Agency Revolution

JUNE 10, 2024

Here are the top five reasons insurance agencies should want to blog. Insurance buyers have plenty of options when it comes to finding an insurance agency to work with, which means you must offer something your competitors cannot. Blogs open a window to your agency. appeared first on Agency Revolution.

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TGS

NOVEMBER 12, 2024

TGS Insurance » Blog Unlocking a Smart Home Insurance Discount: How Your Gadgets Can Lower Your Premiums If you’ve recently dipped a toe into the world of smart home technology, you’re likely familiar with the benefits of convenience. Well, it all comes down to risk. To insurance providers, that’s a win.

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Agency MVP

DECEMBER 20, 2021

When you own your insurance agency, you know that as an entrepreneur you have to stay on top of things regarding your business. You have to make sure the needs of your customers are met, which means the more value you have to offer your customers, the more customers you will get signed with your insurance agency.

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TGS

MARCH 4, 2025

Florida law requires all drivers to carry a minimum level of insurance coverage, and failing to comply can lead to penalties, legal trouble, and financial headaches. At TGS Insurance, were here to help you understand the risks of driving uninsured and why securing the right coverage is a smart move for every Florida driver.

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Wren Insurance Agency

OCTOBER 23, 2024

Now that we are in the thick of the official hurricane season here in Florida, you may have noticed - if you recently tried to bind a new home insurance policy - that most carriers will stop writing up to a week or two prior to a named storm possibly impacting the state. The more damage, the more likely premiums will rise at renewal.

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Tosten Marketing

FEBRUARY 27, 2025

Preventive Measures To protect your business further, implement preventive measures such as: Regular maintenance checks of plumbing and appliances Installation of water detection systems Conducting regular plumbing inspections Some insurers may even offer premium discounts for businesses that take these proactive steps.

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Shield Insurance Agency

AUGUST 20, 2024

Shield Insurance Blog | Small Insurance Claims | Contact Our Sales Team! Small Insurance Claims Can Raise Premiums Small insurance claims, such as those for minor property damage, may seem like a hassle to deal with. As a result, the insurance company may raise your premiums to offset the potential risk.

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Insurance Agency of Ohio

JUNE 9, 2018

The premium for $10,000 coverage is $25 per year. Call us today for a free homeowners quote from Cincinnati Insurance that includes Service Line coverage. About Insurance Agency of Ohio Insurance Agency of Ohio is a trusted and well-respected family-owned independent insurance agency in Worthington, Ohio.

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TGS

OCTOBER 28, 2024

Simply put, a deductible is the amount you agree to pay out of pocket before your insurance kicks in after a claim. It’s a bit of a balancing act: on one hand, a higher deductible can lower your monthly premiums, but on the other hand, it means you’ll pay more out of pocket in the event of an accident.

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InsuredMine

MAY 20, 2024

Maybe it’s because of a risky job or an unusual situation that makes them too “risky” in the eyes of traditional insurance agencies. Thankfully, a new breed of insurance disruptors is shaking things up with innovative on-demand models that are finally closing the coverage gap for the “uninsurables.”

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TGS

JANUARY 6, 2025

Will These Changes Impact Insurance Premiums? Yes, raising minimum coverage requirements is likely to result in higher premiums for drivers. Insurers will need to adjust rates to accommodate the increased coverage levels. Navigating these changes can feel overwhelming, but you dont have to do it alone.

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TGS

NOVEMBER 20, 2024

It’s one of those questions that might catch you off guard—after all, what does borrowing history have to do with insuring your home? Let’s explore how and why your credit score affects your home insurance , what insurers are really looking at, and what you can do to keep your premiums manageable. Turns out, quite a bit.

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TGS

DECEMBER 2, 2024

Here’s what you’re looking at: First offense: $150 Second offense (within three years): $250 Third or subsequent offense: $500 SR-22 Filing Requirement : If your insurance lapse is reported, you may need to file an SR-22—a certificate proving you have the required coverage moving forward. Why Risk It?

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TGS

DECEMBER 13, 2024

Thats why standalone jewelry insurance existsto provide comprehensive protection for the items that mean the most to you. What Does Jewelry Insurance Cover? Insurance policies for jewelry can vary, but most provide coverage for common risks, such as: Loss : Ever misplaced a ring at the gym or dropped an earring at a bustling party?

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TGS

JANUARY 8, 2025

Why Do Home Insurance Inspections Happen? At its core, a home insurance inspection helps insurers assess the condition and value of your property. It allows them to identify potential risks and ensure your policy accurately reflects the home’s features and state. Are there any structural issues?

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Shield Insurance Agency

APRIL 19, 2024

Shield Insurance Agency Blog | Collision Coverage | Auto Insurance | Start A Quote Today! Michigan is a state with unique auto insurance requirements that can sometimes be confusing to navigate. Limited coverage is a more restrictive option that may not be suitable for everyone, especially if you have a financed vehicle.

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InsuredMine

OCTOBER 25, 2024

With only two months left in the year, we’re gearing up to kickstart 2025, and the insurance industry stands at a critical crossroads. The global protection gap—a measure of uninsured risk—looms large, projected to reach $1.86 This figure is more than just a number; it represents real people and businesses at risk of financial ruin.

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TGS

SEPTEMBER 11, 2023

Calculating Your Rates With Wind Pool Additional Windstorm Insurance Options With TGS What is the South Carolina Wind Pool? The South Carolina Legislature required insurance to be available to at-risk coastal homes. Why Would I Have to Get South Carolina Wind Pool Insurance? This program started in 1971.

