Triple-I: Homeowners Insurance

JUNE 3, 2025

Injuries on vacant property can lead to significant financial losses. While these policies tend to be more expensive than standard homeowners insurance, they provide critical protection. Vacant home policies often still include protection for sudden and accidental events, such as a pipe bursting due to freezing temperatures.

Theft

AMAXX

JULY 22, 2025

Let’s go behind the scenes to understand how it works—and how employers can better partner with their TPA or network to protect their bottom line. Stack is the creator of Injury Management Results (IMR) software and founder of Amaxx Workers’ Comp Training Center. That’s where expert review comes in. All state laws vary.

Workers Comp

Distinguished

MARCH 20, 2025

In this guide, we break down the key coverages every apartment building owner needs, highlight common claims, and show you how to offer tailored solutions that keep your clients protected in an ever-changing market. Earthquake and flood coverage : Provides protection for damage to the building and common areas caused by earthquakes or floods.

Building

Protect Commercial Insurance

JULY 18, 2025

And finally, there must be damages – a real injury or financial loss. The good news is that protecting yourself is often about putting a few solid habits in place. At Protect Insurance, we’re experienced commercial insurance and mortgage brokers, and we understand the pressures small businesses face. That’s where we can help.

Liability

Mark Jackson Insurance Agency

APRIL 21, 2025

Crutches leaning against a wall by Anna Shvets Workplace injuries affect more than just your team. For business owners, preventing injuries is key to protecting employees, maintaining productivity, and minimizing workers compensation claims. Training is another effective tool for injury prevention.

Workers Compensation

AMAXX

MAY 19, 2025

When injuries occurred, the only recourse available to the worker was to sue their employer for negligence. Small companies especially found themselves at risk of being put out of operation entirely after just one major injury claim. Meanwhile, employers gained cost predictability and protection from financially crippling lawsuits.

Workers Comp

Frankenmuth Insurance

JANUARY 23, 2025

Workplace safety helps protect employees, profits, and operations. Wellness programs reinforce healthy habits and can reduce the risk of workplace injuries and illnesses. Thats why it should always be top of mind. Start following these five workplace safety tips now. Develop a safety plan. Implement a workplace wellness program.

Risk

Boyle Agency Insurance

APRIL 4, 2025

It ensures that the contractor is financially equipped to handle damages or injuries that may occur on-site. Understanding Liability Coverage Contractors should have liability coverage, protecting against property damage or bodily injury occurring during the project.

Property Damage

AMAXX

MAY 6, 2025

Hiring is more than finding the right resume or filling a seatits the first and most important line of defense in preventing workplace injuries and reducing workers comp costs. Employers struggling with first-year injuries, high turnover, or repeat claims often have something in common: a reactive hiring process.

Workers Comp

AMAXX

MARCH 4, 2025

Employees who are uncertain about their job security are more likely to seek legal representation as a protective measure. Past Negative Experiences : If a company has a history of poorly handling claims or has terminated employees following an injury, fear will be heightened. The consequences of these fears are significant.

Workers Compensation

Shield Insurance Agency

JUNE 19, 2025

Business insurance protects you/your business against various risks and potential financial losses that can arise from unexpected events or claims. Peace of Mind Knowing your business is protected against various risks reduces stress for business owners, allowing you to focus on growth and operations.

Business Insurance

AMAXX

JULY 17, 2025

Click Link to Access Free PDF Download “How to Calculate Your Minimum Experience Mod, Controllable Premium & the Revenue Impact” Let’s look at how payroll and class codes affect your mod, and how to keep them accurate to protect your bottom line. Protect you from costly audit surprises. What Is the Experience Mod?

Workers Comp

Distinguished

MAY 19, 2025

A Business Owners Policy, commonly known asa BOP bundles essential protections like property, general liability, and liquor liability into one streamlined solution. This type of insurance is especially valuable for restaurants looking to simplify their coverage without sacrificing protection. What is a Business Owners Policy (BOP)?

Policy

AMAXX

MARCH 18, 2025

This opens the door to exaggerated injuries, unrelated medical issues being attributed to work, and even outright fraudulent claims. Heres how: Establish a Clear Injury Investigation Process Not all injuries that occur at work are work-related, and not all reported injuries are legitimate.

Workers Compensation

AMAXX

MAY 27, 2025

Set benchmarks, monitor performance, and proactively train your supervisors and staff before the next injury occurs. Establish a clear baseline for each new hire so you can manage future injuries more accurately. Workers comp is not just a cost centerits a strategic opportunity to protect your people and your bottom line.

Workers Comp

Protect Commercial Insurance

MAY 9, 2025

Protecting Your Business from Financial Losses Imagine a scenario: it’s a typical busy Friday afternoon, your shop is bustling with customers, and suddenly, an unexpected incident occurs. Insurance helps protect those investments from potential losses due to theft, fire, or other damages.

Liability Insurance

Mark Jackson Insurance Agency

MARCH 19, 2025

From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk. This coverage is required in most states.

Workers Compensation

McMahon Insurance Agency

JULY 15, 2025

Key Takeaways Personal insurance protects your health, home, vehicle, and financial stability from unexpected events, injuries, or legal claims. Health […]

Injury

AMAXX

JUNE 24, 2025

And when an employee feels like their livelihood is threatened—or that they’re being cast as dishonest—it’s easy to see why they seek legal protection. Something like: “Hey John, I heard about your injury—just wanted to say we miss you at the shop and hope you’re on the mend. Within 48–72 hours of the injury. What should it say?

