AMAXX

FEBRUARY 4, 2025

Return to Original Position Upon Full Recovery Once the employee reaches maximum medical improvement (MMI) , they return to their pre-injury job. He is co-author of the #1 selling comprehensive training guide Your Ultimate Guide to Mastering Workers Comp Costs: Reduce Costs 20% to 50%. Contact: mstack@reduceyourworkerscomp.com.

Workers Comp

AMAXX

JUNE 30, 2025

By building an integrated team approach, organizations can manage injuries more efficiently, reduce costs, and keep employees safer and healthier. Each of these teams touches the same injury event but often operates in its own bubble. Incident Management: When an injury occurs, everyone acts in concert.

Injury

AMAXX

MAY 14, 2025

When a workers comp program isnt delivering results, many employers instinctively look outward. If you want a high-performing workers comp programone that reduces claims, controls costs, and supports injured employees you need a rockstar internal team. Step 2: Define Your Internal Team Workers comp is a team sport.

Workers Comp

AMAXX

MAY 6, 2025

Hiring is more than finding the right resume or filling a seatits the first and most important line of defense in preventing workplace injuries and reducing workers comp costs. Employers struggling with first-year injuries, high turnover, or repeat claims often have something in common: a reactive hiring process.

Workers Comp

AMAXX

MAY 22, 2025

In the high-stakes world of workers compensation, the moments following a workplace injury can define the entire outcome of a claim. Specifically, how a supervisor or employer responds to the injured worker at the moment of injury sets the tone for everything that follows. days out of work. Positive response: 14.1

Injury

AMAXX

MAY 27, 2025

Workers compensation is often misunderstood as a fixed cost of doing businesssomething employers have to accept, manage passively, and simply write checks for. In reality, workers comp costs are one of the most controllable expenses in your organization. Avoid It : Treat workers comp like a strategic initiative.

Workers Comp

AMAXX

APRIL 23, 2025

Efficient management of workers’ compensation claims significantly impacts both employee recovery outcomes and organizational costs. What are Injury Duration Guidelines? These guidelines answer the frequent question asked at the time of injury: “ How long will my employee be off work?

Injury

AMAXX

MARCH 24, 2025

This post is one in a 3-part series: Part 1: Workers Comp Independent Premium Audits Explained Part 2: Workers Comp Independent Premium Audits Explained Part 3: Workers Comp Independent Premium Audits Explained 5. Contact: mstack@reduceyourworkerscomp.com.

Workers Comp

AMAXX

MAY 13, 2025

Thats as true for workers comp as it is for fitness, finance, or sales. With just five core metrics , you can quickly diagnose the health of your workers compensation program , prioritize where to act, and measure your progress over time. You can’t improve what you don’t measure. Its both a cost and culture metric.

Workers Comp

AMAXX

JUNE 17, 2025

Click Link to Access Free PDF Download “13 Research Studies to Prove Value of Return-to-Work Program & Gain Stakeholder Buy-In” In this post, we’ll explore what the Return-to-Work Ratio is, why it’s so important, and how you can use it to drive better results across your workers’ comp program.

Workers Comp

AMAXX

FEBRUARY 17, 2025

The Link Between Trust and Outcomes A study conducted by the Workers Comp Research Institute (WCRI) highlights the crucial role that trust and fear play in an injured workers recovery and financial stability. ” Workers need clear, timely updates about their benefits, particularly wage replacement checks.

Workers Comp

AMAXX

JULY 21, 2025

In workers’ compensation, some of the most expensive decisions happen in the first few minutes after an injury. Enter nurse-led injury triage —one of the most cost-effective and underutilized tools in workers’ comp. What Is Injury Triage? A knee-jerk trip to the emergency room. A questionable diagnosis.

Injury

AMAXX

JULY 22, 2025

In workers’ comp, hospital and provider bills come loaded with acronyms, codes, and charges that can seem impenetrable. This is where medical bill review (MBR) becomes an essential part of any effective workers’ compensation cost containment strategy. That’s where expert review comes in.

Workers Comp

AMAXX

MARCH 24, 2025

Payroll serves as a primary measure of the employer’s exposure to potential workplace injury and thus significantly impacts premium costs. The premium portion, $5 per hour, should be excluded from payroll calculations for workers’ compensation premium purposes. However, strict rules apply.

Workers Comp

AMAXX

MARCH 10, 2025

Proper layoff planning isn’t just about handling employment transitions; it’s crucial for controlling claims costs and ensuring that resources are available to support genuinely injured workers. Invite them to tour your facility beforehand to enhance their understanding of potential injury contexts.

Workers Comp

AMAXX

MAY 26, 2025

When a workplace injury occurs, most people think of two parties: the injured worker and the employer. Workers compensation isnt a solo actits a team sport. Thats a critical mindset shift: every stakeholder in workers comp is here to support the employee-employer dynamic.

Workers Comp

AMAXX

JULY 8, 2025

A surge in first-year injuries—accounting for 35% of all workplace injuries. Higher turnover, absenteeism, and workers’ comp costs. Job Descriptions and Workers’ Comp Costs Accurate job descriptions are essential for lowering workers’ comp costs. Avoid paying for injuries unrelated to the job.

Workers Comp

AMAXX

APRIL 30, 2025

Thats not a dream its a reality for organizations that implement clear, consistent communication systems within their workers comp process. The 9-Point System That Drives Workers Comp Success The best programs dont rely on memory or the right person doing the right thing at the right time. They build repeatable systems.

Workers Comp

AMAXX

FEBRUARY 10, 2025

Supervisors in the workplace, much like a championship teams defense, play a pivotal role in injury management. Their response in the first moments after an injury determines whether the process leads to a smooth recovery or spirals into an expensive, drawn-out claim. Research by Scott W. Heres a step-by-step guide for supervisors: 1.