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TGS

OCTOBER 17, 2023

TGS Insurance » Blog Captive vs Independent Insurance Agency: What’s the Difference? In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent.

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TGS

NOVEMBER 5, 2024

These questions help insurers figure out who’s on the property most of the time and for what purpose. After all, a home that’s rented out or left unoccupied part of the year faces different risks than one where you’re living day in and day out. From deadbolts to sprinkler systems, these features can make a difference in your premium.

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InsuredMine

MAY 2, 2024

Can you imagine a world where your car could automatically adjust your insurance premium based on how safely you drive? Or what if your home insurance could send you alerts about potential risks and offer customized coverage options?

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TGS

NOVEMBER 29, 2024

Opt for In-Store Pickup Sure, it’s a little less convenient, but picking up orders in-store eliminates the risk of porch theft entirely. Upgrade Your Delivery Service Many companies now offer premium services that ensure items are handed directly to you or a household member. Heading Out of Town?

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Mark Jackson Insurance Agency

MAY 6, 2024

With road accidents constituting a significant risk for young drivers, leveraging technology to enhance their safety isn't just smart; it's essential. Initially used by insurance companies to assess driver risk and customize premiums, telematics is now a powerful tool for parents to monitor and improve their teen drivers' safety.

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TGS

NOVEMBER 25, 2024

Here are a few others to watch out for: Overloaded Kitchens: With every burner working overtime and countertops crowded with dishes and decorations, the risk of something flammable catching fire skyrockets. At TGS Insurance Agency, we’re here to help you find the right coverage so you can celebrate the holidays worry-free.

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TGS

NOVEMBER 15, 2024

If you’re adding a second car to insurance and both vehicles meet the insurer’s criteria, you could end up with a nice reduction in your overall premium. Potential Challenges of Adding a Second Car to Insurance Of course, adding a second car isn’t without its considerations.

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American Agents Alliance

DECEMBER 14, 2024

Shifting insurance market conditions will bring new risks and opportunities for agents and brokers. The insurance business has always been dynamic, with different lines of business and markets heavily influenced by macroeconomic conditions, changing consumer demands, and cyclical market shifts.

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TGS

NOVEMBER 18, 2024

Cons: Higher Insurance Costs: No-fault states tend to have higher insurance premiums, as insurers take on greater responsibility for covering claims. Fraud Risks: No-fault systems are sometimes criticized for being more vulnerable to fraudulent claims, which can drive up costs for everyone.

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TGS

DECEMBER 4, 2024

While they don’t dry out, artificial trees can still pose fire risks, especially if they’re not fire-resistant. That’s why having the right home insurance coverage is essential to protect your family and home from unexpected events like fires. Not so fast! And while prevention is key, accidents can still happen.

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American Agents Alliance

OCTOBER 14, 2024

Millennials expect a seamless, intuitive digital experience from their insurance company, similar to transactions they are used to in their personal life from tech-forward companies like Amazon and Uber. They can explain how premiums are determined, how policyholders can mitigate their risk, and why certain coverages are important.

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American Agents Alliance

AUGUST 4, 2024

And for agents, they are helping insureds make challenging decisions that affect their financial future — and often helping them decide how to spend premium dollars. Use storytelling to make your point. The idea of using emotional, human stories to sell a product is not a new one, but it is an effective strategy.

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Wren Insurance Agency

JULY 8, 2024

Additionally, it may be harder to find a competitive private carrier that will insure that home and take on the inherent risk. Not all carriers will insure a roof with solar, so if you're considering a home with solar, talk to your insurance agent first to verify the home can get good coverage at a competitive price.

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TGS

SEPTEMBER 6, 2023

On top of that, you run the risk of having a lapse in your home insurance coverage, as some renovations call for a different insurance policy entirely. What Will a Standard Home Insurance Policy Cover During Renovations? Consult with your insurance agent to avoid a lapse in your home insurance. >>

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TGS

DECEMBER 9, 2024

Those are liability magnets, so your coverage should reflect the increased risks. And its not just about dividing assetsits about dividing insurance, too. Be honest about the value of your belongings, renovations, and any high-value items like art or jewelry. Got a pool or a trampoline?

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Constant Contact

JANUARY 28, 2021

Humorous blog posts Discover the most effective tactics for insurance marketing Find more leads and drive policy renewals with expert marketing advice and all the tools you need, all in one place. Explain available types of insurance The ideal insurance website will position your agency as an authority.

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American Agents Alliance

SEPTEMBER 26, 2024

In this blog, you’ll uncover the powerful potential of surety bonds to drive revenue growth for your insurance agency and enhance your client relationships. According to AM Best , the surety industry in the United States reported direct written premiums totaling $9.3

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Leadsurance

SEPTEMBER 26, 2023

Sending too many emails in quick succession might flood your recipient’s inbox, risking them becoming numb to your messaging. For an insurance agent, instead of a generic “Learn More”, consider a CTA like “Unlock Your Premium Benefits Today!” Frequency plays a pivotal role too.

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Friendly Agent

DECEMBER 3, 2020

In fact i’ll argue that the best way to get into an insurance agency business is by working part time initially. Also by working as a side hustle you can start gaining experience in the insurance industry and figure out if it is right for you or not. Successful agencies have 90% + retention rate.

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