AMAXX

MAY 27, 2025

Workers compensation is often misunderstood as a fixed cost of doing businesssomething employers have to accept, manage passively, and simply write checks for. In reality, workers comp costs are one of the most controllable expenses in your organization. But that mindset couldnt be further from the truth. All state laws vary.

Workers Comp

AMAXX

FEBRUARY 4, 2025

FREE DOWNLOAD: “13 Research Studies to Prove Value of Return-to-Work Program & Gain Stakeholder Buy-In” Business and Financial Benefits of Transitional Duty Lower Workers Compensation Costs : Employees who stay engaged at work tend to have shorter claims duration and fewer legal disputes. All state laws vary.

Workers Comp

AMAXX

MARCH 4, 2025

By shifting your perspective from compliance-as-burden to compliance-as-advantage, you can leverage OSHA requirements to create a safer, more productive workplace, reduce workers compensation costs , and enhance your company’s reputation. A policy or training is implemented to check the compliance box. All state laws vary.

Workers Comp

AMAXX

MARCH 17, 2025

There are elements in your workers compensation program that may be creating challenges without you even realizing it. These challenges can stem from incentives, employee motivations, policies, or procedures that deliver unintended consequences. View workers compensation as an adversarial process.

Workers Comp

AMAXX

JANUARY 27, 2025

Revamping a workers compensation (WC) program can transform how companies manage costs and care for injured employees. Below, we explore common errors and provide actionable steps to begin reforming a workers’ comp program. You should consult with your insurance broker, attorney, or qualified professional.

Workers Comp

AMAXX

MARCH 24, 2025

These employees, known as “general exclusions,” require their payroll to be reported and calculated separately, directly influencing workers compensation premiums. ” Stay tuned to complete your understanding and gain further control over your workers’ compensation premiums. All state laws vary.

Workers Comp

AMAXX

APRIL 30, 2025

Managing workers compensation can feel like playing whack-a-mole. One day its a delayed report, the next its an escalating claim or a frustrated injured worker. Transitional Duty Policy Define how employees will return to work, even if modified duty is needed. All rights reserved under International Copyright Law.

Workers Comp

AMAXX

JULY 14, 2025

When it comes to workers’ compensation, small claims might seem harmless. Many employers wonder: “Why report a $1,000 medical bill to the insurance carrier if we can just pay it ourselves and keep our experience mod low?” After all, fewer claims mean fewer red flags on your insurance history—right? Not always.

Claim

AMAXX

MAY 26, 2025

When a workplace injury occurs, most people think of two parties: the injured worker and the employer. Workers compensation isnt a solo actits a team sport. Thats a critical mindset shift: every stakeholder in workers comp is here to support the employee-employer dynamic. All state laws vary.

Workers Comp

AMAXX

JUNE 9, 2025

When it comes to workers’ compensation litigation, fear is the unspoken force driving many claims into the courtroom. It’s not necessarily bad injuries, bad actors, or even bad faith that sends injured workers searching for an attorney. You should consult with your insurance broker, attorney, or qualified professional.

Workers Comp

AMAXX

MAY 14, 2025

Month 34: Launch branded injury response brochures and return-to-work policy. A rockstar team treats workers comp like any other business initiativewith goals, timelines, and follow-through. He is co-author of the #1 selling comprehensive training guide Your Ultimate Guide to Mastering Workers Comp Costs: Reduce Costs 20% to 50%.

Workers Comp

Healthinsurance.org

MAY 16, 2025

Mental health parity rules apply to Medicaid managed care plans, Medicaid alternative benefit plans (including the ACAs expansion of Medicaid), 11 and the Childrens Health Insurance Program (CHIP). 15 Short-term health insurance and coverage that is considered an excepted benefit do not have to cover mental health and SUD treatment.

Out-Of-Pocket

Word & Brown

APRIL 1, 2025

Premium Only Plans (POPs): Also known as a Section 125 Cafeteria Plan, a Premium Only Plan enables enrolled employees to pay their health insurance premiums with pre-tax dollars. Plus, your clients can save on Federal Insurance Contribution Act (FICA) taxes and Workers Compensation.

Deductible

AMAXX

APRIL 14, 2025

Transitional duty keeps injured workers productive and engaged, while helping employers manage workers compensation costs and maintain continuity in staffing. If no suitable roles are available on-site, remote work such as database clean-up, online training, or policy review might be viable. All state laws vary.

Workers Comp

Property Insurance Centre

FEBRUARY 24, 2025

How to Protect Your Business Get Comprehensive Insurance Ensure you have general liability insurance, professional indemnity insurance, and workers compensation if applicable. Consult Legal Experts A business attorney can help review policies, contracts, and risk management strategies to ensure legal protection.

Liability

AMAXX

MARCH 24, 2025

Assignment of Classification Codes Initially, insurance brokers typically assign classification codes when securing coverage for employers. Brokers discuss the nature of the employer’s work to determine the most suitable code. Upon mutual agreement, the policy is then issued with the corrected classification codes.

Workers Comp

AMAXX

APRIL 10, 2025

In the complex world of workers compensation, risk managers play a vital role in aligning strategic oversight with day-to-day claims operations. Heres a closer look at best practices every risk manager should be following to create a high-performing, cost-effective workers compensation program. All state laws vary.

