TGS

MARCH 17, 2025

But heres the catch: while snagging a bargain feels great, going too leanlike with liability only auto insurancecan leave you vulnerable in ways you might not expect. So, lets break it down: what exactly is liability only auto insurance, and what risks are you signing up for if you roll with it? So, When Does Liability Only Make Sense?

Auto Insurance

Triple-I: Homeowners Insurance

FEBRUARY 13, 2025

Injury claim severity in the state is slightly higher than in the rest of the country. Property damage liability claims per 100 insured vehicles are 15 percent higher, and relative body injury claims frequency is 60 percent higher. The five-year average count for liability claims increased 24.9

Commercial General Liability

Boyle Agency Insurance

APRIL 4, 2025

It ensures that the contractor is financially equipped to handle damages or injuries that may occur on-site. Understanding Liability Coverage Contractors should have liability coverage, protecting against property damage or bodily injury occurring during the project.

Property Damage

AMAXX

MAY 6, 2025

In fact, bad hires aren’t just a performance issuethey are a financial and legal liability , particularly in industries where physical labor increases the risk of injury. First-Year Employees Drive Claims and Costs Beyond poor performance, bad hires can quickly become workplace injury liabilities.

Workers Comp

Distinguished

MAY 19, 2025

From kitchen fires and equipment breakdowns to liability claims and utility outages, restaurants operate in an environment where a single incident can lead to costly interruptions or legal exposure. General Liability Coverage Restaurants are high-traffic spaces. What is a Business Owners Policy (BOP)?

Policy

AMAXX

MAY 6, 2025

Hiring is more than finding the right resume or filling a seatits the first and most important line of defense in preventing workplace injuries and reducing workers comp costs. Employers struggling with first-year injuries, high turnover, or repeat claims often have something in common: a reactive hiring process.

Workers Comp

Shield Insurance Agency

JUNE 19, 2025

Liability Protection Liability insurance protects against claims of bodily injury or property damage to third parties, covering legal costs, settlements, and judgments, thus offering peace of mind.

Business Insurance

Mark Jackson Insurance Agency

MARCH 19, 2025

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk. This coverage is required in most states.

Workers Compensation

American Agents Alliance

JUNE 12, 2025

Discuss these often-overlooked risks with policyholders: Cyber Liability for Small Businesses Commercial clients of any size can be targets for cyber attacks. Personal Injury Losses in General Liability Policies An endorsement is often needed for personal and advertising injury in CGL policies as some afford coverage but with exclusions.

Claim

LexisNexis

JULY 1, 2025

Allocation of Latent Injury and Damage Claims State Law Survey Examine the method adopted in each of the 50 states and the District of Columbia of allocating damages for latent bodily injury and property damage claims, which are also called long tail or continuous injury or damage claims.

Policy

Protect Commercial Insurance

MAY 9, 2025

Here are some ways insurance protects your business: – Coverage for Damages : Whether it’s damage to property or compensation for injury claims, insurance can cover these costs, ensuring your cash flow isn’t disrupted. Many types of business insurance, such as Employers Liability Insurance, are legally required in the UK.

Liability Insurance

Mark Jackson Insurance Agency

JUNE 16, 2025

Overlooking Liability Exposures Not all liability is covered by a standard general liability policy. How to avoid it: Ask about a home-based business endorsement or a standalone business policy that protects your equipment, liability, and income. We can help explore different options to find the right fit.

Commercial Insurance

Protect Commercial Insurance

JUNE 20, 2025

– Public Liability Insurance : Protects against claims made by third parties for injuries or damages occurring on your office premises. – Employer’s Liability Insurance : Required by law if you employ staff. It covers compensation claims from employees in case of workplace injuries or illnesses.

Protection

Distinguished

MARCH 20, 2025

Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations. These legal factors are critical when it comes to determining liability in cases where unresolved violations have led to damages or injuries. Yes, indeed.

Broker

Distinguished

MARCH 20, 2025

Unlike single-family homes, apartment complexes face heightened risks damage from one unit can quickly spread to others, liability claims can stem from common areas, and evolving building codes can demand costly upgrades. General liability : Covers the costs of fighting litigation plus covered damages that might come from it.

Building

AMAXX

AUGUST 1, 2025

Step 4: Use Evidence-Based Medicine to Set Expectations Every injury has a range of expected recovery times. Action: C ompare the projected recovery time to injury duration guidelines. Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers’ Comp Training Center. And those can be fixed.

Workers Comp

Simply Insurance

JUNE 11, 2025

How Much Is Aircraft Mechanic Liability Insurance? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. What Type Of Liability Coverage Should A Landlord Carry In West Virginia?

Insurance Quotes

Distinguished

APRIL 23, 2025

Additionally, there will be increased scrutiny for communities that are in the areas surrounding these facilities as there is an increased bodily injury component due to potential impact to humans. The lawsuits are mainly related to bodily injury claims for both workers and people in the surrounding communities who have developed cancer.

Liability

Simply Insurance

JUNE 12, 2025

How Much Is Aircraft Mechanic Liability Insurance? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. What Type Of Liability Coverage Should A Landlord Carry In North Carolina?

