Distinguished

MARCH 20, 2025

These resources are invaluable for both property owners and insurance brokers when assessing risk. How do pending or unresolved housing violations affect a property owners ability to obtain insurance? Insurers view these violations as signs of deferred maintenance and increased risk.

Broker

Protect Commercial Insurance

JUNE 6, 2025

By customising your insurance, you ensure that you’re not overpaying for unnecessary coverage, nor are you left vulnerable by under-insuring your assets. This is where insurance brokers come in handy. Insurers assess the geographical risks and calculate your premiums accordingly.

Commercial Property

R&R Insurance

FEBRUARY 20, 2025

Workers compensation rates are state mandated in Wisconsin, meaning all insurance carriers must use the same rates resulting in premiums from one carrier to another are basically the same. the Good In general, a reduction of work comp rates result in reduced premium costs to contractors. HVAC Installation -14.6 Landscaping -6.3%

Workers Compensation

AMAXX

MARCH 24, 2025

In this final part of our series exploring the nine elements of independent premium audits, we turn our focus to specialized situations and nuanced adjustments auditors carefully evaluate. Auditors disallow estimates, making precise documentation vital to receiving the intended premium savings associated with this exception.

Workers Comp

AMAXX

JULY 15, 2025

Understanding the real impact of frequency versus severity on your experience modification factor (mod) is crucial if you want to keep your insurance premiums under control. Click Link to Access Free PDF Download “How to Calculate Your Minimum Experience Mod, Controllable Premium & the Revenue Impact” A mod of 1.00

Workers Comp

Distinguished

MARCH 6, 2025

Insurers view these violations as signs of deferred maintenance and increased risk. Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Landlord insurance which covers both liability and property damageis particularly sensitive to housing violations.

Building

AMAXX

JUNE 17, 2025

Here’s why that matters: No indemnity payments = dramatically lower claim costs No lost time = claim is not classified as a lost-time claim Lower cost = improved experience mod and insurance premiums It’s not just about dollars. A high mod drives up insurance premiums—and those costs stay elevated for years.

Workers Comp

Distinguished

MARCH 19, 2025

Insurers view these violations as signs of deferred maintenance and increased risk. Even if some violations are eventually addressed, a history of non-compliance can still lead to higher premiums. Are there specific types of insurance that are more sensitive to these housing violations?

Building

Simply Insurance

JUNE 15, 2025

(DBA Simply Insurance ® in Georgia) " Simply Insurance® is a licensed independent insurance broker and doesnt underwrite any insurance policy described on this website. The information provided on this site has been created by Simply Insurance ® for general, informational, and educational purposes.

Workers Comp

AMAXX

MAY 19, 2025

The workers compensation system may feel like a complex web of insurance premiums, claims adjusters, and legal disputesbut at its core, its rooted in one simple idea: a compromise. You should consult with your insurance broker, attorney, or qualified professional. All rights reserved under International Copyright Law.

Workers Comp

AMAXX

MAY 27, 2025

If you’re serious about lowering premiums, reducing claim durations, and improving outcomes for injured workers, start by identifying and correcting these ten common pitfalls. You should consult with your insurance broker, attorney, or qualified professional. All rights reserved under International Copyright Law.

Workers Comp

AMAXX

JULY 1, 2025

Reduce Costs Fewer injuries mean lower workers’ compensation premiums, fewer lost workdays, and higher productivity. Companies that reduce injuries: Spend less on claims and insurance premiums Keep productivity high Improve morale and retention Protect their brand reputation OSHA exists to “help employers prevent injuries.”

Injury

ProWriters

MAY 20, 2025

On the other hand, its becoming a powerful tool for insurers, helping to assess risk, detect fraud, and streamline claims. So, where does this leave Cyber Insurance brokers? What This Means for Cyber Insurance Brokers So, wheres the opportunity in all of this? Somewhere between opportunity and uncertainty.

Cyber

Simply Insurance

JUNE 28, 2025

If youre looking for the cheapest homeowners insurance company in Maryland, look no further than Progressive. They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. Equity in Action.

Home Insurance

Simply Insurance

JUNE 16, 2025

(DBA Simply Insurance ® in Georgia) " Simply Insurance® is a licensed independent insurance broker and doesnt underwrite any insurance policy described on this website. The information provided on this site has been created by Simply Insurance ® for general, informational, and educational purposes.

Workers Comp

Simply Insurance

JUNE 16, 2025

For example, the long-term care insurance deduction for self-employed individuals differs from the long-term care premiums tax deductible for S corps. How Can I Get A Long Term Care Insurance Quote? In these situations, if you own more than 2 percent of the S Corp as a shareholder, the S Corp pays your insurance premium.

Deductible

Word & Brown

APRIL 1, 2025

Individual Health Insurance Tax Deductibility If you offer individual health insurance to your clients, they may be able to include their health insurance premiums in their medical expense calculation on their taxes. Other health care-related expenses may also be deductible for your clients, depending on their incomes.

Deductible

AMAXX

JULY 14, 2025

Click Link to Access Free PDF Download “How to Calculate Your Minimum Experience Mod, Controllable Premium & the Revenue Impact” Here’s how it works: When you report a medical-only claim (a claim without any lost time or indemnity payments), 70% of the cost is excluded from your experience modification factor (mod).