Workers Comp

American Agents Alliance

JUNE 12, 2025

Read on to learn more about how to avoid coverage gaps that can lead to E&O claims while helping ensure policyholders are protected. Personal Injury Losses in General Liability Policies An endorsement is often needed for personal and advertising injury in CGL policies as some afford coverage but with exclusions.

Claim

Mark Jackson Insurance Agency

JUNE 16, 2025

How to avoid it: Select a deductible that balances affordability with financial protection. How to avoid it: Ask about a home-based business endorsement or a standalone business policy that protects your equipment, liability, and income. We can help explore different options to find the right fit.

Commercial Insurance

New Jersey Workers' Comp

FEBRUARY 4, 2025

Once the funds are properly exhausted, Medicare will resume coverage for injury-related medical care. The goal of establishing an MSA is to set aside sufficient funds to cover the lifetime cost of medical expenses that would otherwise be payable by Medicare for work-injury related conditions. See, Section 4.2.

Workers Compensation

AMAXX

JULY 14, 2025

The Risk of Unreported Injuries Even more dangerous than the direct cost is the risk lurking behind unreported injuries. Unreported injuries can: Become expensive later. When you report claims properly, you preserve your legal protections, ensure proper care for your employees, and reduce the risk of financial surprises.

Claim

Triple-I: Workers Compensation

MAY 20, 2025

Workers compensation is a product where compassion and analytics work hand-in-hand protecting and caring for employees, while also leveraging data to make the entire system more effective and sustainable, Ryan said. Continued strong results Workers comp remains financially fit, according to NCCI Chief Actuary Donna Glenn, FCAS, MAAA.

Workers Comp

TGS

MARCH 4, 2025

Specifically, drivers need: $10,000 in Personal Injury Protection (PIP) : Covers medical expenses for you and your passengers, regardless of whos at fault. Driving without insurance in Florida puts you at risk of footing the bill for injuries, repairs, and legal fees entirely on your own.

Auto Insurance

AMAXX

JULY 30, 2025

Multiply that by several injuries—and you’ll see how quickly those numbers can spiral out of control. How the Cost Adds Up When an employee stays out of work after an injury, you’re not just paying their workers’ compensation indemnity benefits. But that’s not the full story.

Workers Comp

Insurance Journal

JULY 29, 2025

Florida may have had some of the highest property and auto insurance rates in the country in recent years, but so far this year, the largest auto insurers have filed for rate decreases averaging about 6%, regulators said. “We are …

Auto Insurance

Distinguished

JUNE 2, 2025

Our specialized landlord insurance programs are designed to protect Ohio property owners against the specific risks they face — and help brokers deliver tailored, reliable coverage to their clients. Standard homeowners insurance simply doesn’t provide adequate protection for rental properties in Ohio.

Liability

Distinguished

APRIL 23, 2025

In January 2025, the EPA released an interim registration review decision for ethylene oxide pesticide risk reduction requirements to protect workers who use ethylene oxide for sterilization purposes and to protect people who work, live, and go to school near sterilization facilities. What Does This Mean?

Liability

Paragon Independent Insurance Agencies

FEBRUARY 28, 2025

So, how do you determine which commercial insurance products will best protect your business? Beyond vehicle coverage, you may also need general liability insurance, which protects against third-party claims for injuries or property damage during business operations. We understand that every company has different needs.

Commercial Insurance

Simply Insurance

JUNE 12, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. If your home becomes uninhabitable, your income loss protection will come into action, reimbursing the rent that your tenant was supposed to pay.

Insurance Quotes

Simply Insurance

JUNE 10, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. If your home becomes uninhabitable, your income loss protection will come into action, reimbursing the rent that your tenant was supposed to pay.

Insurance Quotes

Majesco

JUNE 26, 2025

As a dear InsurTech Influencer, Lisa Wardlow shared with me…insurance operating models were not actually designed, they were inherited, patched, and protected by tradition and habit. It means redefining the business and breaking away from outdated business assumptions that are no longer relevant.

Agents

AMAXX

MARCH 10, 2025

Pressure in an Uncertain Job Market When layoffs occur, employees might rush to file claims for minor injuries they’ve previously worked through, feeling pressured by the uncertain job market. Invite them to tour your facility beforehand to enhance their understanding of potential injury contexts.

Workers Comp

Simply Insurance

JUNE 9, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. With a Landlord Insurance policy you can protect your rental property from several losses. Click on your state to find out more.

Insurance Quotes

Simply Insurance

JUNE 11, 2025

Below we discuss the different types of landlord insurance coverages in detail: DP1 - Dwelling A named-peril policy (DP-1) is an insurance policy that protects you against a specific hazard. If your home becomes uninhabitable, your income loss protection will come into action, reimbursing the rent that your tenant was supposed to pay.

Insurance Quotes

AMAXX

JULY 10, 2025

The New Hire Injury Spike: By the Numbers Multiple studies back up what many employers already suspect: 35% of all workplace injuries happen in the first year. New hires in the first month are at 4–6 times greater risk of injury than longer-term employees. 44% of construction injuries hit first-year workers.

Injury