Insurance Quotes

Simply Insurance

JUNE 10, 2025

How Much Is Aircraft Mechanic Liability Insurance? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. What Type Of Liability Coverage Should A Landlord Carry In New Hampshire?

Insurance Quotes

Simply Insurance

JUNE 12, 2025

How Much Is Aircraft Mechanic Liability Insurance? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. What Type Of Liability Coverage Should A Landlord Carry In Wyoming?

Insurance Quotes

TGS

MARCH 4, 2025

Specifically, drivers need: $10,000 in Personal Injury Protection (PIP) : Covers medical expenses for you and your passengers, regardless of whos at fault. 10,000 in Property Damage Liability (PDL): Pays for damage you cause to someone elses property in an accident. How to Avoid the Pitfalls of Driving Uninsured The good news?

Auto Insurance

Distinguished

JUNE 2, 2025

Harsh winters, severe storms, aging infrastructure, and liability claims can all turn a profitable property into a financial setback without proper insurance. Under Ohio premises liability law , property owners are frequently held liable for injuries sustained on their properties, making liability coverage crucial.

Liability

Simply Insurance

JUNE 9, 2025

How Much Is Aircraft Mechanic Liability Insurance? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. What Type Of Liability Coverage Should A Landlord Carry In Minnesota?

Insurance Quotes

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

It helps cover accidents, repairs, and liability claims, ensuring your business isn’t financially burdened by unexpected incidents. Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations.

Commercial Insurance

Distinguished

MARCH 19, 2025

Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations. These legal factors are critical when it comes to determining liability in cases where unresolved violations have led to damages or injuries. Yes, indeed.

Building

Distinguished

JUNE 30, 2025

Alcohol liability: Serving alcohol is a lucrative business, but it comes with liability risks. Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims. This includes common risks like theft or fire damage but also more niche coverages like food spoilage and cyber liability.

Liability

Distinguished

JUNE 30, 2025

Alcohol liability: Serving alcohol is a lucrative business, but it comes with liability risks. Over-serving patrons can lead to accidents, injuries, or property damage, exposing restaurants to legal claims. This includes common risks like theft or fire damage but also more niche coverages like food spoilage and cyber liability.

Liability

Simply Insurance

JUNE 10, 2025

How Much Is Aircraft Mechanic Liability Insurance? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. What Type Of Liability Coverage Should A Landlord Carry In Maryland?

Insurance Quotes

Simply Insurance

JUNE 28, 2025

How Much Is Aircraft Mechanic Liability Insurance? Home insurance covers your personal property and liability if you are legally liable for injuries or damages caused to someone else. Drone Insurance Drone Insurance Quotes Pilot Insurance Pilot Insurance Quotes How Much Is Student Pilot Insurance?

Home Insurance

Simply Insurance

JUNE 10, 2025

How Much Is Aircraft Mechanic Liability Insurance? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. What Type Of Liability Coverage Should A Landlord Carry In Louisiana?

Insurance Quotes

AMAXX

JULY 7, 2025

Click Link to Access Free PDF Download “4-Step Sequence For Effective Employee Screening, Hiring, & Placement” But when those lies hide deeper truths—like a history of injuries, physical limitations, substance abuse issues, or a pattern of dishonesty—they can quickly become major liabilities.

Workers Comp

Simply Insurance

JUNE 16, 2025

How Much Is Aircraft Mechanic Liability Insurance? Business insurance policies protect you against lawsuits, employee injuries, cyber security attacks, and property damage. Drone Insurance Drone Insurance Quotes Pilot Insurance Pilot Insurance Quotes How Much Is Student Pilot Insurance? How Much Is Senior Pilot Insurance?

Insurance Quotes

Paragon Independent Insurance Agencies

JUNE 16, 2025

This means that if something goes wrong, such as a fire, water damage, or an injury on the property, your existing coverage may not apply. Do You Need Landlord Insurance? In most cases, yes. Once you’re no longer living in the home full-time, you’ll likely need a landlord insurance policy.

Insurance Agency

Simply Insurance

JUNE 11, 2025

How Much Is Aircraft Mechanic Liability Insurance? However, bear in mind that the final price will vary for all landlords depending on where you reside, your building, liability coverage options, your credit history, deductible, and other plan options. What Type Of Liability Coverage Should A Landlord Carry In Wisconsin?

Insurance Quotes

Simply Insurance

JUNE 9, 2025

How Much Is Aircraft Mechanic Liability Insurance? If youre renting a property, your landlord insurance policy will cover the structure and land and provide enhanced general liability insurance to ensure you dont have to worry about legal costs. How Much Is Senior Pilot Insurance?

Insurance Quotes

Simply Insurance

JUNE 28, 2025

How Much Is Aircraft Mechanic Liability Insurance? However, bear in mind that the final price will vary for all condo owners depending on where you reside, your deductible amount, liability coverage options, and other plan options. The HOAs "master policy" in New Jersey typically covers damage and personal injury.

Insurance Quotes