Word & Brown

MARCH 21, 2025

It provides members with essential resources, including the NABIP Healthcare Happy Hour Your membership in NABIP makes you part of an elite group of individuals committed to the principle that everyone should have adequate and affordable health insurance coverage. Carrier or General Agency training.

Insurance Agent

Agency Height

JULY 8, 2025

The same concept applies to insurance – be descriptive but authentic.

Insurance Agent

AMAXX

JUNE 19, 2025

Ongoing claim monitoring helps identify patterns of abuse, prevent fraud, and maintain credibility with both the union and your insurance carrier. You should consult with your insurance broker, attorney, or qualified professional. All rights reserved under International Copyright Law. All state laws vary.

Workers Comp

Insurance Journal

OCTOBER 8, 2024

A new report from insurance broker Aon reveals that the prospective return on equity (ROE) for diversified homeowners insurance carriers decreased by 100 basis points to 5.0% from last year’s ROE, despite carriers receiving significant rate increases in 2023/2024. More …

Insurance Carrier

Insurance Journal

OCTOBER 20, 2024

A new report from insurance broker Aon reveals that the prospective return on equity (ROE) for diversified homeowners insurance carriers decreased by 100 basis points to 5.0% from last year’s ROE, despite carriers receiving significant rate increases in 2023/2024. More …

Insurance Carrier

ProWriters

OCTOBER 2, 2024

As an insurance broker, you likely recognize that while these technologies drive business operations, they also increase vulnerability to cyber crime, making Cyber Insurance a necessity for your clients. Helping your clients understand cyber risks and Cyber Insurance policy jargon can be challenging.

Insurance Broker

North American Software Associates

MAY 7, 2024

Adobe Insurance Brokers is an independent insurance agency located in Morgan Hill, California. Known for being one of the state’s most trusted insurance carriers, Adobe specializes in finding affordable and reliable coverage for their customers, and the reviews speak for themselves.

Insurance Broker

Smart Insurance Agents

OCTOBER 16, 2024

A medical health insurance broker helps you choose the best health insurance plan tailored to your needs. Unlike agents tied to one insurer, brokers work with multiple companies to give you unbiased options. What is a medical health insurance broker?

Insurance Broker

Smart Insurance Agents

SEPTEMBER 28, 2024

In this article, we’ll explain the benefits of using a broker, how to find a reliable one, and key questions you should ask. Key Takeaways Medical insurance brokers serve as intermediaries, helping clients navigate the insurance market and find suitable health plans tailored to their unique needs.

Broker

Bankers Insurance

SEPTEMBER 12, 2023

By: Dwight West | Commercial Insurance Advisor dwest@bankersinsurance.net | (757) 591-3166 WHAT IS SUBROGATION? Depending on the success of your insurance carrier’s efforts in the subrogation process, and the resulting reimbursement amount, the insured may be entitled to receive funds held back from their insurance carrier.

Insurance Carrier

AMAXX

JANUARY 13, 2025

Third-Party Administrator (TPA): Claims Specialists For employers who are self-insured or insurance companies without an in-house claims department, TPAs play a crucial role. TPAs operate independently of the insurance carrier, focusing on streamlined claims handling rather than insurance services.

Workers Compensation

Friendly Agent

SEPTEMBER 21, 2020

How do you make money as an insurance agent? The insurance broker is able to earn money from commissions when they start selling insurance products to customers. How to get appointed by an Insurance Carrier? Once you are able to get license and become an insurance agent you may want to start your own agency.

Insurance Agent

AMAXX

JULY 15, 2024

As a result, the workers’ compensation insurance carrier decides not to pay for the treatment until they determine the claim’s compensability. Simultaneously, because the injury was reported as work-related, John’s group health insurance also refuses to cover the treatment. All state laws vary.

