Distinguished

APRIL 9, 2025

Specialization: Brokers typically offer a broad range of standard insurance products, while MGAs specialize in niche markets like cyber liability, HOA insurance, and high-risk commercial properties. Support for complex or unique risks: MGAs provide niche expertise that can help you secure clients you wouldnt otherwise be able to.

Agents

Distinguished

JUNE 25, 2025

Commercial surety bonds serve as a critical risk management tool across industries—ensuring compliance, protecting the public, and building trust between parties. The division expands Distinguished’s growing Surety program , following the 2024 debut of its Contract Surety unit. To learn more, visit www.distinguished.com.

Commercial

Distinguished

JULY 7, 2025

Landlord insurance is a policy designed to protect unit owners from the risks of renting out their properties. These risks can include property damage caused by floods or fire, and liability coverage if a landlord gets sued by a tenant or building guest. What is Landlord Insurance? Denver , Nashville, and more.

Building

Insurance Journal

JUNE 25, 2025

Tariffs, enhanced technology to defeat law enforcement along with profitability of criminal enterprises, and geopolitical circumstances have led to an increased threat to the global supply chain, according to the National Insurance Crime Bureau (NICB). Within the past 18 months, …

Theft

Insurance Journal

DECEMBER 22, 2024

A CargoNet analysis of holiday-period theft data from the past five years shows a heightened risk during the Christmas and New Year periods. Be on the lookout for Grinch-like characters hanging out at transportation hubs over the holidays. The days …

Theft

Distinguished

OCTOBER 30, 2024

Builder’s Risk insurance is critical for residential and commercial construction projects, as it covers the property during construction or renovation. Commercial projects also often involve higher-risk factors, particularly when renovating existing properties such as restaurants, office buildings, or retail stores.

Commercial

Distinguished

SEPTEMBER 25, 2024

An increase in construction also means an increase in financial risk. This is why the popularity of Builder’s Risk insurance is growing. Read on to learn more about the coverages, costs, and benefits that make Distinguished’s Builder’s Risk Program ideal for Tennessee’s booming industry. 

Risk

Distinguished

SEPTEMBER 10, 2024

From hurricanes on the Gulf Coast to rapid urban development in cities like Birmingham and Huntsville, the need for comprehensive Builder’s Risk Insurance has never been more critical. To address these diverse risks, Distinguished’s Builder’s Risk Program offers tailored solutions for Alabama’s construction needs.

Risk

Distinguished

AUGUST 12, 2024

However, with growth comes risk, and that’s where Builder’s Risk insurance plays a critical role. In this article, we’ll take a deep dive into Distinguished’s Builder’s Risk insurance offerings in Georgia. How Much Does Builder’s Risk Cost in Georgia?

Risk

Distinguished

SEPTEMBER 17, 2024

We sat down with Distinguished’s Builder’s Risk insurance expert, Susan DeCarlo, to discuss common factors that can lead to declinations in our program, how to avoid them, and key risk considerations. So, for example, on a new build if they’re 30 to 60 days in, we can consider that risk.

Risk

Distinguished

OCTOBER 15, 2024

Builder’s Risk Insurance covers property during the course of construction, whether it’s a new build or renovation. One common question is whether the contractor and the property owner can be named insureds on the same Builder’s Risk policy. Our Builder’s Risk program can also be designed to cover soft costs in the event of a loss.

Policy

Distinguished

AUGUST 26, 2024

However, alongside all of this construction comes large financial risks. For this reason, the need for comprehensive Builder’s Risk Insurance solutions is growing. Distinguished’s Builder’s Risk Program covers all kinds of buildings in Michigan, including single-family homes , mixed-use buildings , and commercial properties.

Risk

Distinguished

SEPTEMBER 17, 2024

The surety program will complement Distinguished’s existing products designed for fine art and collectibles , environmental, real estate, community associations , hotels, and restaurants, as well as their Executive Lines and Inland Marine programs launched earlier this year. Distinguished enlisted the assistance of U.S.

Inland Marine

Insurance Journal

SEPTEMBER 25, 2024

companies that rely on East and Gulf Coast seaports have been importing early, shifting goods to the West Coast, and even putting cargo on pricey flights to hedge against a threatened Oct. 1 strike that could jam supply chains …

Inland Marine

Distinguished

DECEMBER 4, 2024

NEW YORK – Distinguished Programs, a leading insurance program manager, has announced an increase in its Fine Art & Collectibles program capacity to $125 million for single risks in the United States, effective now. The expanded capacity addresses a market need for higher limits, offering clients increased financial protection.

Broker-Agent

Distinguished

DECEMBER 17, 2024

Property and Liability products are distributed through a national network of agents and brokers.

Broker-Agent

Distinguished

DECEMBER 19, 2024

The program offers full limits, including earthquake coverage with capacity up to $125 million for single risks. ” The Fine Art & Collectibles program provides tailored solutions, including primary and excess risk options, seamless claims handling, and specialized services such as collection management and preservation advice. .

Broker-Agent

Distinguished

AUGUST 19, 2024

Property and Liability products are distributed through a national network of agents and brokers. Serving the same core markets and partnering with the most stable and reputable carriers, Distinguished’s high-limit Umbrella programs remain the clear choice in its area of specialty for superior coverage, competitive pricing, and attentive service.

