AMAXX

MAY 6, 2025

But when it comes to the workers compensation system, a rushed or poorly evaluated hire can be far more costly than leaving a role vacant for a few extra weeks. In fact, bad hires aren’t just a performance issuethey are a financial and legal liability , particularly in industries where physical labor increases the risk of injury.

Workers Comp

AMAXX

FEBRUARY 24, 2025

The injury coordinator can evaluate these aspects of both telephonic case management and field-based case management by first emailing the adjuster and stating the above. Also, the injury coordinator should know whether your NCM is an RN or a Licensed Practical Nurse (LPN). Can we get a list of all claims that have NCM assigned?

Workers Compensation

AMAXX

JULY 22, 2025

This is where medical bill review (MBR) becomes an essential part of any effective workers’ compensation cost containment strategy. High-Risk Areas: Where Overcharges Hide While billing errors can happen anywhere, certain areas are particularly vulnerable to abuse or misinterpretation: 1. That’s where expert review comes in.

Workers Comp

AMAXX

JULY 21, 2025

In workers’ compensation, some of the most expensive decisions happen in the first few minutes after an injury. Enter nurse-led injury triage —one of the most cost-effective and underutilized tools in workers’ comp. What Is Injury Triage? A knee-jerk trip to the emergency room. A questionable diagnosis.

Injury

AMAXX

JULY 17, 2025

When it comes to workers’ compensation costs, many employers focus on claims management, safety programs, and return-to-work initiatives. These two factors can dramatically influence your experience modification factor (mod) and ultimately how much you pay for workers’ comp insurance. What Is the Experience Mod? A mod of 1.00

Workers Comp

LexisNexis

FEBRUARY 5, 2025

By Christopher Mahon, LexisNexis Legal Insights Contributing Author A September 2024 study from the Workers Compensation Research Institute indicates that workers represented by an attorney in workers compensation claims receive substantially more payments than workers who are not represented by an attorney.

Workers Compensation

AMAXX

FEBRUARY 10, 2025

Supervisors in the workplace, much like a championship teams defense, play a pivotal role in injury management. Their response in the first moments after an injury determines whether the process leads to a smooth recovery or spirals into an expensive, drawn-out claim. Research by Scott W. Heres a step-by-step guide for supervisors: 1.

Injury

AMAXX

MARCH 18, 2025

When a workplace injury occurs, selecting the right physician is a critical factor in ensuring a smooth recovery and return to work. While using an approved network is necessary for insurance and cost-control reasons, not all doctors within the network are equally effective at managing workplace injuries.

Workers Comp

AMAXX

MAY 19, 2025

The workers compensation system may feel like a complex web of insurance premiums, claims adjusters, and legal disputesbut at its core, its rooted in one simple idea: a compromise. Railroad workers, miners, & factory employees were routinely exposed to serious hazards on the job. Thus, the Grand Bargain was born.

Workers Comp

AMAXX

MAY 6, 2025

But whats often missed is that onboarding is one of the most critical safety tools in a companys injury prevention strategy. Injury rates dont spike after years on the jobthey surge within the first few days and weeks of employment. 44% of construction injuries are first-year incidents.

Injury

AMAXX

MAY 27, 2025

In the world of workers compensation, few factors have a more immediate and measurable impact on claim outcomes than lag time the delay between when an injury occurs and when it is reported to the carrier or third-party administrator (TPA). Set a Clear Goal The gold standard for reporting an injury should be within 10 minutes.

Claim

Triple-I: Workers Compensation

MAY 20, 2025

William Nibbelin, Senior Research Actuary, Triple-I Economic uncertainty, industry-specific trends, and evolving risks were the focus of the NCCI Annual Insights Symposium (AIS) 2025 a key event for the workers compensation industry. Key Findings Premium: Workers compensation net written premium decreased by 3.2

Workers Comp

AMAXX

JULY 15, 2025

When it comes to workers’ compensation costs, few topics spark more debate—and confusion—than the question: Which is worse for my experience mod: many small injuries or one big one? Your experience mod is essentially your company’s credit score for workers’ comp. Prevent injuries before they happen. is average.

Workers Comp

AMAXX

MAY 6, 2025

Hiring is more than finding the right resume or filling a seatits the first and most important line of defense in preventing workplace injuries and reducing workers comp costs. Employers struggling with first-year injuries, high turnover, or repeat claims often have something in common: a reactive hiring process.

Workers Comp

AMAXX

JULY 7, 2025

And while a little résumé fluff might seem harmless, the consequences can be anything but—especially when it comes to workers’ compensation costs and workplace safety. Dishonest hires are more prone to actively disengage, cut corners, and disregard safety protocols —raising the risk of accidents and injuries.

Workers Comp

AMAXX

MARCH 4, 2025

By shifting your perspective from compliance-as-burden to compliance-as-advantage, you can leverage OSHA requirements to create a safer, more productive workplace, reduce workers compensation costs , and enhance your company’s reputation. OSHA Compliance as a Cost-Saving Strategy Workplace injuries are expensive.

Workers Comp

AMAXX

MAY 13, 2025

With just five core metrics , you can quickly diagnose the health of your workers compensation program , prioritize where to act, and measure your progress over time. Total Recordable Incident Rate (TRIR) Why it matters: TRIR, an OSHA metric, tracks how often injuries happen. These metrics arent just numbers.

Workers Comp

Mark Jackson Insurance Agency

MARCH 19, 2025

Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. Without the right coverage, unforeseen challenges—such as property damage, employee injuries, or legal issues—could put your investment at risk.