Workers Compensation

Risk Management Monitor

AUGUST 30, 2021

Do not wait until the hurricane is coming to evaluate or modify coverage, as this is like trying to insure a burning building, and insurance carriers will be bombarded with requests. Most claims require you to immediately notify the carrier of damage and provide the documented “proof of loss” within a specific time frame.

Risk

Ease

FEBRUARY 21, 2023

21, 2023 – Ease®, a leading HR and benefits software solution for small- and medium-sized businesses (SMBs), insurance brokers, and insurance carriers, today released the 2023 SMB Benefits and Employee Insights Report. More than 2,300 agencies trust Ease to help them and their clients grow. million+ employees.

Premium

Word & Brown

NOVEMBER 12, 2024

An FMO provides insurance brokers with support and connects them with a roster of insurance carriers – offering a range of products and services. The post Where Can a Broker Get Insurance Marketing Assistance? Another option is to align yourself with a Field Marketing Organization (FMO).

Broker

Word & Brown

NOVEMBER 22, 2024

Some health insurance carriers and administrators are closed on Thanksgiving alone, while others are closed on the following Friday, too. The post Finding the Right Balance: Sales and Holiday Schedules appeared first on The Insurance Broker Blog. (From 1863 to 1940, Thanksgiving was on the last Thursday of November.)

Insurance Carrier

ProWriters

JANUARY 3, 2024

The trajectory of average D&O Insurance premiums has been a critical barometer for Cyber Insurance brokers keen on gauging the market’s pulse. After a tumultuous 2021 , the horizon seemed promising as brokers witnessed a stabilization of D&O pricing in 2022.

Premium

Word & Brown

SEPTEMBER 25, 2024

For those that were, insurers upheld the denial in 59% of cases. Nevertheless, as a health insurance broker, you may be called upon by an Individual & Family Plan (IFP) customer, an employee enrolled in an employer-sponsored health plan, or an employer client acting on behalf of themselves or an employee concerning a claims appeal.

Claim

Word & Brown

DECEMBER 11, 2024

Voluntary STD coverage is available through some insurance carriers in California as an alternative to the participation in the State Disability Insurance program. This type of voluntary insurance is designed to provide short-term wage replacement during a shorter period of disability.

Workers Compensation

AMAXX

JULY 9, 2024

Evaluation of all these defenses requires cooperation and coordination between the insurance carrier, employer, defense experts, and legal counsel. You should consult with your insurance broker, attorney, or qualified professional. Now is the time to consider these when defending these troublesome claims.

Workers Compensation

Word & Brown

NOVEMBER 7, 2024

For example, ask about their current insurance plan (if any) and any issues they have encountered while covered under that plan. It’s important you create a connection with your customers, so they believe you are working for them – not for yourself and not for the insurance carriers.

Out-Of-Pocket

Property Insurance Centre

JANUARY 4, 2024

Inflation and rising costs are major drivers of increased insurance expenses for property owners. To ensure adequate coverage, property owners should stay informed about the latest trends and collaborate closely with their insurance brokers to navigate the evolving property insurance landscape.

Property Insurance

Redbird Agents

JULY 9, 2024

Pick you product: Choose which type of insurance you’re going to focus on. home insurance, life insurance, healthcare such as Medicare or under 65 health insurance from the ACA marketplace, etc.) Get Contracts: Secure contracts with insurance carriers using a brokerage, FMO or directly with the carriers.

Insurance Agent

Healthinsurance.org

JUNE 20, 2024

16 If you buy your own health insurance, through the Marketplace or directly through an insurer, access to plan that will cover you and your domestic partner on the same policy will depend on where you live and the health plan’s rules. An insurance carrier may ask for a domestic partnership affidavit. 30, 2022

Premium

Healthinsurance.org

APRIL 30, 2024

Washington DC’s year-over-year enrollment growth was only 0.2%, 16 and six states – Alaska, California, Hawaii, Nevada, Oregon, and Wyoming – had enrollment growth under 10%. 19 But the rest of the country saw double-digit enrollment growth, including a staggering 80.2%

Premium