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Why Reporting Small Claims Pays Off in ERA States

AMAXX

When it comes to workerscompensation, small claims might seem harmless. The Experience Rating Adjustment (ERA) is one of the best-kept secrets in workers’ comp cost control. ERA rules apply in about 35 states and were designed to encourage employers to report medical-only claims rather than quietly paying them out-of-pocket.

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The Hidden Cost of Letting Injured Employees Stay Home

AMAXX

Imagine this: One injured employee stays out of work for 35 extra days. At an average indemnity cost of $250/day, plus $3,000 for replacement labor, the total out-of-pocket cost is $11,750. Multiply that by several injuries—and you’ll see how quickly those numbers can spiral out of control. Seems manageable, right?

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How to Build a Workers’ Comp Program That Runs Itself: The Power of Systematized Communication

AMAXX

Managing workers compensation can feel like playing whack-a-mole. One day its a delayed report, the next its an escalating claim or a frustrated injured worker. Thats not a dream its a reality for organizations that implement clear, consistent communication systems within their workers comp process.

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Tax Season Spotlight: Word & Brown Offers Smart Ways Your Clients Can Save Money – on Taxes and Elsewhere, Too

Word & Brown

Its nearly everyones least favorite time of year: tax season. But, working with Word & Brown, you have access to a broad range of plans, products, and services that offer potential tax and other savings to your individual and group insurance clients. The IRS allows deduction of eligible unreimbursed medical expenses that exceed 7.5%

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Blog Post: Larson’s Workers’ Compensation Law Case Spotlights (Fall 2024)

LexisNexis

Robinson, co-author, Larson’s WorkersCompensation Law Editorial Note: All section references below are to Larson’s WorkersCompensation Law, unless otherwise indicated. Illinois Workers’ Comp. The court agreed that the fact that the inspector was not traveling at the time of his injury was not controlling.

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Travel Insurance for Businesses

Bankers Insurance

Basic coverage usually includes reimbursement for trip cancellation, interruption and delay because of illness, bad weather, baggage loss or delay, medical insurance and medical evacuation (in case of illness or injury during travel) and a 24-hour assistance telephone line. For example, insurance for a $2,000 trip may cost $80 to $160.