Claim

Property Insurance Centre

JUNE 29, 2025

Once the property becomes occupied again, your insurer will normally refund this to you, less their usual charges, and for time on risk as an empty property. Once the property becomes unoccupied, insurers will ask that you update them as soon as the property is occupied again.

Commercial Property

AMAXX

MARCH 4, 2025

Data from OSHA and the National Safety Council consistently show that businesses that invest in safety programs experience lower insurance premiums, fewer lost workdays, and improved productivity. You should consult with your insurance broker, attorney, or qualified professional. All state laws vary.

Workers Comp

Word & Brown

JUNE 21, 2025

Advanced Premium Tax Credit (APTC): A federal subsidy that helps eligible individuals purchase coverage. For other ideas on nurturing client relationships, read our other broker blogs. The post 4 Proven Ways to Educate Clients and Build Customer Loyalty appeared first on The Insurance Broker Blog. We post monthly.

Building

Word & Brown

MAY 19, 2025

When you partner with us, you can offer your eligible clients value-added extras like COBRA admin, a Premium Only Plan (POP), and/or ERISA services. We work with a diverse roster of carriers and administrators offering a wide range of Medical and Ancillary insurance products and related services.

Broker

Simply Insurance

JUNE 12, 2025

Disability Insurance Rates By Benefit Period How Much Is Benefit Period in Disability Insurance a Month? The cost of disability insurance by benefit period can vary. Heres a quick look at how different benefit periods can affect your monthly premiums. Heres how different occupations might affect your premiums.

Insurance Quotes

Simply Insurance

JUNE 16, 2025

About Life Event Statistics Discover the most up to date life event statistics in America and how they affect your insurance premiums. DBA Simply Insurance ® in Georgia) " Simply Insurance® is a licensed independent insurance broker and doesnt underwrite any insurance policy described on this website.

Workers Comp

Simply Insurance

JULY 11, 2025

(DBA Simply Insurance ® in Georgia) " Simply Insurance® is a licensed independent insurance broker and doesnt underwrite any insurance policy described on this website. The information provided on this site has been created by Simply Insurance ® for general, informational, and educational purposes.

Life Insurance

Simply Insurance

JUNE 12, 2025

Is landlord rental insurance worth it? Landlord insurance is worth it as a landlord to mitigate your risk and protect yourself from financial loss. However, you should always ensure that the monthly premium doesnt cost more than what your property brings in on average every month; otherwise, it wont be worth the cost of coverage.

Insurance Quotes

Simply Insurance

JUNE 10, 2025

Is landlord rental insurance worth it? Landlord insurance is worth it as a landlord to mitigate your risk and protect yourself from financial loss. However, you should always ensure that the monthly premium doesnt cost more than what your property brings in on average every month; otherwise, it wont be worth the cost of coverage.

Insurance Quotes

Simply Insurance

JUNE 23, 2025

If youre looking for the cheapest homeowners insurance company in Illinois, look no further than Progressive. They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. Equity in Action.

Home Insurance

Simply Insurance

JUNE 9, 2025

Is landlord rental insurance worth it? Landlord insurance is worth it as a landlord to mitigate your risk and protect yourself from financial loss. However, you should always ensure that the monthly premium doesnt cost more than what your property brings in on average every month; otherwise, it wont be worth the cost of coverage.

Insurance Quotes

Distinguished

MARCH 21, 2025

In Chicago, housing code violations not only affect tenant safety and property values but also play a critical role in insurance risk assessments. Understanding these violationsfrom heating failures to structural hazardsis essential for insurance brokers advising property owners. Insurance brokers are pivotal in this arena.

Building

Simply Insurance

JUNE 15, 2025

If youre looking for the cheapest homeowners insurance company in Arizona, look no further than Progressive. They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. Equity in Action.

Home Insurance

Property Insurance Centre

FEBRUARY 10, 2025

We work closely with our Insurers to get the best rates and our experience and excellent relationships with them mean that we can provide cover for even the most difficult to place risks. Established in 1976, we are not a call centre but a specialist insurance broker with a traditional office mentality, where the client comes first.

Commercial Property

Simply Insurance

JUNE 3, 2025

Remember, the deductible you choose will affect your monthly premium, the lower the amount of coverage you want, the higher your premiums. If you choose a higher deductible, your premiums will be lower. If you have a lower deductible, the insurance company is on the hook for more money. (DBA

Deductible

Simply Insurance

JUNE 11, 2025

Is landlord rental insurance worth it? Landlord insurance is worth it as a landlord to mitigate your risk and protect yourself from financial loss. However, you should always ensure that the monthly premium doesnt cost more than what your property brings in on average every month; otherwise, it wont be worth the cost of coverage.

Insurance Quotes

Healthinsurance.org

MARCH 13, 2025

This will make it particularly important for enrollees to pay close attention to communications they get from their plan and the Marketplace before and during open enrollment, to ensure that there are no unwelcome surprises regarding their coverage or premiums in January.

Premium

Simply Insurance

JUNE 17, 2025

If youre looking for the cheapest homeowners insurance company in Arkansas, look no further than Progressive. They offer various discounts, including multi-policy discounts, that can save you money on your premium. However, they are in the process of updating how they calculate risk and monthly premiums. Equity in Action.

Home Insurance

Distinguished

MARCH 17, 2025

In New York City, housing code violations challenge property owners, tenants, and insurance brokers alike. We speak with Katie Vespia, President of Distinguisheds Real Estate program , about common NYC violations, their fines, resolution processes, and the impact on insurance coverage.

Broker