Injury

AMAXX

FEBRUARY 25, 2025

EBM provides clear, data-backed injury duration guidelines to help answer these questions. Best Practice: Immediate Return to Light-Duty Work According to EBM principles, 90%+ of injured employees should return to work in a modified-duty capacity within 0-4 days of injury.

Workers Comp

AMAXX

MARCH 10, 2025

This post is one in a 2-part series: Part 1: Layoff Planning to Control Workers Comp Claims Part 2: Layoff Planning to Control Workers Comp Claims 3. These vendors help manage the recovery and transitional employment of injured workers, reducing the internal burden and ensuring continuous engagement in meaningful work.

Workers Comp

AMAXX

MAY 12, 2025

Its a funny sceneuntil you realize its exactly how most employers manage their workers compensation programs. The Bugs Bunny Trap is a perfect metaphor for how workers comp can spiral out of control without a strategic framework. So how do you escape the chaos and build a streamlined, high-performance comp program?

Workers Comp

AMAXX

APRIL 30, 2025

When a workers compensation claim spirals into a costly, prolonged, or litigated nightmare, most people instinctively look for a technical failure: late paperwork, a coverage issue, or a misstep by the claims adjuster. The real reason many workers comp claims go off the rails? Here are four high-impact ways to start: 1.

Workers Comp

Triple-I: Workers Compensation

MAY 20, 2025

Workers compensation is a product where compassion and analytics work hand-in-hand protecting and caring for employees, while also leveraging data to make the entire system more effective and sustainable, Ryan said. Continued strong results Workers comp remains financially fit, according to NCCI Chief Actuary Donna Glenn, FCAS, MAAA.

Workers Comp

AMAXX

JUNE 9, 2025

When it comes to workers’ compensation litigation, fear is the unspoken force driving many claims into the courtroom. It’s not necessarily bad injuries, bad actors, or even bad faith that sends injured workers searching for an attorney. More often, it’s something far more basic—and far more preventable: fear of the unknown.

Workers Comp

AMAXX

MAY 6, 2025

But whats often missed is that onboarding is one of the most critical safety tools in a companys injury prevention strategy. Injury rates dont spike after years on the jobthey surge within the first few days and weeks of employment. 44% of construction injuries are first-year incidents.

Injury

AMAXX

JULY 17, 2025

These two factors can dramatically influence your experience modification factor (mod) and ultimately how much you pay for workers’ comp insurance. High-risk jobs have higher rates because they’re more likely to result in injuries. This is why it’s a mistake to think lower payroll always means lower workers’ comp costs.

Workers Comp

AMAXX

MAY 6, 2025

But when it comes to the workers compensation system, a rushed or poorly evaluated hire can be far more costly than leaving a role vacant for a few extra weeks. In fact, bad hires aren’t just a performance issuethey are a financial and legal liability , particularly in industries where physical labor increases the risk of injury.

Workers Comp

AMAXX

MAY 27, 2025

In the world of workers compensation, few factors have a more immediate and measurable impact on claim outcomes than lag time the delay between when an injury occurs and when it is reported to the carrier or third-party administrator (TPA). Set a Clear Goal The gold standard for reporting an injury should be within 10 minutes.

Claim

AMAXX

APRIL 23, 2025

Click Link to Access Free PDF Download “The 6-Step Process To Determine Workers’ Comp Injury Causation” Application in Workers’ Compensation EBM in workers’ compensation is utilized primarily through guidelines developed by multi-disciplinary boards, including neurologists, orthopedists, chiropractors, and pharmacists.

Workers Compensation

AMAXX

MARCH 4, 2025

Past Negative Experiences : If a company has a history of poorly handling claims or has terminated employees following an injury, fear will be heightened. Employers should: Develop an Employee Workers Compensation Brochure that explains what to expect if they get hurt. The consequences of these fears are significant.

Workers Compensation

AMAXX

FEBRUARY 18, 2025

The purpose of these rules is to ensure that employers pay an appropriate premium that reflects the risk of workplace injuries associated with their industry. For example, a construction company would generally have a higher classification rate than an office-based business due to the higher risk of injury on a construction site.

Workers Compensation

AMAXX

MAY 21, 2025

In reality, the employer foots the bill for every dollar spent in the workers compensation system. Understanding who truly pays for workers comp is more than a technicalityits a mindset shift that unlocks better program management, smarter spending, and improved outcomes for injured workers.

Workers Comp

AMAXX

JULY 15, 2025

When it comes to workers’ compensation costs, few topics spark more debate—and confusion—than the question: Which is worse for my experience mod: many small injuries or one big one? Your experience mod is essentially your company’s credit score for workers’ comp. Prevent injuries before they happen. is average.

Workers Comp

AMAXX

MARCH 18, 2025

This opens the door to exaggerated injuries, unrelated medical issues being attributed to work, and even outright fraudulent claims. To run an effective workers compensation program, companies must take control of the claims process rather than defaulting to automatic acceptance. Transparency is key, and that starts with communication.

Workers Compensation

AMAXX

JUNE 24, 2025

Why Injured Workers Lawyer Up: The Role of Fear The root causes of workers’ comp litigation are not primarily legal issues. Click Link to Access Free PDF Download “Avoid the 3 Primary Reasons Injured Workers’ Hire Attorneys” The number one reason workers hire attorneys? Within 48–72 hours of the injury.

Workers Comp

AMAXX

MARCH 24, 2025

This post is one in a 3-part series: Part 1: Workers Comp Independent Premium Audits Explained Part 2: Workers Comp Independent Premium Audits Explained Part 3: Workers Comp Independent Premium Audits Explained To qualify for this treatment, construction employers must keep meticulous records specifying exact hours worked per classification code.

Workers Comp