Workers Comp

AMAXX

JUNE 5, 2025

But if your goal is lower costs, faster recoveries, and better employee loyalty, the answer isnt more policies its more people involved. He is co-author of the #1 selling comprehensive training guide Your Ultimate Guide to Mastering Workers Comp Costs: Reduce Costs 20% to 50%. Injury response isnt just HRs job. All state laws vary.

Injury

AMAXX

JUNE 19, 2025

Return-to-work (RTW) programs are one of the most effective strategies for reducing workers’ compensation costs and improving recovery outcomes. Monitor Claims and Protect Against Abuse A successful RTW program doesn’t end at policy launch. You should consult with your insurance broker, attorney, or qualified professional.

Workers Comp

Triple-I: Workers Compensation

JUNE 25, 2025

policy actions was a major concern for thought leaders on the “Economics, Underwriting, and Geopolitics” panel at Triple-I’s Joint Industry Forum in Chicago. Amid various tariff reductions, increases, impositions, and pauses, President Trump’s trade policies remain difficult to determine or predict.

Policy

AMAXX

JANUARY 13, 2025

Lets explore the roles of these critical players in a workers’ compensation system. Insurance Company: The Risk Bearer Often referred to as the underwriter, insurer, or carrier, the insurance company provides the workers’ compensation policy and assumes the employers risk.

Workers Compensation

AMAXX

JULY 15, 2024

The Solution: Pay Without Prejudice The solution to this prevalent problem is the implementation of a Pay Without Prejudice policy. This policy authorizes payment for medical treatment up to a certain dollar amount (commonly $10,000) regardless of whether the claim will ultimately be denied. All state laws vary.

Workers Compensation

AMAXX

NOVEMBER 11, 2024

” Common Flaws in Policies Many companies unknowingly implement policies that inadvertently sabotage their return-to-work efforts. These flawed policies often prevent employees from returning promptly, which can lead to increased costs and decreased morale. Do not use this information without independent verification.

Policy

AMAXX

JULY 29, 2024

Claims Management Oversee the workers’ compensation claims process, ensuring timely filing and follow-up. Work with insurance adjusters and third-party administrators to manage and resolve claims efficiently. Workers’ Comp Roundup Blog: [link] Injury Management Results (IMR) Software: [link] ©2024 Amaxx LLC.

Workers Compensation

AMAXX

NOVEMBER 26, 2024

This can be done by partnering with clinics or healthcare providers that can see injured workers right away. Clearly define these roles in your RTW policy. Supervisors and case managers should stay in contact with the injured worker to provide support and address any issues as they arise.

Workers Compensation

AMAXX

SEPTEMBER 3, 2024

These challenges can be exacerbated by poor communication, lack of clear policies, or inadequate support systems. Develop a Comprehensive RTW Policy A well-defined RTW policy is the cornerstone of managing difficult return-to-work scenarios. You should consult with your insurance broker, attorney, or qualified professional.

Workers Comp

AMAXX

AUGUST 27, 2024

Building on Success: Enhancing Existing Practices Once a comprehensive injury management program is in place, it’s important to build on existing internal processes to closely manage workers’ compensation and improve overall safety outcomes. You should consult with your insurance broker, attorney, or qualified professional.

Injury

AMAXX

NOVEMBER 19, 2024

Click Link to Access Free PDF Download “13 Research Studies to Prove Value of Return-to-Work Program & Gain Stakeholder Buy-In” The Role of Collective Bargaining Agreements Collective bargaining agreements (CBAs) often define the rules and expectations around many employment issues, including return-to-work policies.

Workers Comp

Triple-I: Workers Compensation

APRIL 4, 2022

If such a captive insures only the risks of its parent or subsidiaries, it is called a “pure” captive. The global insurance broker and risk advisor’s survey of more than 1,300 captives also shows that gross written premiums in this area grew from $54 billion in 2019 to nearly $61 billion in 2020.

Workers Compensation

Word & Brown

DECEMBER 11, 2024

Talk with your clients about their needs, expectations, and budget, as plans that define the insureds inability to perform in their own occupation may be more costly than plans that define disability related to ones ability to perform any occupation. Policies with shorter maximum benefit periods typically have lower premiums.

Workers Compensation

LexisNexis

OCTOBER 10, 2024

Rassp, Presiding Judge, WCAB Los Angeles, California Division of Workers’ Compensation Disclaimer: The material and any opinions contained in this article are solely those of the authors and are not the opinions of the Department of Industrial Relations, Division of Workers’ Compensation, or the WCAB, or any other entity or individual.

Workers Compensation

LexisNexis

OCTOBER 22, 2024

By Julius Young, Richard Jacobsmeyer, Barry Bloom, Editors-in-Chief for Herlick, California Workers’ Compensation Handbook [Note: This article is excerpted from the upcoming 2025 edition of Herlick, California Workers’ Compensation Handbook. The AI revolution is starting to come to workers’ compensation.

Workers Compensation

Word & Brown

MAY 20, 2025

Or, more specifically, have you thought about Workers Compensation? What Is P&C Insurance? P&C stands for “Property and Casualty” P&C insurance includes policies covering property and casualty risks like auto, homeowners, and commercial insurance, including Workers Compensation coverage.

Workers Comp

AMAXX

JANUARY 28, 2025

Employers striving to improve their workers compensation programs often find their goals harder to achieve than expected. The root of the issue is not always poor implementation of return-to-work programs but rather hidden policies or procedures sabotaging progress.

Workers Comp