Injury Premium Workers Comp 
AMAXX
MARCH 24, 2025
In this three-part series, we are examining nine elements of independent premium audits to help you better understand and control your workers’ compensation premiums. These foundational aspects are crucial for ensuring accurate premium calculations and avoiding costly mistakes.
AMAXX
MAY 19, 2025
The workers compensation system may feel like a complex web of insurance premiums, claims adjusters, and legal disputesbut at its core, its rooted in one simple idea: a compromise. Railroad workers, miners, & factory employees were routinely exposed to serious hazards on the job. Thus, the Grand Bargain was born.
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AMAXX
MARCH 24, 2025
When an employer receives a revised workers’ compensation premium bill, the accuracy of the bill can be uncertain and confusing. To ensure fairness and correctness, an independent premium audit is highly recommended. Payroll Information A critical step in any premium audit is the review of an employer’s payroll.
AMAXX
JULY 1, 2025
If there’s one universal truth in workers’ compensation, it’s this: The best claim is the one that never happens. Injuries occur, costs mount, and safety meetings become reactive discussions about what went wrong rather than proactive strategies to keep workers safe. The same injuries happen again and again. The result?
AMAXX
JUNE 17, 2025
Click Link to Access Free PDF Download “13 Research Studies to Prove Value of Return-to-Work Program & Gain Stakeholder Buy-In” In this post, we’ll explore what the Return-to-Work Ratio is, why it’s so important, and how you can use it to drive better results across your workers’ comp program.
AMAXX
MAY 27, 2025
In reality, workers comp costs are one of the most controllable expenses in your organization. If you’re serious about lowering premiums, reducing claim durations, and improving outcomes for injured workers, start by identifying and correcting these ten common pitfalls.
AMAXX
JULY 17, 2025
These two factors can dramatically influence your experience modification factor (mod) and ultimately how much you pay for workers’ comp insurance. means fewer-than-expected claims and lower premiums. indicates higher-than-expected losses and higher premiums. They Influence Your Premium Basis. A mod of 1.00
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