American Agents Alliance

JULY 10, 2025

We have worked closely with our California insurance company partners to develop a specialized program that enables agents to access these high-quality markets.

Agents

Insurance Journal

JUNE 1, 2025

When Tampa-based Slide Insurance registered for an initial public stock offering last week, one page of the filing quickly had people talking in the Florida insurance industry. On page 132 of the filing with the U.S. Securities and Exchange Commission …

Compensation

Agency Height

JULY 31, 2025

From 2018–2022, ZIP Codes with high climate-related risk saw homeowners’ insurance premiums rise 82% above those in safer areas. How Insurance Companies Calculate Risk: The Real Mechanics Insurance pricing in the U.S. But to your insurance company, it becomes a data point in a much larger risk equation.

Premium

Property Insurance Coverage Law

JULY 4, 2025

Established in 1985, Merlin Law Group is a insurance litigation law firm committed to assisting policyholders receive fair and just outcomes from their insurance companies. Don’t fight insurance companies on your own. Contact us today!

Policyholder

Agency Height

JULY 8, 2025

” “What insurance companies do you work with?” Don’t wait for prospects to ask questions – anticipate them and provide answers. Common questions to address: “Do you offer same-day quotes?” ” “Can you help if I have a DUI on my record?”

Insurance Agent

Friendly Agent

SEPTEMBER 11, 2020

Now, you want to start selling insurance? Before you do, you need to get an insurance carrier appointment. What is an insurance carrier appointment? Insurance carrier appointment means an insurance company is giving you the authorization to sell their insurance product.

Insurance Carrier

Insurance Journal

OCTOBER 31, 2024

Insurance carriers are not responsible if a bank improperly cashes a check made out to two insureds and gives the proceeds to only one of them, a federal appeals court decided this week. 11th Circuit Court of Appeals …

Insurance Carrier

Insurance Journal

DECEMBER 15, 2024

Courts across the country have overwhelmingly ruled in favor of insurance carriers in claims disputes following the government-ordered closures of businesses during the COVID-19 pandemic. The North Carolina Supreme Court last week bucked that trend, becoming just the second state …

Insurance Carrier

Wren Insurance Agency

AUGUST 7, 2024

When it comes to home and auto insurance - with very few exceptions - did you know that you can change your insurance carrier at any time? Citizens - the State-backed home insurer is one of the only exceptions to this. Your credits for these improvements will vary from carrier to carrier.

Insurance Carrier

Wren Insurance Agency

OCTOBER 23, 2024

Even if the storm doesn't directly impact your home or city, overall state damage may cause the carrier you use to pay out a large number of claims that year, which may result in all of their policy premiums increasing at renewal. That annual cap is 14% for 2024 and 15% for 2025.

Policy

Redbird Agents

AUGUST 28, 2023

From understanding various acronyms and abbreviations like IMO, FMO, and MGA, to managing relationships with insurance carriers, there is a lot to consider. One critical decision is selecting the right Insurance Marketing Organization (IMO) or Field Marketing Organization (FMO) to partner with. Yes, I need an IMO!

Insurance Agency

Smart Insurance Agents

SEPTEMBER 2, 2024

Best Health Insurance Plans in Illinois: There are many different insurance carriers in Illinois that offer On and Off exchange health insurance plans. On Exchange plans are offered via Healthcare.gov , while Off-Exchange plans can be purchased directly from the insurance company.

Insurance Agent

The Property Insurance Law Observer

MAY 21, 2024

Leatherstocking Cooperative Insurance Company , CV-23-0362, 2024 NY Slip Op 02113 (April 18, 2024), the Plaintiff was in the process of selling his home in Saratoga Springs, New York. The house was insured under a homeowners policy issued by Leatherstocking Cooperative Insurance Company. In Michael Zimmerman v.

Policy

AMAXX

JANUARY 13, 2025

Insurance Company: The Risk Bearer Often referred to as the underwriter, insurer, or carrier, the insurance company provides the workers’ compensation policy and assumes the employers risk. These external companies specialize in claims management, ensuring that each claim is handled efficiently.

Workers Compensation

Redbird Agents

JULY 18, 2024

Compare quotes available to you from up to 30 insurance companies. Several Policy Options and Companies One of Choice Mutual’s strengths is the number of companies it partners with. Other agencies typically have only 1-3 insurance companies they can offer you.

Insurance

ProWriters

SEPTEMBER 23, 2024

EPL Insurance carriers often have teams of experienced professionals who specialize in employment practices. It could involve manually inputting the same information into multiple carriers’ systems and spending hours comparing various policy limits and conditions.

Out-Of-Pocket

Redbird Agents

APRIL 15, 2024

CMS regulates Medicare plans, the insurance companies, agents, and agencies who sell them. An FMO will help you get appointed to sell with multiple insurance companies. What carriers are you appointed with? Will I be paid directly from the insurance company or will my commissions be assigned to the FMO?

Insurance Agent

Friendly Agent

SEPTEMBER 21, 2020

Then, you will have to submit your licensing application and go through a background check before you qualify as a licensed insurance agent. Is selling life insurance a good job at 20 years old? At 20 years old, you may be a target market of insurance companies. How to get appointed by an Insurance Carrier?

Insurance Agent

Scott Insurance

JANUARY 31, 2024

However, homeowners insurance generally operates on a lagged timeline regarding inflation. Because insurance companies must gain approval for rate increases from state regulators and negotiations may take place during this process, the agreed-upon increase may not take effect until months after it is initially proposed.