Broker-Agent

Distinguished

NOVEMBER 4, 2024

A dynamic sales and risk management executive, Proniuk brings more than a decade of experience, with expertise in relationship building, pipeline development, and strategic growth. He has a deep understanding of luxury consumer buying behavior and values the importance of strategic relationships for expanding market opportunities.

Broker-Agent

Distinguished

AUGUST 7, 2024

” Distinguished’s broad appetite for Fine Art & Collectibles risk encompasses sectors such as museums , corporate collections , dealers, private collectors , and artist foundations. Property and Liability products are distributed through a national network of agents and brokers.

Broker-Agent

Distinguished

AUGUST 27, 2024

Property and Liability products are distributed through a national network of agents and brokers. Serving the same core markets and partnering with the most stable and reputable carriers, Distinguished’s high-limit Umbrella programs remain the clear choice in its area of specialty for superior coverage, competitive pricing, and attentive service.

Claim

Distinguished

DECEMBER 16, 2024

Protecting these assets in the state requires specialized insurance solutions considering earthquake and wildfire risks. Our program provides all-risk worldwide coverage for direct physical damage like fire and theft of personal collections of any size.

Protection

Distinguished

OCTOBER 31, 2024

How to Mitigate Risks Proactively Protect people first, property second. Contact your location authorities (police, fire department) if appropriate. Notify your insurer and broker as soon as possible, detailing how, when, and where the loss occurred and what property may be damaged.

Protection

Distinguished

OCTOBER 9, 2024

Property and Liability products are distributed through a national network of agents and brokers.

Crime

Distinguished

JULY 8, 2024

Hear from industry experts as they discuss critical differences in Hotel Primary policies and key risks to consider. A: There are several important considerations including: Specialty coverage that caters to the hotel industry risks and exposures. Access the full recording now!

Insurance Broker

Distinguished

JANUARY 7, 2025

Distinguisheds national Fine Art & Collectibles insurance programs recent expansion to $125 million in capacity per risk establishes it as a leader in this specialized market. We cover both owned and loaned exhibits, with adjustable policy terms to accommodate planned exhibitions.

Broker-Agent

Distinguished

OCTOBER 1, 2024

Ashley Mehyo , Vice President of Claims, Distinguished Fine Art & Collectibles Ashley is our Vice President of Claims with 7 years industry experience doing everything from selling insurance, surveying risks and adjusting over 3,000 claims specifically focused on the Fine Art & Collectibles market.

Broker

Distinguished

DECEMBER 2, 2024

However, they also face unique risks, from vandalism and weather damage to transport and installation challenges. One of the key reasons is lower deductibles, expert knowledge, and tailored coverage options specifically designed for the unique risks faced by public art installations. 

Deductible

Protect Commercial Insurance

OCTOBER 25, 2024

This approach ensures that you choose a policy that doesn’t just tick boxes but genuinely covers your specific risks and requirements. What are the specific risks associated with your industry? Every industry comes with its own set of risks. Once you’ve outlined the risks, the next step is determining how much coverage you need.

Business Insurance

Distinguished

NOVEMBER 7, 2024

Surety’s Defenses : The surety may invoke certain defenses against the obligee’s claim, such as contract modifications that increase the surety’s risk without consent or the obligee’s failure to comply with contractual conditions that mitigate the surety’s obligations.

Claim

Distinguished

AUGUST 5, 2024

What Specific Risks Do Toys Face? The top risks to toys, much like other collectibles, are theft, disappearance in transit, and accidental damage. However, beyond these primary risks, certain toys can have other risks as well. The nature of these risks will depend greatly on the kind of toy being insured.

Broker

Distinguished

JULY 22, 2024

However, the very qualities that make collectibles so precious also expose them to unique risks. Unfortunately, these unique risks are rarely appropriately covered by standard homeowner insurance policies. We understand the unique risks and how to best insure these special items. For most, this will mean a collectibles policy.

Insurance

Distinguished

OCTOBER 1, 2024

Property and Liability products are distributed through a national network of agents and brokers.

Broker-Agent

Distinguished

JULY 29, 2024

Property and Liability products are distributed through a national network of agents and brokers. Serving the same core markets and partnering with the most stable and reputable carriers, Distinguished’s high-limit Umbrella programs remain the clear choice in its area of specialty for superior coverage, competitive pricing, and attentive service.

Broker-Agent

Distinguished

OCTOBER 24, 2024

Yet without proper licensing, establishments are taking a big risk of being hit with a copyright infringement lawsuit. Even when the music is background noise, it’s integral to the establishment’s ambiance and elevating the guest experience. Property and Liability products are distributed through a national network of agents and brokers.

License

Distinguished

JANUARY 28, 2025

Tailoredfor middle-market businesses, these products address risks with unique challenges, including those that are tough-to-place, with past claims, are facing financial challenges, or are involved in mergers, acquisitions, or restructuring transactions.

Broker-Agent

Distinguished

JANUARY 28, 2025

In this brokers guide, we’ll explore what management liability insurance covers, why clients need it, the exposures that go into evaluating a risk, and the benefits of partnering with Distinguished. The cost of Management Liability Insurance is highly dependent on your clients specific risks and characteristics.

Liability Insurance