges affecting the market. Hurricane Harvey 2017 92.0

Property Insurance

Triple-I: Workers Compensation

APRIL 20, 2021

Similar federal “safe harbor” legislation for the insurance industry – the Clarifying Law Around Insurance of Marijuana Act (CLAIM Act) – was introduced last month. The CLAIM Act would let these businesses obtain insurance to cover the same risks of theft, damage, injury, loss, and liability as all other businesses.

Risk

Bankers Insurance

MAY 16, 2024

In most cases, home insurance policies include personal liability coverage. Homeowners can submit a claim if they are at fault for another party’s losses, such as bodily injuries and property damage. Reduce liability risks. Explore discounts.

Home Insurance

Jackson & Jackson

MAY 22, 2024

Additionally, it can provide coverage for business interruption, tenant improvements, and liability claims arising from third-party injuries or property damage on the premises. Insurers may adjust their pricing or coverage options based on the property’s vulnerability to climate risks.

Property Insurance

Bankers Insurance

JULY 8, 2024

Basic coverage usually includes reimbursement for trip cancellation, interruption and delay because of illness, bad weather, baggage loss or delay, medical insurance and medical evacuation (in case of illness or injury during travel) and a 24-hour assistance telephone line.

Insurance

Risk Management Monitor

OCTOBER 25, 2022

The insurance industry has already seen several supply chain and inflation-driven Security Class Action claims. Claims teams are seeing social inflation across most lines of business today, most prominently in bodily injury, wrongful death, EPL, and sexual abuse/molestation liability. Both impact the bottom line.

Risk

Bankers Insurance

MAY 8, 2024

Wear protective clothing and be cautious when cleaning up to avoid injury. Avoid drinking or preparing food with tap water until you are sure it’s not contaminated. Check refrigerated food for spoilage. If in doubt, throw it out. Use the telephone only for emergency calls.

Damage

Redbird Agents

JUNE 14, 2024

Unless you’re securities licensed and registered with FINRA, you cannot market your services as financial planning as fixed and indexed annuities are insurance products. Agent’s falsifying as financial planners is a common problem in the insurance industry, make sure you are working within all your compliance guidelines.

Life Insurance

Word & Brown

JANUARY 23, 2025

If only I had known what was ahead when I got into the health insurance industry in the early 2000s. million Americans were without health insurance. The ACA was not something I could have foreseen when I first entered the health insurance industry 20 years ago. 1: Declining uninsured individuals.

Out-Of-Pocket