Premium

ProWriters

OCTOBER 2, 2024

Wholesale Cyber Insurance brokers, like ProWriters, help retail insurance brokers like you find the right coverage for your clients in a complex insurance market. With our expertise and connections to top insurance carriers, we can help you offer specialized lines of coverage for your clients.

Insurance Broker

R&R Insurance

SEPTEMBER 12, 2024

Footnote: The Affordable Care Act (ACA) includes a provision known as the Medical Loss Ratio (MLR) which requires insurance companies to review their overall plan performance by market segments (small group and large group) to determine if they must return a portion of the premiums collected.

Premium

Leadsurance

AUGUST 1, 2023

Regardless of how the word makes you feel it is worth learning about considering that many of the big insurance carriers like Progressive are using gamification in their business. How insurance companies can use gamification to improve their business Gamification can help insurers in various ways.

Insurance Companies

TGS

OCTOBER 3, 2023

TGS Insurance » Blog What Is a Homeowners Insurance Quote? A homeowners insurance quote is the proposed amount that you would pay an insurance carrier to cover your home. The quote will be based on many factors, including your home’s age, building features, location and size, as well as your insurance score.

Insurance Quotes

Smart Insurance Agents

OCTOBER 15, 2024

Health Insurance Plans Accepted at Mayo Clinic change year over year, so it is important to verify coverage with your health insurance company or your health insurance agent. Mayo Clinic Health Insurance Plans Accepted at Florida Campus: Below is a list of accepted health insurance plans by Mayo Clinic Florida.

Insurance

Word & Brown

SEPTEMBER 25, 2024

Be Prepared for Health Insurance Claims Handling It is important you understand the claims process generally, and the specific policies and procedures that apply for each of the insurers/carriers/health plans that you represent. If the case is urgent, the insurance company must accelerate this process.

Claim

Redbird Agents

JULY 12, 2024

The “1,2,3,4,5 Method” is a methodology that strips away all complexity for insurance agents to remember how simple hospital indemnity is to pair with Medicare Advantage plans. In a nut shell, you need ONE insurance company that offers a TWO hundred, THREE hundred, and FOUR hundred daily benefit for a total of FIVE days.

Insurance

Smart Insurance Agents

OCTOBER 16, 2024

They can also assist clients in navigating the health insurance marketplace introduced by the Affordable Care Act (ACA), which offers various options and subsidies for low-income households. Unlike agents who represent a single insurance company, brokers work with multiple insurers, offering a broader array of options to their clients.

Insurance Broker

American Agents Alliance

OCTOBER 14, 2024

Some insurance companies now highlight their charitable give-back programs , which may be of interest to millennial insurance buyers. Join the American Agents Alliance for More Information Agents and brokers who want to sell insurance to millennials can find ways to be successful with this marker.

Agents

InsuredMine

MARCH 26, 2024

Insurance companies recognize the imperative to invest in modern digital technologies to achieve their goals of cost reduction and revenue growth. Embracing cloud-native principles enables insurers to develop, deploy, and iterate on software more rapidly, reducing time-to-market and facilitating continuous innovation.

Insurance

Smart Insurance Agents

SEPTEMBER 28, 2024

Understanding the Role of a Medical Insurance Broker Health insurance brokers act as intermediaries between consumers and insurance companies, providing guidance and policy options to help clients find suitable health insurance plans. How Are You Compensated?

Broker

Boyle Agency Insurance

APRIL 27, 2024

This means the insurance company would have to pay out more in the event of a loss, and in turn would make your premium higher. Condition of the house – The condition of the house you are insuring is a consideration in Homeowners Insurance coverage. Fire claims make up a large part of property claims.

Premium

Redbird Agents

NOVEMBER 1, 2023

Clear Communications Binds a Great Customer Experience for Insurance Companies Clear communications is to customer engagement what clean floors are to a grocery store. Insurance carriers create tons of information that is suitable for customers, so segment your database and send them articles and videos specific to their needs.

Agents

Agency MVP

DECEMBER 20, 2021

Instead of meeting face-to-face, it is now possible to demonstrate and sell virtually any type of P&C insurance policy without even needing to see the client in a traditional fashion. Continue reading to enhance your efforts to sell P&C insurance right from the comfort of your own home. It can be lonely at times.

Insurance

American Agents Alliance

NOVEMBER 15, 2024

Gain Access to Preferred Markets With the American Agents Alliance Become a member of the American Agents Alliance for exclusive access to insurance carriers through our preferred markets program. We have worked closely with our insurance company partners to build a special program that allows you to access these quality markets.

Building

Word & Brown

DECEMBER 11, 2024

Voluntary STD coverage is available through some insurance carriers in California as an alternative to the participation in the State Disability Insurance program. This type of voluntary insurance is designed to provide short-term wage replacement during a shorter period of disability.

Workers Compensation

Word & Brown

NOVEMBER 12, 2024

An FMO provides insurance brokers with support and connects them with a roster of insurance carriers – offering a range of products and services. A 2024 article published by PeopleKeep features an overview of FMOs and the role they can play for insurance professionals.

Broker

Property Insurance Centre

JANUARY 4, 2024

. “Insureds need to be aware of the potential risks they face and work closely with their insurers to understand the coverage limitations and take proactive measures to protect their properties.” To offset these challenges, reinsurers are passing costs down to primary insurance companies.

Property Insurance