Injury Risk Workers Compensation Insurance 
AMAXX
JULY 17, 2025
The Role of Class Codes Workers’ compensation insurers use class codes to categorize the type of work your employees perform. Each code reflects the inherent level of risk in that job. For example: An office clerk might be classified under a low-risk code like 8810 Clerical Office Employees.
Mark Jackson Insurance Agency
MARCH 19, 2025
Brick commercial office building by Binyamin Mellish Expanding your business to a new location is an exciting step toward growth, but it also introduces new risks. From property protection to liability coverage, ensuring your business insurance policies align with your expansion is critical.
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AMAXX
JANUARY 14, 2025
Workers’ compensation programs are a cornerstone of workplace safety and risk management. While their primary purpose is to ensure employees receive medical and wage replacement benefits for work-related injuries, they also offer critical advantages to employers.
AMAXX
SEPTEMBER 23, 2024
These metrics are fundamental in determining the experience modification factor (often called “mod”), which ultimately influences the cost an employer will pay for workers’ compensation insurance. Since it doesn’t signal a systemic issue, it has less predictive value in determining future risks.
Jackson & Jackson
NOVEMBER 16, 2024
Running an IT business in California comes with unique risks and challenges. Ensuring your business has the right insurance policies is not just a smart decision—it’s essential for long-term success. General Liability Insurance Even in a digital world, physical risks exist. Don’t leave your business vulnerable.
Protect Commercial Insurance
OCTOBER 25, 2024
This approach ensures that you choose a policy that doesn’t just tick boxes but genuinely covers your specific risks and requirements. What are the specific risks associated with your industry? Every industry comes with its own set of risks. Once you’ve outlined the risks, the next step is determining how much coverage you need.
Risk Management Monitor
DECEMBER 20, 2022
Claimant fraud and premium fraud are two of the most well-known types of workers compensation fraud. In these cases, a worker may intentionally fake an injury (claimant fraud) or a business owner may misrepresent their employee headcount or incorrectly classify employees to obtain lower insurance premiums.
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