Workers Compensation

AMAXX

JULY 14, 2025

When it comes to workers’ compensation, small claims might seem harmless. The Risk of Unreported Injuries Even more dangerous than the direct cost is the risk lurking behind unreported injuries. Unreported injuries can: Become expensive later. At first glance, it feels like a smart move. Not always.

Claim

AMAXX

MARCH 17, 2025

There are elements in your workers compensation program that may be creating challenges without you even realizing it. Drivers of Human Behavior in Workers Compensation The science of human behavior has been studied extensively, and one of the most insightful works on the subject is Drive by Daniel Pink.

Workers Comp

AMAXX

MARCH 24, 2025

General Exclusions Some roles carry such distinct risks or differ significantly from an employers core operations that they’re classified separately. These employees, known as “general exclusions,” require their payroll to be reported and calculated separately, directly influencing workers compensation premiums.

Workers Comp

AMAXX

FEBRUARY 17, 2025

Click Link to Access Free PDF Download “Avoid the 3 Primary Reasons Injured Workers Hire Attorneys” Common Communication Gaps Workers compensation attorneys frequently cite communication breakdowns as the primary reason injured workers seek legal representation.

Workers Comp

AMAXX

JULY 30, 2025

Multiply that by several injuries—and you’ll see how quickly those numbers can spiral out of control. How the Cost Adds Up When an employee stays out of work after an injury, you’re not just paying their workers’ compensation indemnity benefits. But that’s not the full story.

Workers Comp

Scott Insurance

JULY 3, 2025

Workplace injuries in physically demanding industries like construction, hospitality, manufacturing and transportation are costly, with heightened risk early in employment. While costly, these injuries are often preventable. What Is a Post-Offer Medical Questionnaire? Readers should contact legal counsel for legal advice.

Injury

AMAXX

MARCH 10, 2025

Proper layoff planning isn’t just about handling employment transitions; it’s crucial for controlling claims costs and ensuring that resources are available to support genuinely injured workers. Invite them to tour your facility beforehand to enhance their understanding of potential injury contexts.

Workers Comp

Insurance Journal

JULY 13, 2025

It may come as no surprise that heat-related worker injury claims rise on hot days, but the magnitude of the increase is an eye-opener. As temperatures skyrocketed during early summer heat waves across the United States, the Workers Compensation Research …

Worker Injury

AMAXX

APRIL 30, 2025

When a workers compensation claim spirals into a costly, prolonged, or litigated nightmare, most people instinctively look for a technical failure: late paperwork, a coverage issue, or a misstep by the claims adjuster. The real reason many workers comp claims go off the rails? Here are four high-impact ways to start: 1.

Workers Comp

AMAXX

MARCH 24, 2025

Payroll serves as a primary measure of the employer’s exposure to potential workplace injury and thus significantly impacts premium costs. Accurate payroll accounting reflecting these deductions helps maintain appropriate premium charges aligned with actual exposure to injury risk. However, strict rules apply.

Workers Comp

AMAXX

APRIL 10, 2025

In the complex world of workers compensation, risk managers play a vital role in aligning strategic oversight with day-to-day claims operations. Far from being a behind-the-scenes figure, a successful risk manager serves as the linchpin between claims administration, adjusters, and injury management teams.

Workers Comp

AMAXX

MAY 26, 2025

When a workplace injury occurs, most people think of two parties: the injured worker and the employer. Workers compensation isnt a solo actits a team sport. Key Players in the Workers Comp Ecosystem Heres a closer look at the major participants and how they fit into the puzzle: 1.

Workers Comp

LexisNexis

JULY 1, 2025

Discover how nothing says “legacy risk” like a 1972 occurrence clause. For Practical Guidance on workers’ compensation, review these easy-to-use resource kits: Climate Change Resource Kit Environmental Resource Kit PFAS Resource Kit What’s New in Practical Guidance Discover the newest Practical Guidance content and resources in this update.

Policy

AMAXX

MAY 14, 2025

Step 1: Appoint a Workers Comp Leader Every successful program has a point personsomeone responsible for driving initiatives, measuring results, and serving as the central hub for communication. This could be: A risk manager An HR director A safety leader An injury coordinator What matters is not the titleits the accountability.

Workers Comp

AMAXX

JULY 10, 2025

You’re facing lost time, medical costs, and skyrocketing workers’ compensation expenses. The New Hire Injury Spike: By the Numbers Multiple studies back up what many employers already suspect: 35% of all workplace injuries happen in the first year. 44% of construction injuries hit first-year workers.

Injury

AMAXX

JULY 8, 2025

Yet, tucked inside this humble document lies one of the most powerful risk management tools a company has. A clear, accurate job description isn’t just a recruiting aid—it’s a secret weapon for safer hiring, lower workers’ compensation costs, and legal protection against costly discrimination claims.

Workers Comp

AMAXX

JUNE 26, 2025

When people think about avoiding workers’ compensation litigation, their minds often go to legal strategies, claim investigations, or maybe physician networks. FREE DOWNLOAD: ” Avoid the 3 Primary Reasons Injured Workers’ Hire Attorneys “ Start Small. It’s operational. It’s simple. It’s called a weekly roundtable.

Workers Comp

AMAXX

FEBRUARY 18, 2025

Achieving a 90% return-to-work rate within 0-4 days is the gold standard for managing workers’ compensation claims, with best-in-class organizations reaching 95%+. Consider Psychosocial Factors Recovery from work injuries is often influenced by psychological and social barriers that go beyond physical healing.

Workers Comp

AMAXX

JULY 24, 2025

As the workforce ages, employers face a growing challenge in managing the impact of chronic pain on workers’ compensation claims. In workers’ comp, chronic pain is not just a medical issue—it’s a cost driver, a productivity barrier, and often a root cause of long-term disability. What Is a Chronic Pain Program?

Workers Comp