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How Fear Impacts Workers’ Compensation Claims (and What to Do About It)

AMAXX

By understanding the role fear plays in workers compensation claims, employers can implement strategies to foster trust, improve outcomes, and reduce costs. The Link Between Fear and Litigation Studies have consistently identified fear as a major driver of workers compensation litigation. All state laws vary.

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Mistake: Accepting Every Workers’ Compensation Claim

AMAXX

Many companies operate under an unwritten rule: accept every workers compensation claim, no questions asked. A well-managed workers compensation program should pay 100% of legitimate claimsand 0% of the claims that arent. Employees come to believe that every claim will be accepted, regardless of the circumstances.

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Behind the Scenes of Medical Bill Review: How to Catch Overcharges and Coding Errors

AMAXX

This is where medical bill review (MBR) becomes an essential part of any effective workers’ compensation cost containment strategy. Let’s go behind the scenes to understand how it works—and how employers can better partner with their TPA or network to protect their bottom line. All state laws vary.

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The Big Impact of Payroll & Class Codes on Your Experience Mod

AMAXX

When it comes to workers’ compensation costs, many employers focus on claims management, safety programs, and return-to-work initiatives. These two factors can dramatically influence your experience modification factor (mod) and ultimately how much you pay for workers’ comp insurance. What Is the Experience Mod?

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The Grand Bargain: How Workers’ Comp Became a Win-Win for Employers and Employees

AMAXX

The workers compensation system may feel like a complex web of insurance premiums, claims adjusters, and legal disputesbut at its core, its rooted in one simple idea: a compromise. Injured workers no longer had to navigate the legal system or prove negligence just to receive help. In other words, both parties won.

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From Data to Prevention: How Injury Tracking Can Reduce Future Claims

AMAXX

If there’s one universal truth in workers’ compensation, it’s this: The best claim is the one that never happens. Injuries occur, costs mount, and safety meetings become reactive discussions about what went wrong rather than proactive strategies to keep workers safe. Yet for many employers, the reality is different.

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10 Mistakes That Blow Up Workers’ Comp Costs (and How to Avoid Them)

AMAXX

Workers compensation is often misunderstood as a fixed cost of doing businesssomething employers have to accept, manage passively, and simply write checks for. In reality, workers comp costs are one of the most controllable expenses in your organization. But that mindset couldnt be further from the truth. All state laws vary.